On Thursday, Secretary of Housing and Urban Development Shaun Donovan will sit down for a discussion with homeowners from across the country about President Obama's refinancing plan . We're helping to kick off the conversation with a series of videos in which the Housing Secretary answers some of the most popular questions we've received about the plan. Today, he tells us how the government is helping homeowners who owe more than the value of their mortgages. Check it out and be sure to tune in Thursday at 3:15 PM ET .