First American (NYSE: FAF) is the largest provider of title insurance. First American provides a range of financial services, including title insurance and closing/settlement services; property data and automated title plant records and images; home warranty products; property and casualty insurance, and banking, trust and investment advisory services.^[1] The company segements its operations into two segments: Title Insurance and Services and Specialty Insurance.^[2] These services are sold to homebuyers and sellers, real estate professionals, loan originators and servicers, commercial property professionals, homebuilders and others involved in residential and commercial property transactions with products and services specific to their needs.^[3] While First American primarily operates in the U.S., it has international operations as well. The prolonged housing recession in the US has constricted transactional volume and limited First American’s revenues.^[4]

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