UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: SEPTEMBER 30, 2010
Check here if Amendment [ ]; Amendment Number: ___
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: COMMUNITY BANK N.A.
Address: 5790 Widewaters Parkway
DeWitt, NY 13214-1883
Form 13F File Number: 028-11044
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Kathy Strohmeyer signing for Community Bank Services Inc.
Title: Operations Manager
Phone: 716-633-3800
Signature, Place, and Date of Signing:
Kathy Strohmeyer Williamsville, NY 10/28/10
-----------------------------------------------------------------------
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
List of Other Managers Reporting for this Manager: [If there are no entries in
this list, omit this section.]
Form 13F File Number Name
___________________________________- [Repeat as necessary.]
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 314
Form 13F Information Table Value Total: $147186
(thousands)
List of other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
[If there are no entries in this list, state ANONE@ and omit the column headings
and list entries.]
No. Form 13F File Number Name
[Repeat as necessary.]
FORM 13F INFORMATION TABLE
TITLE OF VALUE SHARES/ SH/ PUT/ INVSTMT VOTING AUTHORITY
NAME OF ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN SOLE SHARED NONE
----------------------------------------------------------------------------------------------------------------------------------
COOPER INDUSTRIES PLC SHS G24140108 5 100 SH DEFINED 100 0 0
INGERSOLL-RAND PLC SHS G47791101 47 1320 SH DEFINED 1320 0 0
UBS AG SHS NEW H89231338 0 4 SH SOLE 4 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 5 875 SH SOLE 875 0 0
AGL RES INC COM 1204106 8 200 SH SOLE 200 0 0
AES CORP COM 00130H105 9 833 SH DEFINED 833 0 0
AT&T INC COM 00206R102 743 2 5976 SH SOLE 25976 0 0
AT&T INC COM 00206R102 230 8038 SH DEFINED 8038 0 0
ABBOTT LABS COM 2824100 323 6175 SH SOLE 6175 0 0
AIR PRODS & CHEMS INC COM 9158106 451 5450 SH SOLE 5450 0 0
ALCOA INC COM 13817101 45 3750 SH SOLE 3750 0 0
ALCATEL-LUCENT SPONSORED ADR 13904305 0 87 SH SOLE 87 0 0
ALLIANCEBERNSTEIN INCOME FUNCOM 01881E101 3 337 SH SOLE 337 0 0
ALTRIA GROUP INC COM 02209S103 226 9391 SH SOLE 9391 0 0
ALTRIA GROUP INC COM 02209S103 29 1200 SH DEFINED 1200 0 0
AMERICAN ELEC PWR INC COM 25537101 70 1925 SH SOLE 1925 0 0
AMERICAN ELEC PWR INC COM 25537101 26 720 SH DEFINED 720 0 0
AMERICAN EXPRESS CO COM 25816109 11 250 SH SOLE 250 0 0
AMGEN INC COM 31162100 127 2300 SH SOLE 2300 0 0
AMGEN INC COM 31162100 55 1000 SH DEFINED 1000 0 0
ANALOG DEVICES INC COM 32654105 24 750 SH SOLE 750 0 0
