Waste not want not. A fool and his money are soon parted. A penny saved is a penny earned. Remember those trusty proverbs from childhood aimed at breaking us of our prodigal sensibilities impulsive habits and lack of foresight? Well-meaning and well-written as they were they didn’t stand much chance against an unappetizing plate of peas the shiny silver Hot Wheels Corvette near the checkout line or a desire to stay dry against rescuing a rainstorm-soaked Teddy Ruxpin from the driveway.  Good thing too that life’s little lessons fell on our non-listening ears -- at least as far ...