The good news, according to a new IMF working paper, Systemic Banking Crises Database: An Update, is that financial crises are more likely to begin in September than in any other month, which suggests we may have a bit of time before the stuff (Europe, China, fiscal cliff, etc., etc., etc.) really hits the fan (hat tip to Free Exchange).

The bad news, however, is that no matter when the next disaster strikes — and it will — a lot of people are going to have a hard time coping with the … [visit site to read more] or compare Credit Card Rewards and Best Credit Cards