PRLog - June 23, 2015 - LONDON, U.K. -- Unlike many other contractor mortgages brokers that charge you a fee for arranging mortgage, most times 1% to 2% of the loan amount; we don’t charge anything to help you secure a mortgage.
One peculiar question that trolls on the mind of most Contractors is, “Whether I would be able to secure a mortgage?” Straightforward answer to this question is a clear YES. Contractors can secure a mortgage. With the help of a specialist contractor mortgages broker, you can easily do that.
A specialist contractor mortgages broker like us, can make your application process simple and hassle free. Please bear in mind that, you would need a mortgage broker who has the experience of working with Contractors and Freelancers.
Do some fact finding before you appoint a mortgage broker.
After all, you wouldn’t want to goof up with your mortgage application. There are quite a few brokers who claim to be a specialist contractor mortgages broker, and often it turns out that, they don’t have enough or no experience of dealing with UK Contractors and Freelancers.
We have processed thousands of mortgage applications and are associated with contracting industry for over a decade now. We carefully evaluate mortgage advisers and we only deal with mortgage specialists.
There have been many instances wherein Contractors have been refused lending by the High Street banks when approached directly. This is purely because these banks are unfamiliar with your contractors. Refusals have an adverse effect on your credit score and future mortgage applications.
We only deal with contractor friendly mortgage lenders.
Due to lack of information / knowledge, we have seen many instances wherein banks have asked Contractors to produce 3 years of accounts, P60, SA302 and some other documents for income proof. Hence, it is always advised to take an expert’s advice.
When you apply through us, all you need is:
Signed copy of your current contract Utility bill for address proof 2 ID Proofs – Passport and/or Driving Licence 3 Months Recent Bank Statement
Our contractor mortgages team will prepare your application and verify, once you provide us with the above set of documents. Post verification, they will send it directly to underwriters for quick processing.
We will assist you with your mortgage application in every aspect – starting from helping you fill the application form, document collection and verification to finding the best mortgage rate, chasing the lender and liaising with the Solicitor.
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Specialist Contractor mortgages broker with no fees
June 23, 2015 at 06:33 AM EDT
