UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2002
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings
entries.
Institutional Investment Manager:
Name: United Fire & Casualty Company
Address: 118 Second Avenue, S.E.
Cedar Rapids, IA 52407
Form 13F File Number: 28-6427
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Dianne M. Lyons
Title: Controller
Phone: 319-399-5723
Signature, Place, and Date of Signing:
/s/ Dianne M. Lyons Cedar Rapids, IA 11-11-02
Report Type (Check only one):
[X] 13F HOLDINGS REPORT.(Check here if all holdings of this
reporting manager are reported in this report.)
[ ] 13F NOTICE.(Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ] 13F COMBINATION REPORT.(Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 91
Form 13F Information Table Value Total: $99,505 (thousands)
List of Other Included Managers: None
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMNT OTHER ---VOTING AUTHORITY---
NAME OF ISSUER CLASS CUSIP (x $1,000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
====================================================================================================================================
Abbott Laboratories Common 002824-10-0 6,060 150,000 SH Sole 150,000
Agere Systems CL A Common 00845v-10-0 - 31 SH Defined 31
Agere Systems CL B Common 00845v-20-9 1 767 SH Defined 767
Alderwoods Group Inc Common 014383-10-3 250 38,421 SH Sole 38,421
Alliant Energy Common 018802-10-8 158 8,225 SH Defined 8,225
Alliant Energy Corporation Common 018802-10-8 2,352 122,200 SH Sole 122,200
ALLTEL Corporation Common 020039-10-3 502 12,518 SH Sole 12,518
American Express Co Common 025816-10-9 255 8,175 SH Defined 8,175
American Strategic Inc
Port II Common 030099-10-5 330 25,420 SH Sole 25,420
Anheuser-Busch Companies
Inc Common Common 035229-10-3 202 4,000 SH Sole 4,000
Applied Materials Inc Common 038222-10-5 177 15,300 SH Defined 15,300
Arthur J Gallagher & Co Common 363576-10-9 254 10,321 SH Sole 10,321
Automatic Data Processing Common 053015-10-3 177 5,100 SH Defined 5,100
Bank of America Corporation Common 060505-10-4 3,828 60,000 SH Sole 60,000
Bank One Corporation Common 06423A-10-3 1,636 43,740 SH Sole 43,740
BCE Inc Common 05534B-10-9 287 16,200 SH Sole 16,200
Bell South Corporation Common 079860-10-2 294 16,000 SH Sole 16,000
Bemis Company Inc Common 081437-10-5 430 8,700 SH Sole 8,700
Boeing Company Common 097023-10-5 1,195 35,000 SH Sole 35,000
BRE Properties Inc Common 05564E-10-6 554 18,000 SH Sole 18,000
Burlington Northern Santa Fe Common 12189T-10-4 386 16,158 SH Sole 16,158
Burlington Resources Inc Common 122014-10-3 267 6,972 SH Sole 6,972
Cincinnati Financial Corp Common 172062-10-1 10,336 290,500 SH Sole 290,500
Citigroup Inc Common 172967-10-1 175 5,916 SH Defined 5,916
Cummins Inc Common 231021-10-6 462 19,545 SH Sole 19,545
CVS Corp Delaware Common 126650-10-0 179 7,050 SH Defined 7,050
Dean Foods Company Common 242370-10-4 1,280 32,174 SH Sole 32,174
Devon Energy Corp Debt 25179M-AA-1 199 200,000 PRN Sole 200,000
Dow Chemical Company Common 260543-10-3 1,639 60,000 SH Sole 60,000
Duke Energy Corporation Common 264399-10-6 1,564 80,000 SH Sole 80,000
Duke Energy Corporation
8.0% 11/16/04SerB Preferred 264399-58-5 1,289 80,000 SH Sole 80,000
Emerson Electric Co Common 291011-10-4 277 6,300 SH Sole 6,300
Equity Residential Properties
Tr Ser G Conv Pfd Preferred 29476L-85-9 234 10,000 SH Sole 10,000
Exxon Mobil Corp Common 30231G-10-2 181 5,675 SH Defined 5,675
Exxon Mobil Corporation Common 30231G-10-2 1,276 40,000 SH Sole 40,000
Fannie Mae Common 313586-10-9 199 3,350 SH Defined 3,350
Federal Signal Corporation Common 313855-10-8 1,379 74,864 SH Sole 74,864
