Benzinga's Top Downgrades

Analysts at Citigroup downgraded Apple (NASDAQ: AAPL ) from “buy” to “neutral.” Apple's shares closed at $509.79 on Friday. Apple's trailing-twelve-month ROA is 23.61%. Analysts at RBC Capital downgraded W.R. Berkley (NYSE: WRB ) from “outperform” to “sector perform.” W.R. Berkley's shares closed at $38.88 on Friday. W.R. Berkley's