Five things you need to know today, and how to win your Super Bowl squares pool

Good morning, Cincinnati! It's so cold Miley Cyrus has decided to wear pants. Here are the five most important things you need to know to start your busy business day: Fifth Third's Michigan question Steve Watkins (@SteveCinciBiz) reports that a suburb of Detroit could be forced into bankruptcy if Cincinnati-based Fifth Third Bank carries through on its plans to cut off loans...