UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) June 30, 2004
FirstFed Financial Corp.
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(Exact name of registrant as specified in its charter)
Delaware 1-9566 95-4087449
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(State of Incorporation) (Commission File No.) (IRS Employer Identification No.)
401 Wilshire Boulevard, Santa Monica, California, 90401-1490
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (310) 319-6000
ITEM 7. FINANCIAL STATEMENTS, PRO-FORMA FINANCIAL INFORMATION AND EXHIBITS
(c) Exhibits
99.0 FIRSTFED FINANCIAL CORP. ANNOUCES IMPACT OF TAX REFUND RECEIVED
FROM THE STATE OF CALIFORNIA
ITEM 9. REGULATION FD DISCLOSURE.
The Registrant hereby incorporates by reference into this Item. 9, FIRSTFED
FINANCIAL CORP. ANNOUNCES IMPACT OF TAX REFUND RECEIVED FROM THE STATE OF
CALIFORNIA attached as Exhibit 99.0, which is being furnished in accordance with
Rule 101(e)(1) under Regulation FD and shall not be deemed to be filed.
A discussion of the factors that could impact the Bank's loan portfolio in
general, and the Registrant's overall business and financial performance, can be
found in the Registrant's reports filed with the Securities and Exchange
Commission. These factors include, among others, general economic and business
conditions and changes therein, competition, consumer preferences and various
other matters beyond the Registrant's control. Given these concerns, investors
and analysts should not place undue reliance on the enclosed information. These
reports speak only as of their stated date, and the Registrant undertakes no
obligation to publicly update or revise the reports, although it may do so from
time to time as management of the Registrant believes is warranted.
S I G N A T U R E S
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRSTFED FINANCIAL CORP.
Dated: June 30, 2004 By:/s/ Douglas J. Goddard
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Douglas J. Goddard
EXHIBIT 99.0
Chief Financial Officer Contact: Douglas Goddard, Executive Vice President
(310) 319-6014
FIRSTFED FINANCIAL CORP. ANNOUNCES IMPACT OF TAX REFUND RECEIVED FROM THE
STATE OF CALIFORNIA
Santa Monica, California, June 30, 2004 -- FirstFed Financial Corp. (NYSE-FED),
parent company of First Federal Bank of California, today announced that pretax
income for the quarter ended June 30, 2004 would be increased by approximately
$1.6 million as the result of interest income received from the California
Franchise Tax Board. The interest received was due on recently settled amended
tax returns filed for the years 1993 to 1998.
The amended returns filed with the Franchise Tax Board primarily had the effect
of changing the years in which deductions were allowed, and did not
significantly change the total California tax liabilities recorded by the
Company. The $1.6 million of interest income will be subject to both federal and
state income taxes, resulting in after-tax income of approximately $900
thousand.
The Company expects to announce its final results of operations for the quarter
ended June 30, 2004 on July 23, 2004.
This press release contains certain forward-looking statements that are subject
to various factors that could cause actual results to differ materially from
such statements. FirstFed disclaims any intent or obligation to update this
forward-looking information.