FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person * GARROTT THOMAS M   2. Issuer Name and Ticker or Trading Symbol SUNTRUST BANKS INC [STI] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) ONE COMMERCE SQUARE, FOURTH FLOOR 3. Date of Earliest Transaction (Month/Day/Year) 11/10/2005 (Street) MEMPHIS, TN 38150 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock               53,806.9157 I 401(k) (1) Common Stock               21,291 I Investment I, LP Common Stock               134,582 I Investment II, LP Common Stock               99,007 I Children (2) Common Stock 11/10/2005   S   50,000 D $ 74.2448 789,682 I Trust (3)

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Option (4)

$ 48.33

10/01/2004

01/14/2013

Common Stock

2,069

2,069

D

Option (4)

$ 52.09

10/01/2004

01/15/2012

Common Stock

1,919

1,919

D

Option (4)

$ 48.33

01/14/2004

01/14/2013

Common Stock

120,418

120,418

D

Option (4)

$ 52.09

01/15/2003

01/15/2012

Common Stock

120,568

120,568

D

Option (5)

$ 49.97

01/16/2002

01/16/2011

Common Stock

59,089

59,089

D

Option (6)

$ 56.17

10/01/2004

01/21/2014

Common Stock

122,488

122,488

D

Phantom Stock Units (7)

(7)

(7)

(7)

Common Stock

29,542.9013

29,542.9013

D

Phantom Stock Units (8)

(8)

(8)

(8)

Common Stock

16,675.182

16,675.182

D

Option (9)

$ 73.14

02/08/2008

02/08/2015

Common Stock

122,488

122,488

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
GARROTT THOMAS M ONE COMMERCE SQUARE FOURTH FLOOR MEMPHIS, TN 38150	X

Signatures

Raymond D. Fortin, Attorney-in-Fact for Thomas M. Garrott		11/10/2005
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	Acquired under the National Commerce Financial Corporation Investment Plan, which was frozen 12/31/04, and merged into the SunTrust Banks, Inc. 401(k) Plan on 7/1/05. Because the stock fund component of the 401(k) Plan is accounted for in unit accounting, the number of share equivalents varies based on the closing price of SunTrust stock on the applicable measurement date.
(2)	Held in trust for children.
(3)	Garrott 2005 Investments LTD with respect to which the Reporting Person serves as general partner.
(4)	Granted pursuant to the National Commerce Financial Corporation Amended and Restated Long-Term Incentive Plan.
(5)	Granted pursuant to the National Commerce Financial Corporation 1994 Stock Plan Amended and Restated.
(6)	Granted pursuant to the National Commerce Financial Corporation 2003 Stock and Incentive Plan.
(7)	Acquired under the National Commerce Financial Corporation Equity Investment Plan, which was frozen 12/31/04. These securities convert to common stock on a one-for-one basis.
(8)	Acquired under the National Commerce Bancorporation Deferred Compensation Plan, which is a frozen plan. These securities convert to common stock on a one-for-one basis. Payouts occur annually in January, ending in 2006.
(9)	Granted pursuant to the SunTrust Banks, Inc. 2004 Stock Plan.

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