See all of your money in one secure place. Account balances, transactions, and investment performance. And now send money to anyone with our Universal Checkbook, exclusively for iPhone.
Helping You Manage & Grow Your Money
Personal Capital has created a next-generation financial advisor completely personalized around you.
Take Control of Your Money
Let’s face it. Your finances are a bit out of control. You’ve got money, but it’s spread around in lots of accounts at many different financial institutions -- banks, brokers, credit cards, mortgages, mutual funds, 401k’s and more. It’s hard just to keep track of what you’ve got, much less make sense of it.
A New Kind of Financial Service
Personal Capital gathers all your financial information in one place, and lets you see what you’ve got and where it’s going. Then we analyze your financial situation, helping you understand the present and plan the future. After examining your investment portfolio, we provide free investment advice on asset allocation and other aspects of your investment strategy. Finally, if you wish, we’ll actually manage the complex and tedious parts of implementing your investment strategy.
All About You
Most financial services are about creating a product and selling that same product to as many people as possible. Personal Capital is all about you -- your data, your money, your financial needs. The service is completely personal, and starts from the proposition no two clients are alike.
The sorry truth is that bankers and brokers are motivated to help themselves, not you. They are salespeople paid to push products, earning commissions and kickbacks when they do. In stark contrast, Personal Capital is an investment advisor. We accept a fiduciary obligation to act in your best interest, and our advice must be aimed at making money for you, not for us.
The Big Picture
Rather than looking at things account-by-account and transaction-by-transaction, you need a complete “holistic” view of your money -- all your money at all your banks and brokers. What you own, what you owe, and what you and your family will need in the future. Then we can help you create a strategic financial plan.
Managing Your Money
Finally, if you wish, we can help manage your money. Once we’ve created your strategic plan, you can delegate much of the implementation to us. Multi-asset-class diversification, risk-management, rebalancing, tax-optimization -- this type of sophisticated wealth management has long been available to multi-millionaires, and now it’s available to you.