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Even with low interest rates you should have an allocation to bonds
Posted on July 09, 2012 at 13:48 PM EDT
BY DAVID JOHN MAROTTA Portfolio construction begins with the most basic allocation between investments that offer a greater chance of appreciation (stocks) and those that provide portfolio stability (bonds). There is no such thing as a safe investment that pays market rates of return. We recommend that those in retirement have 5-7 years worth of safe spending [...]
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