Fidelity National Information
Solutions, Inc. Common 31620P-10-9 304 19,890 SH Sole 19,890
Ford Motor Company Common 345370-86-0 294 30,000 SH Sole 30,000
General Elec Co Common 369604-10-3 184 7,450 SH Defined 7,450
General Electric Company Common 369604-10-3 5,177 210,000 SH Sole 210,000
H J Heinz Company Common 423074-10-3 1,502 45,000 SH Sole 45,000
Hewlett Packard Co Common 428236-10-3 167 14,349 SH Defined 14,349
Home Depot Inc Common 437076-10-2 177 6,800 SH Defined 6,800
Honeywell International Inc Common 438516-10-6 542 25,000 SH Sole 25,000
Honeywell International Inc Common 438516-10-6 125 5,793 SH Defined 5,793
Intel Corp Common 458140-10-0 148 10,650 SH Defined 10,650
Intel Corporation Common 458140-10-0 139 10,000 SH Sole 10,000
J P Morgan Chase & Co Common 46625h-10-0 130 6,850 SH Defined 6,850
Johnson & Johnson Common 478160-10-4 541 10,000 SH Sole 10,000
Johnson & Johnson Common 478160-10-4 319 5,900 SH Defined 5,900
Kerr-McGee Corp Debt 492386-AP-2 214 200,000 PRN Sole 200,000
King Pharmaceutical Common 495582-10-8 198 10,900 SH Defined 10,900
Lucent Technologies Common 549463-10-7 2 2,900 SH Defined 2,900
Merrill Lynch & Co Inc Common 590188-10-8 194 5,875 SH Defined 5,875
Motorola Inc Common 620076-10-9 611 60,000 SH Sole 60,000
Newell Rubbermaid Inc Common 651229-10-6 487 15,766 SH Sole 15,766
Nicor Inc Common 654086-10-7 564 20,000 SH Sole 20,000
Ohio Casualty Corporation Common 677240-10-3 163 10,000 SH Sole 10,000
Old Republic International Cor Common 680223-10-4 2,644 93,168 SH Sole 93,168
Penford Corporation Common 707051-10-8 270 20,000 SH Sole 20,000
Penwest Pharmaceuticals Co. Common 709754-10-5 250 30,000 SH Sole 30,000
PepsiCo Inc Common 713448-10-8 739 20,000 SH Sole 20,000
Pfizer Common 717081-10-3 170 5,850 SH Defined 5,850
Pioneer-Standard Electronics Common 723877-10-6 2,024 279,571 SH Sole 279,571
Procter & Gamble Company Common 742718-10-9 2,503 28,000 SH Sole 28,000
Progress Energy Inc Common 743263-10-5 782 19,131 SH Sole 19,131
QCR Holdings Inc Common 74727A-10-4 670 45,454 SH Sole 45,454
SAFECO Corporation Common 786429-10-0 1,479 46,550 SH Sole 46,550
Safeway Inc Common 786514-20-8 114 5,125 SH Defined 5,125
SBC Communications Inc Common 78387G-10-3 1,587 78,960 SH Sole 78,960
SBC Communications Inc Common 78387g-10-3 160 7,950 SH Defined 7,950
Schering Plough Corp Common 806605-10-1 141 6,600 SH Defined 6,600
Shopko Stores Inc Common 824911-10-1 261 20,000 SH Sole 20,000
Smucker J M Co Common 832696-40-5 21 560 SH Sole 560
St Paul Companies Inc Common 792860-10-8 625 21,774 SH Sole 21,774
Tellabs Inc Common 879664-10-0 87 21,300 SH Defined 21,300
Texas Instruments Common 882508-10-4 139 9,400 SH Defined 9,400
TPG NV Common 892339-10-2 68 4,034 SH Sole 4,034
Travelers Property &
Casualty Corp A Common 89420g-10-9 3 255 SH Defined 255
Travelers Property &
Casualty Corp B Common 89420g-40-6 7 525 SH Defined 525
TXU Corporation Common 873168-10-8 1,251 30,000 SH Sole 30,000
U S Bancorp Common 902973-30-4 15,689 844,416 SH Sole 844,416
US Bancorp Common 902973-30-4 213 11,450 SH Defined 11,450
Vectren Corporation Common 92240G-10-1 586 26,658 SH Sole 26,658
Verizon Communications Inc Common 92343V-10-4 1,006 36,648 SH Sole 36,648
Wachovia Corporation Common 929903-10-2 981 30,008 SH Sole 30,008
Wells Fargo & Company Common 949746-10-1 5,643 117,176 SH Sole 117,176
Wintrust Financial Corporation Common 97650W-10-8 6,604 230,523 SH Sole 230,523
Wyeth Corp Common 983024-10-0 156 4,900 SH Defined 4,900
Xcel Energy, Inc. Common 98389B-10-0 186 20,000 SH Sole 20,000
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Report Summary 91 Data Records $99,505 0 other managers on whose behalf report is filed