Schedule 13G

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

SCHEDULE 13G

Under the Securities Exchange Act of 1934
(Amendment No.          )*

United Fire & Casualty Company
(Name of Issuer)
Common Stock $3.33 1/3 par value
(Title of Class of Securities)
910331107
(CUSIP Number)
October 6, 2009
(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

     o Rule 13d-1(b)

     þ Rule 13d-1(c)

     o Rule 13d-1(d)

* The remainder of this cover page shall be filled out for a reporting person’s initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page.

The information required in the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

 
 

 

                     
CUSIP No.
  
910331107 
  

 

           
1   NAMES OF REPORTING PERSONS

Dee Ann McIntyre
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
  (a)   o   Not Applicable
  (b)   o
     
3   SEC USE ONLY
   
   
     
4   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  United States of America
       
  5   SOLE VOTING POWER
     
NUMBER OF   2,575,763
       
SHARES 6   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY   519,863
       
EACH 7   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   2,575,763
       
WITH: 8   SHARED DISPOSITIVE POWER
     
    519,863
     
9   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  3,095,626
     
10   CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o   Not Applicable
     
11   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
   
  11.6%
     
12   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  IN

2

 

                     
CUSIP No.
  
910331107 
  

 

           
1   NAMES OF REPORTING PERSONS

J. Scott McIntyre Trust dated 12/08/1992
     
     
2   CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
  (a)   o   Not Applicable
  (b)   o
     
3   SEC USE ONLY
   
   
     
4   CITIZENSHIP OR PLACE OF ORGANIZATION
   
  State of Iowa
       
  5   SOLE VOTING POWER
     
NUMBER OF   2,560,131
       
SHARES 6   SHARED VOTING POWER
BENEFICIALLY    
OWNED BY   0
       
EACH 7   SOLE DISPOSITIVE POWER
REPORTING    
PERSON   2,560,131
       
WITH: 8   SHARED DISPOSITIVE POWER
     
    0
     
9   AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
   
  2,560,131
     
10   CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES (SEE INSTRUCTIONS)
   
  o   Not Applicable
     
11   PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
   
  9.6%
     
12   TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
   
  OO

3

 

Item 1(a)    Name of Issuer:
 
    United Fire & Casualty Company
 
Item 1(b)    Address of Issuer’s Principal Executive Offices:
 
    118 Second Avenue SE
Cedar Rapids, Iowa 52401
 
Item 2(a)    Name of Person Filing:
 
    The persons filing this Schedule 13G are:
  (1)   Dee Ann McIntyre
 
  (2)   J. Scott McIntyre Trust dated December 8, 1992
 
  *   Attached to this Schedule 13G as Exhibit A is a Joint Filing Agreement between the persons specified above that this Schedule 13G is being filing on behalf of each of them.
Item 2(b)    Address of Principal Business Office or, if none, Residence:
 
    2222 First Avenue NE, #1004
Cedar Rapids, Iowa 52402
Item 2(c)    Citizenship:
 
    Dee Ann McIntyre is a citizen of the United States of America. The J. Scott McIntyre Trust dated December 8, 1992 was formed under the laws of the State of Iowa.
Item 2(d)    Title of Class of Securities:
 
    Common Stock $3.331/3 par value
Item 2(e)    CUSIP Number:
 
    910331107
Item 3     If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a: Not applicable.
  (a) o  Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o).
 
  (b) o  Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c).

 

4

 

  (c) o  Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c).
 
  (d) o  Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8).
 
  (e) o  An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
 
  (f) o  An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
 
  (g) o  A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
 
  (h) o  A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
 
  (i) o  A church plan that is excluded from the definitions of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
 
  (j) o  Group, in accordance with § 240.13d-1(b)(1)(ii)(J).
Item 4     Ownership
Please provide the following information regarding the aggregate number and percentage of the class of securities of the issuer identified in Item 1.
(a)   Amount beneficially owned.
  (1)   Dee Ann McIntyre is the beneficial owner of 3,095,626 shares of $3.331/3 par value common stock of the Company, consisting of:
  i.   4,345 shares held by Mrs. McIntyre individually;
 
  ii.   2,560,131 shares held by the J. Scott McIntyre Trust dated December 8, 1992, for which Mrs. McIntyre serves as trustee;
 
  iii.   519,863 shares held by the McIntyre Foundation, an Iowa charitable foundation, for which Mrs. McIntyre serves as one of three directors;
 
  v.   4,968 shares held in an individual retirement account; and
 
  vi.   6,319 shares held in the United Fire Group Employee Stock Ownership Plan.
  (2)   The J. Scott McIntyre Revocable Trust dated December 8, 1992 is the direct owner of and thus is beneficial owner of 2,560,131 shares of $3.331/3 par value common stock of the Company.