APACHE CORP COM 37411105 43 440 SH SOLE 440 0 0
APPLE INC COM 37833100 4430 1 5613 SH SOLE 15613 0 0
APPLIED MATLS INC COM 38222105 26 2200 SH SOLE 2200 0 0
AQUA AMERICA INC COM 03836W103 31 1500 SH SOLE 1500 0 0
AUTOMATIC DATA PROCESSIN G INCOM 53015103 383 9114 SH SOLE 9114 0 0
BAKER HUGHES INC COM 57224107 84 1980 SH SOLE 1980 0 0
BANK OF AMERICA CORPORAT ION COM 60505104 126 9600 SH SOLE 9600 0 0
BANK OF NEW YORK MELLON CORPCOM 64058100 433 1 6563 SH SOLE 16563 0 0
BARCLAYS BANK PLC SP ADR 7.1% PF3 06739H776 388 1 5600 SH SOLE 15600 0 0
BARCLAYS BANK PLC SP ADR 7.1% PF3 06739H776 42 1700 SH DEFINED 1700 0 0
BARRICK GOLD CORP COM 67901108 29 625 SH SOLE 625 0 0
BAXTER INTL INC COM 71813109 157 3300 SH SOLE 3300 0 0
BECTON DICKINSON & CO COM 75887109 137 1850 SH SOLE 1850 0 0
BECTON DICKINSON & CO COM 75887109 6 75 SH DEFINED 75 0 0
BERKSHIRE HATHAWAY INC D EL CL B NEW 84670702 101 1221 SH SOLE 1221 0 0
BEST BUY INC COM 86516101 9 225 SH SOLE 225 0 0
BOEING CO COM 97023105 220 3300 SH SOLE 3300 0 0
BOEING CO COM 97023105 33 500 SH DEFINED 500 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 347 1 2810 SH SOLE 12810 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 22 800 SH DEFINED 800 0 0
CIT GROUP INC COM NEW 125581801 25 611 SH SOLE 611 0 0
CVS CAREMARK/CORP COM 126650100 208 6600 SH SOLE 6600 0 0
CAPITALSOURCE INC 14055X102 2 300 SH DEFINED 300 0 0
CATERPILLAR INC DEL COM 149123101 173 2200 SH SOLE 2200 0 0
CENTERPOINT ENERGY INC COM 15189T107 16 1000 SH SOLE 1000 0 0
CHESAPEAKE ENERGY CORP COM 165167107 45 2000 SH SOLE 2000 0 0
CHEVRON CORP COM 166764100 473 5834 SH SOLE 5834 0 0
CHEVRON CORP COM 166764100 26 320 SH DEFINED 320 0 0
CHUBB CORP COM 171232101 303 5325 SH SOLE 5325 0 0
CIENA CORP COM NEW 171779309 22 1429 SH SOLE 1429 0 0
CISCO SYS INC COM 17275R102 209 9525 SH SOLE 9525 0 0
CISCO SYS INC COM 17275R102 24 1100 SH DEFINED 1100 0 0
CITIGROUP INC COM 172967101 14 3675 SH SOLE 3675 0 0
COCA COLA CO COM 191216100 837 1 4295 SH SOLE 14295 0 0
COCA COLA CO COM 191216100 188 3215 SH DEFINED 3215 0 0
COLGATE PALMOLIVE CO COM 194162103 375 4875 SH SOLE 4875 0 0
COLGATE PALMOLIVE CO COM 194162103 136 1768 SH DEFINED 1768 0 0
COMCAST CORP 20030N101 71 3933 SH SOLE 3933 0 0
COMM BANCORP INC COM 200468106 39 1000 SH SOLE 1000 0 0
COMMUNITY BK SYS INC COM 203607106 8264 35 9313 SH SOLE 359313 0 0
COMMUNITY BK SYS INC COM 203607106 812 3 5320 SH DEFINED 35320 0 0
CONOCOPHILLIPS COM 20825C104 29 513 SH SOLE 513 0 0
CONOCOPHILLIPS COM 20825C104 23 395 SH DEFINED 395 0 0
CONSOLIDATED EDISON INC COM 209115104 142 2955 SH SOLE 2955 0 0
CONSTELLATION BRANDS INC CL A 21036P108 28 1600 SH SOLE 1600 0 0
