UNITED
STATES
SECURITIES
AND EXCHANGE COMMISSION
Washington,
D.C. 20549
FORM
8-K
CURRENT
REPORT
Pursuant
to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of
Report (Date of earliest event reported): January 28, 2011 (January
27, 2011)
RURBAN
FINANCIAL CORP.
(Exact
name of registrant as specified in its charter)
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Ohio
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0-13507
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34-1395608
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(State
or other jurisdiction
of
incorporation or organization)
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(Commission
File Number)
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(IRS
Employer
Identification
No.)
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401 Clinton Street,
Defiance, Ohio 43512
(Address
of principal executive offices) (Zip Code)
(419)
783-8950
(Registrant’s
telephone number, including area code)
Not
Applicable
(Former
name or former address, if changed since last report.)
Check the
appropriate box below if the Form 8-K filing is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
o Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o Soliciting material
pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))
o Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))
Item 2.02. Results of
Operations and Financial Condition.
On
January 27, 2011, Rurban Financial Corp. (the “Company”) hosted a conference
call and webcast to discuss its financial results for the fiscal year and fourth
quarter ended December 31, 2010. A copy of the transcript for the
conference call and webcast is furnished as Exhibit 99.1 and is incorporated
herein by reference.
The
information in this Item 2.02, including Exhibit 99.1 furnished herewith, is
being furnished and shall not be deemed to be “filed” for purposes of Section 18
of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject
to the liabilities of that Section, nor shall such information be deemed to be
incorporated by reference in any registration statement or other document filed
under the Securities Act of 1933 or the Exchange Act, except as otherwise stated
in such filing.
Item 9.01 Financial
Statements and Exhibits.
(a) Not
Applicable
(b) Not
Applicable
(c) Not
Applicable
(d) Exhibits
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Exhibit No.
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Description
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99.1
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Transcript
of conference call and webcast conducted on January 27,
2011
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SIGNATURE
Pursuant to the requirements of the
Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned hereunto duly
authorized.
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RURBAN
FINANCIAL CORP. |
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Dated: January
28, 2011
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By:
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/s/
Anthony
V. Cosentino |
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Anthony
V. Cosentino
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Executive
Vice President and Chief Financial Officer
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Current
Report on Form 8-K
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Exhibit No.
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Description
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99.1
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Transcript
of conference call and webcast conducted on January 27,
2011
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