UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

           Pursuant to Section 13 or 15(d) of the Exchange Act of 1934

        Date of Report (Date of earliest event reported) December 1, 2003



                       SIMMONS FIRST NATIONAL CORPORATION
             (Exact name of registrant as specified in its charter)



           Arkansas                        0-6253               71-0407808
(State or other jurisdiction of          (Commission         (I.R.S. employer
 incorporation or organization)          file number)      identification No.)




       501 Main Street, Pine Bluff, Arkansas                     71601
     (Address of principal executive offices)                 (Zip Code)



                                 (870) 541-1000
              (Registrant's telephone number, including area code)



ITEM 9.    REGULATION FD DISCLOSURE

     The  following is the text of a press release  issued by the  registrant at
3:00 P.M. Central Standard Time on December 1, 2003.



      SIMMONS FIRST NATIONAL CORPORATION DECLARES $0.14 PER SHARE DIVIDEND
      --------------------------------------------------------------------

     Pine Bluff, AR -- Simmons First National  Corporation's  Board of Directors
declared a regular $0.14 per share  quarterly cash dividend  payable  January 2,
2004, to shareholders  of record  December 15, 2003. This dividend  represents a
$0.01 per share,  or 7.69%  increase over the previous  quarter and a $0.015 per
share,  or 12.00%  increase  over the dividend paid for the same period in 2002.
The per share data  reflects the effect of the Company's two for one stock split
effective May 1, 2003.
     Upon  completion  of  the  recently   announced   acquisition  of  Alliance
Bancorporation,  Inc., Simmons First National Corporation will be a $2.3 billion
financial holding company, with eight community banks in Pine Bluff,  Jonesboro,
Lake  Village,  Rogers,  Russellville,  Searcy,  El  Dorado,  and  Hot  Springs,
Arkansas.  The Company's eight banks will conduct  financial  operations from 78
offices, of which 76 are financial centers, in 44 communities.

                               # # # # # # # # # #


FOR MORE INFORMATION CONTACT:

Lawrence Fikes
Vice President, Marketing
Simmons First National Bank
870-541-1438
Ticker symbol:  SFNC



                                    SIGNATURE
                                    ---------

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, thereunto duly authorized.

                                         SIMMONS FIRST NATIONAL CORPORATION



Date: December 1, 2003                   /s/ Barry L. Crow
      ----------------                   ---------------------------------------
                                         Barry L. Crow, Executive Vice President
                                          and Chief Financial Officer