CONSTELLATION BRANDS INC CL A 21036P108 50 2846 SH DEFINED 2846 0 0
CORNING INC COM 219350105 150 8191 SH SOLE 8191 0 0
CORNING INC COM 219350105 4 240 SH DEFINED 240 0 0
COVANCE INC COM 222816100 2 48 SH SOLE 48 0 0
CUMMINS INC COM 231021106 63 700 SH SOLE 700 0 0
CURTISS WRIGHT CORP COM 231561101 24 800 SH SOLE 800 0 0
DELL INC 24702R101 7 550 SH SOLE 550 0 0
DISNEY WALT CO COM DISNEY 254687106 268 8094 SH SOLE 8094 0 0
DOMINION RES INC VA NEW COM 25746U109 91 2080 SH SOLE 2080 0 0
DOMINION RES INC VA NEW COM 25746U109 13 300 SH DEFINED 300 0 0
DOW CHEM CO COM 260543103 5 173 SH SOLE 173 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 236 5295 SH SOLE 5295 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 9 200 SH DEFINED 200 0 0
DUKE ENERGY CORP NEW COM 26441C105 50 2850 SH SOLE 2850 0 0
E M C CORP MASS COM 268648102 89 4375 SH SOLE 4375 0 0
EATON CORP COM 278058102 7 80 SH DEFINED 80 0 0
EL PASO CORP 28336L109 40 3250 SH SOLE 3250 0 0
ELAN PLC ADR 284131208 0 19 SH SOLE 19 0 0
EMERSON ELEC CO COM 291011104 648 1 2310 SH SOLE 12310 0 0
ENTERPRISE PRODS PARTNER S L COM 293792107 8 200 SH DEFINED 200 0 0
EXELON CORP COM 30161N101 9 200 SH SOLE 200 0 0
EXELON CORP COM 30161N101 34 800 SH DEFINED 800 0 0
EXXON MOBIL CORP COM 30231G102 2178 3 5251 SH SOLE 35251 0 0
EXXON MOBIL CORP COM 30231G102 176 2844 SH DEFINED 2844 0 0
FIRST TR ISE REVERE NAT GAS COM 33734J102 4 225 SH DEFINED 225 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 24 2000 SH SOLE 2000 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 34 2805 SH DEFINED 2805 0 0
FOREST LABS INC COM 345838106 3 110 SH SOLE 110 0 0
FREEPORT-MCMORAN COPPER & GOCOM 35671D857 6 70 SH DEFINED 70 0 0
FRONTIER COMMUNICATIONS CORPCOM 35906A108 9 1156 SH SOLE 1156 0 0
FRONTIER COMMUNICATIONS CORPCOM 35906A108 2 264 SH DEFINED 264 0 0
GENERAL DYNAMICS CORP COM 369550108 13 200 SH SOLE 200 0 0
GENERAL ELEC CO COM 369604103 3482 21 4258 SH SOLE 214258 0 0
GENERAL ELEC CO COM 369604103 152 9351 SH DEFINED 8151 0 1200
GENERAL MLS INC COM 370334104 177 4850 SH SOLE 4850 0 0
GENERAL MLS INC COM 370334104 70 1920 SH DEFINED 1920 0 0
GENUINE PARTS CO COM 372460105 31 700 SH SOLE 700 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 144 3641 SH SOLE 3641 0 0
GOOGLE INC CL A 38259P508 4 7 SH SOLE 7 0 0
HSBC HLDGS PLC ADR A 1/40 PF A 404280604 49 2000 SH SOLE 2000 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 32 1400 SH DEFINED 1400 0 0
HEINZ H J CO COM 423074103 218 4600 SH SOLE 4600 0 0
HEINZ H J CO COM 423074103 14 300 SH DEFINED 0 0 300
HEWLETT PACKARD CO COM 428236103 301 7150 SH SOLE 7150 0 0
HEWLETT PACKARD CO COM 428236103 15 360 SH DEFINED 360 0 0
