SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): September 3, 2002 HOVNANIAN ENTERPRISES, INC. --------------------------- (Exact Name of Registrant as Specified in Charter) Delaware 1-8551 22-1851059 -------- ------- ---------- (State or Other (Commission File Number) (I.R.S. Employer Jurisdiction Identification No.) of Incorporation) 10 Highway 35, P.O. Box 500 Red Bank, New Jersey 07701 -------------------------- (Address of Principal Executive Offices) (Zip Code) (732) 747-7800 -------------- (Registrant's telephone number, including area code) Not Applicable -------------- (Former Name or Former Address, if Changed Since Last Report) Item 7. Financial Statements, Pro Forma Financial Information and Exhibits (c) Exhibits Exhibit 99.1 Statement Under Oath of Principal Executive Officer dated September 3, 2002. Exhibit 99.2 Statement Under Oath of Principal Financial Officer dated September 3, 2002. Item 9. Regulation FD Disclosure On September 3, 2002, the principal executive officer, Ara K. Hovnanian, and the principal financial officer, J. Larry Sorsby, of Hovnanian Enterprises, Inc. each signed and delivered to the Securities and Exchange Commission (the "SEC") certification statements in accordance with the SEC's Order No. 4-460 (June 27, 2002). Copies of the certifications are attached as Exhibits 99.1 and 99.2 to this report. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. HOVNANIAN ENTERPRISES, INC. --------------------------- (Registrant) By: /s/ Peter S. Reinhart --------------------- Name: Peter S. Reinhart Title: Senior Vice President General Counsel Date: September 3, 2002 3 INDEX TO EXHIBITS Exhibit Number Exhibit -------------- ------- Exhibit 99.1 Statement Under Oath of Principal Executive Officer dated September 3, 2002. Exhibit 99.2 Statement Under Oath of Principal Financial Officer dated September 3, 2002. 4