 

5

 

(b)   Percent of class
  (1)   The 3,095,626 shares reported as beneficially owned by Dee Ann McIntyre represented 11.6% of the issued and outstanding shares of $3.331/3 par value common stock of the Company on October 6, 2009.
 
  (2)   The 2,560,131 shares held by the J. Scott McIntyre Trust dated December 8, 1992 represented 9.6% of the issued and outstanding shares of $3.331/3 par value common stock of the Company on October 6, 2009.
(c)   Number of shares to which the person has:
  (1)   Dee Ann McIntyre
                 
i.
   Sole Power to vote or to direct the vote:     2,575,763  
ii.
   Shared power to vote or to direct the vote:     519,863  
iii.
   Sole power to dispose or to direct the disposition of:     2,575,763  
iv.
   Shared power to dispose or to direct the disposition of:     519,863  
  (2)   The J. Scott McIntyre Trust dated December 8, 1992
                 
i.
   Sole Power to vote or to direct the vote:     2,560,131  
ii.
   Shared power to vote or to direct the vote:     0  
iii.
   Sole power to dispose or to direct the disposition of:     2,560,131  
iv.
   Shared power to dispose or to direct the disposition of:     0  
Item 5    Ownership of Five Percent or Less of a Class
 
    If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following. o
Item 6    Ownership of More than Five Percent on Behalf of Another Person
 
    Not Applicable.
 
Item 7    Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company or Control Person
 
    Not applicable.
 
Item 8    Identification and Classification of Members of the Group
 
    Not applicable.
 
Item 9    Notice of Dissolution of a Group
 
    Not applicable.
 
Item 10    Certification
 
    Not applicable

 

6

 

SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.
             
October 16, 2009
      /s/ Dianne M. Lyons    
 
           
Dated
      Dee Ann McIntyre by Dianne M.    
 
      Lyons, Attorney-in-Fact    
 
            
October 16, 2009
 
Dated
      J. Scott McIntyre Trust dated
December 8, 1992 		   
 
            
 
  By:   /s/ Dianne M. Lyons    
 
           
 
      Dee Ann McIntyre, Trustee by
Dianne M. Lyons, Attorney-in-Fact		    

 

7

 

EXHIBIT A TO SCHEDULE 13G
JOINT FILING AGREEMENT
Dee Ann McIntyre, individually, and the J. Scott McIntyre Trust dated December 8, 1992, hereby agree and consent to the joint filing on their behalf of the foregoing Schedule 13G related to their beneficial ownership of the Common Stock of United Fire & Casualty Company.
             
October 16, 2009
      /s/ Dianne M. Lyons    
 
           
Dated
      Dee Ann McIntyre by Dianne M.    
 
      Lyons, Attorney-in-Fact    
 
            
October 16, 2009
 
Dated
      J. Scott McIntyre Trust dated
December 8, 1992 		   
 
            
 
  By:   /s/ Dianne M. Lyons    
 
           
 
      Dee Ann McIntyre, Trustee by
Dianne M. Lyons, Attorney-in-Fact		    

 

8

 

EXHIBIT B TO SCHEDULE 13G
DEE ANN MCINTYRE
Schedule A shows current ownership as of October 6, 2009, for the Reporting Persons and for two other entities, the McIntyre Foundation and the individual retirement account of J. Scott McIntyre Jr. (deceased), as well as United Fire & Casualty Company shares held in the United Fire Group Employee Stock Ownership Plan (herein, the “Other Entities”). The McIntyre Foundation was created in 1997 by Mrs. McIntyre’s late husband as a charitable foundation; Mrs. McIntyre is one of three directors of the Foundation. By virtue of her position with the Foundation, Mrs. McIntyre is deemed to beneficially own the shares directly owned by the Foundation. Mrs. McIntyre is the beneficiary of her late husband’s individual retirement account. Mrs. McIntyre is the beneficiary of the United Fire & Casualty Company shares held in her late husband’s account in the United Fire Group Employee Stock Ownership Plan.
SCHEDULE A
                                                                                         
                                                                            Shares held in the United  
            Dee Ann McIntyre     J. Scott McIntyre Trust     McIntyre     J. Scott McIntyre     Fire Group Employee  
            Individually     dated 12/08/1992     Foundation     IRA Account     Stock Ownership Plan  
 
    Transaction     Transaction     Total Shares     Transaction     Total Shares     Transaction     Total Shares     Transaction     Total Shares     Transaction     Total Shares  
Transaction Date   Description     Amount     Owned     Amount     Owned     Amount     Owned     Amount     Owned     Amount     Owned  
 
10/06/09
   Holdings on date of                                                                                
 
   death of J. Scott                                                                                
 
   McIntyre Jr.             4,345               2,560,131               519,863               4,968               6,319  
 
Total
                     4,345               2,560,131               519,863               4,968               6,319  

 

9