HOME DEPOT INC COM 437076102 133 4210 SH SOLE 4210 0 0
HONEYWELL INTL INC COM 438516106 191 4350 SH SOLE 4350 0 0
ITT CORP NEW COM 450911102 60 1285 SH DEFINED 1285 0 0
ILLINOIS TOOL WKS INC COM 452308109 461 9800 SH SOLE 9800 0 0
INTEL CORP COM 458140100 612 3 1916 SH SOLE 31916 0 0
INTEL CORP COM 458140100 177 9200 SH DEFINED 9200 0 0
INTEGRYS ENERGY GROUP IN C COM 45822P105 42 800 SH DEFINED 800 0 0
INTL BUSINESS MACH COM 459200101 557 4152 SH SOLE 4152 0 0
INTL BUSINESS MACH COM 459200101 163 1217 SH DEFINED 1217 0 0
INTERNATIONAL GAME TECHN OLOGCOM 459902102 36 2500 SH SOLE 2500 0 0
ISHARES SILVER TRUST ISHARES 46428Q109 16 750 SH SOLE 750 0 0
ISHARES INC MSCI AUSTRALIA 464286103 27 1150 SH SOLE 1150 0 0
ISHARES INC MSCI BRAZIL 464286400 38 500 SH SOLE 500 0 0
ISHARES INC MSCI CDA INDEX 464286509 823 2 9379 SH SOLE 28929 0 450
ISHARES INC MSCI CDA INDEX 464286509 99 3550 SH DEFINED 1550 0 2000
ISHARES INC MSCI PAC J IDX 464286665 33 750 SH SOLE 750 0 0
ISHARES TR DJ SEL DIV INX 464287168 3793 8 970 SH SOLE 80000 0 970
I SHARES BARCLAYS TIPS B OND FUND 464287176 292 2675 SH SOLE 1975 0 700
I SHARES BARCLAYS TIPS B OND FUND 464287176 11 100 SH DEFINED 100 0 0
ISHARES TR FTSE XNHUA IDX 464287184 358 8360 SH SOLE 8360 0 0
I SHARES TR S&P 500 INDEX FD 464287200 6 50 SH SOLE 0 0 50
I SHARES BARCLAYS AGGRGT 464287226 679 6250 SH SOLE 6250 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 1606 3 5869 SH SOLE 35869 0 0
I SHARES MSCI EMERGING MKTS INDEX FUND 464287234 5 115 SH DEFINED 115 0 0
ISHARES TR IBOXX INV CPBD 464287242 110 975 SH SOLE 975 0 0
ISHARES TR IBOXX INV CPBD 464287242 114 1005 SH DEFINED 1005 0 0
ISHARES TR S&P GBL HLTHCR 464287325 3705 7 3140 SH SOLE 72240 0 900
ISHARES TR S&P GBL HLTHCR 464287325 118 2325 SH DEFINED 450 0 1875
ISHARES TR S&PLTN AM 40 464287390 9 175 SH DEFINED 175 0 0
ISHARES TR 1/3/2010 YR TRS BD 464287457 221 2625 SH SOLE 2625 0 0
ISHARES TR 1/3/2010 YR TRS BD 464287457 15 180 SH DEFINED 180 0 0
I SHARES MSCI EAFE 464287465 13482 24 5481 SH SOLE 245301 0 180
I SHARES MSCI EAFE 464287465 476 8670 SH DEFINED 3850 0 4820
I SHARES RUSSELL 1000 VALUE 464287598 8351 14 1571 SH SOLE 137946 0 3625
I SHARES RUSSELL 1000 VALUE 464287598 423 7170 SH DEFINED 3370 0 3800
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 11236 21 8762 SH SOLE 214362 0 4400
ISHARES TR RUSSELL 1000 GROWTH INDEX FUND 464287614 530 1 315 SH DEFINED 5140 0 5175
ISHARES TR RUSL 2000 VALU 464287630 122 1965 SH SOLE 1965 0 0
ISHARES TR DJUS UTILS 464287697 38 500 SH SOLE 500 0 0
ISHARES TR S&P SML CAP 600 464287804 5198 8 7976 SH SOLE 86926 0 1050
ISHARES TR S&P SML CAP 600 464287804 266 4500 SH DEFINED 3000 0 1500
