UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 3 )* United Fire & Casualty Company -------------------------------------------------------------------------------- (Name of Issuer) Common Stock $3.33 1/3 par value -------------------------------------------------------------------------------- (Title of Class of Securities) 910331107 -------------------------------------------------------------------------------- (CUSIP Number) March 17, 2003 -------------------------------------------------------------------------------- (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which this Schedule is filed: [_] Rule 13d-1(b) [_] Rule 13d-1(c) [X] Rule 13d-1(d) *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter the disclosures provided in a prior cover page. The information required in the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). CUSIP No. 910331107 1. Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only). Mildred R. McIntyre ........................................................................ -------------------------------------------------------------------------------- 2. Check the Appropriate Box if a Member of a Group (See Instructions) (a) ................................................................... (b) N/A ................................................................... -------------------------------------------------------------------------------- 3. SEC Use Only ........................................................... -------------------------------------------------------------------------------- 4. Citizenship or Place of Organization United States of America ................................... -------------------------------------------------------------------------------- 5. Sole Voting Power 0 .................................... Number of shares --------------------------------------------------------- Beneficially Owned by 6. Shared Voting Power 0 ................................. Each reporting --------------------------------------------------------- Person With 7. Sole Dispositive Power 0 ............................... --------------------------------------------------------- 8. Shared Dispositive Power 0 ............................. -------------------------------------------------------------------------------- 9. Aggregate Amount Beneficially Owned by Each Reporting Person 0 ............ -------------------------------------------------------------------------------- 10. Check if the Aggregate Amount in Row (9) Excludes Certain Shares (See Instructions) N/A ........................................................... -------------------------------------------------------------------------------- 11. Percent of Class Represented by Amount in Row (9) 0% ....................... -------------------------------------------------------------------------------- 12. Type of Reporting Person (See Instructions) IN ............................. -------------------------------------------------------------------------------- Page 2 of 6 ITEM 1(A) NAME OF ISSUER: United Fire & Casualty Company ITEM 1(B) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES: 118 Second Avenue SE Cedar Rapids, Iowa 52401 ITEM 2(A) NAME OF PERSON FILING: The person filing this Amendment No. 3 to Schedule 13G is: Mildred R. McIntyre ITEM 2(B) ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE: 2115 First Avenue SE, #2217 Cedar Rapids, Iowa 52402 ITEM 2(C) CITIZENSHIP: Mildred R. McIntyre is a citizen of the United States of America. ITEM 2(D) TITLE OF CLASS OF SECURITIES: Common Stock $3.33 1/3 par value ITEM 2(E) CUSIP NUMBER: 910331107 ITEM 3 IF THIS STATEMENT IS FILED PURSUANT TO (S)240.13d-1(b) OR 240.13d-2(b) or (c), CHECK WHETHER THE PERSON FILING IS A: Not applicable. (a) [ ] Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o). (b) [ ] Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c). (c) [ ] Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c). (d) [ ] Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C 80a-8) (e) [ ] An investment adviser in accordance with (S)240.13d-1(b)(1)(ii)(E); (f) [ ] An employee benefit plan or endowment fund in accordance with (S)240.13d-1(b)(1)(ii)(F); (g) [ ] A parent holding company or control person in accordance with (S)240.13d-1(b)(1)(ii)(G); (h) [ ] A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813); (i) [ ] A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3); Page 3 of 6 (j) [ ] Group, in accordance with (S)240.13d-l(b)(1)(ii)(J). ITEM 4 OWNERSHIP (A) AMOUNT BENEFICIALLY OWNED On Amendment No. 1 to Schedule 13G, filed with the Securities and Exchange Commission on February 14, 2002, Mildred R. McIntyre reported she was the beneficial owner of 1,129,046 shares of Common Stock of the Company, consisting of (i) 595,801 shares held by the Mildred Reynolds McIntyre Revocable Trust dated September 15, 1992, of which Ms. McIntyre was the Trustee, and (ii) 533,245 shares held by the Trust under the will of John Scott McIntyre, of which Ms. McIntyre was the Trustee. On Amendment No. 2 to Schedule 13G, filed with the Securities and Exchange Commission on February 14, 2003, Mildred R. McIntyre reported she was the beneficial owner of 1,117,356 shares of Common Stock of the Company, consisting of (i) 584,111 shares held by the Mildred Reynolds McIntyre Revocable Trust dated September 15, 1992, of which Ms. McIntyre was the Trustee, and (ii) 533,245 shares held by the Trust under will the of John Scott McIntyre, of which Ms. McIntyre was the Trustee. On January 3, 2003, Mildred R. McIntyre, as Trustee, distributed as gifts to her children and grandchildren 10,659 shares held by the Mildred R. McIntyre Revocable Trust dated September 15, 1992, reducing the number of shares held by that Trust to 573,452. On March 17, 2003, Ms. McIntyre executed a Resignation and Appointment of Successor Trustee, resigning as Trustee of the Mildred Reynolds McIntyre Revocable Trust dated September 15, 1002, and appointing her son, J. Scott McIntyre, Jr., successor Trustee under the provisions of Section II(2.1) of the Trust. On March 17, 2003, the Iowa District Court in Linn County, Iowa, issued a Court Order accepting Ms. McIntyre's resignation as Trustee of the Trust under will of John Scott McIntyre and appointing J. Scott McIntyre, Jr. Successor Trustee of the Trust. As of March 17, 2003, Ms. McIntyre is no longer the beneficial owner of any Common Stock of the Company. (B) PERCENT OF CLASS: Not applicable. (C) NUMBER OF SHARES TO WHICH THE PERSON HAS: (1) Mildred R. McIntyre (i) Sole power to vote or to direct the vote: 0 (ii) Shared power to vote or to direct the vote: 0 (iii) Sole power to dispose or to direct the disposition of: 0 (iv) Shared power to dispose or to direct the disposition of: 0 ITEM 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [X]. ITEM 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON. Not applicable. Page 4 of 6 ITEM 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY Not applicable. ITEM 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP Not applicable. ITEM 9 NOTICE OF DISSOLUTION OF A GROUP Not applicable. ITEM 10 CERTIFICATION Not applicable. Page 5 of 6 SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: March 17, 2003 /s/ Mildred R. McIntyre ----------------------- Mildred R. McIntyre Page 6 of 6