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January 04, 2011 at 14:37 PM EST
Travelers Insurance of Suffern Offers Tips to Help You Save on Auto Insurance
Ultra Preferred Auto insurance customers welcome. See if you qualify for great rates!


SUFFERN, NY - 1/4/2011 - Purchasing the auto insurance that is right for you can be confusing, especially for first-time buyers. By learning the basics on how to get the most for your money, you can save on your auto insurance and feel confident you have adequate coverage. Mike Murphy and Travelers, a leading provider of auto and homeowners insurance, offer these tips to lead you in the right direction when you purchase your car insurance.

•Be a safe driver. Drivers with good driving records can save as much as 60 percent over drivers who cause accidents.

•Enroll in a driving class. Drivers who complete a state-approved defensive driving course, or drivers under the age of 21 who take a driver training course, could qualify for savings.

•Buy a car that includes safety features such as anti-lock brakes, alarms or other security features, airbags, and automatic seat belts.

•Choose a higher deductible (what you pay before your insurance policy kicks in), which can mean paying less for your policy.

•Eliminate unnecessary coverages. If you drive an older car with little cash value, consider eliminating “collision” or “comprehensive” coverage, which pays for damage to or theft of your car.

•Insure more than one car with the same company, and you may be eligible for savings.

•Insure your car and home with the same company. You could save money if you have more than one type of policy with the same insurance company (for example, an auto policy and a homeowners policy). The more good business you give the company, the more valuable you are as a customer.

•Look for low-mileage discounts if you car pool or do not put a lot of miles on your car annually.

•Check for student discounts such as a good student credit for maintaining a B average, or if a driver in your household is living away at school and not driving as much.

•Buy a safer car that will cost less to repair and less to insure. Check crash-test reports, repair records and manufacturer recalls of any car you are considering. A consumer protection magazine can be very useful or check car sites on the Internet.



Established in 1931, All Choice Insurance Agency Inc. is an independent insurance agency offering a full range of insurance products including AUTO, HOME, UMBRELLA & BOAT. ALL CHOICE INSURANCE AGENCY is a member of SIAA & PIA.

For information and quotes on insurance coverage, please visit ALL
Choice Insurance Agency Inc at 71 Lafayette Ave Suffern, NY or call (845) 357-9200.

About Travelers
Travelers understands that life and business are inherently dynamic and that the best way to serve agents and policyholders is to deliver insurance that evolves to stay in-synch with life and business as they change. For more information on being in-synch, visit www.travelers.com.

The Travelers Companies, Inc. (NYSE: TRV) is a leading property casualty insurer selling primarily through independent agents and brokers. The company’s diverse business lines offer its global customers a wide range of coverage in both the personal and commercial settings, including automobile, homeowners, construction, small business, oil and gas, ocean marine, surety and management liability, global technology and public sector services. Travelers is a Fortune 100 company, with 2007 revenues of $26 billion and total assets of $115 billion. The company has approximately 33,000 employees.
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Company Contact Information
AllChoice Insurance Agency
Michael Murphy
71 Lafayette Ave
(Provident Bank Building)
10901
845-357-9200

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