ISHARES TR HIGH YLD CORP 464288513 2110 2 3525 SH SOLE 23525 0 0
ISHARES TR BARCLYS 1-3 YR CR 464288646 1607 1 5300 SH SOLE 15300 0 0
ISHARES TR USPFD STK IDX 464288687 1051 2 6420 SH SOLE 26320 0 100
ISHARES TR USPFD STK IDX 464288687 11 270 SH DEFINED 270 0 0
ISHARES TR S&P GL UTILITI 464288711 902 2 0 SH SOLE 20000 0 0
ISHARES TR DJ MED DEVICES 464288810 5 100 SH DEFINED 100 0 0
ISHARES TR DJ OIL & GAS EXP 464288851 4 85 SH DEFINED 85 0 0
JDS UNIPHASE CORP COM PAR $0.01 46612J507 31 2500 SH SOLE 2500 0 0
JP MORGAN CHASE & CO COM 46625H100 293 7695 SH SOLE 7695 0 0
JP MORGAN CHASE & CO COM 46625H100 29 773 SH DEFINED 773 0 0
JOHNSON & JOHNSON COM 478160104 967 1 5606 SH SOLE 15606 0 0
JOHNSON & JOHNSON COM 478160104 146 2360 SH DEFINED 2360 0 0
KELLOGG CO COM 487836108 25 500 SH SOLE 500 0 0
KEYCORP NEW COM 493267108 42 5318 SH SOLE 5318 0 0
KIMBERLY CLARK CORP COM 494368103 7 100 SH DEFINED 100 0 0
KINDER MORGAN ENERGY PAR LTD PARTNER 494550106 10 150 SH DEFINED 150 0 0
KRAFT FOODS INC CL A 50075N104 171 5545 SH SOLE 5545 0 0
KRAFT FOODS INC CL A 50075N104 35 1139 SH DEFINED 1139 0 0
LAZARD WORLD DIVID & INC OME COM 521076109 21 1660 SH DEFINED 1660 0 0
LILLY ELI & CO COM 532457108 77 2100 SH SOLE 2100 0 0
LINCOLN NATL CORP IND COM 534187109 98 4091 SH SOLE 4091 0 0
LOCKHEED MARTIN CORP COM 539830109 68 950 SH SOLE 950 0 0
LOWES COS INC COM 548661107 119 5330 SH SOLE 5330 0 0
MANULIFE FINL CORP COM 56501R106 45 3572 SH SOLE 3572 0 0
MARATHON OIL CORP 565849106 12 360 SH SOLE 360 0 0
MARKET VECTORS ETF TR MV STEEL INDEX 57060U308 9 150 SH SOLE 150 0 0
MARKET VECTORS ETF TR MV STEEL INDEX 57060U308 6 90 SH DEFINED 90 0 0
MARKET VECTORS ETF TR AGRIBUS ETF 57060U605 5 100 SH SOLE 100 0 0
MASCO CORP COM 574599106 6 500 SH SOLE 500 0 0
MCDONALDS CORP COM 580135101 358 4804 SH SOLE 4804 0 0
MEDCO HEALTH SOLUTIONS I NC 58405U102 18 350 SH SOLE 350 0 0
MEDTRONIC INC COM 585055106 282 8400 SH SOLE 8400 0 0
MEDTRONIC INC COM 585055106 83 2460 SH DEFINED 2460 0 0
MERCK & CO INC NEW COM 58933Y105 491 1 3326 SH SOLE 13326 0 0
MERCK & CO INC NEW COM 58933Y105 191 5201 SH DEFINED 5201 0 0
MICROSOFT CORP COM 594918104 838 3 4230 SH SOLE 34230 0 0
MICROSOFT CORP COM 594918104 154 6300 SH DEFINED 6300 0 0
MORGAN STANLEY COM NEW 617446448 15 600 SH SOLE 600 0 0
MORGAN STANLEY INDIA INV FDCOM 61745C105 27 1000 SH SOLE 1000 0 0
MYLAN LABS INC COM 628530107 4 225 SH SOLE 225 0 0
NCR CORP NEW COM 62886E108 1 86 SH SOLE 86 0 0
NATIONAL FUEL GAS CO N J COM 636180101 91 1760 SH DEFINED 1760 0 0
NEW YORK CMNTY BANCORP I COM 649445103 8 475 SH DEFINED 475 0 0
NEXTERA ENERGY INC COM 65339F101 57 1050 SH SOLE 1050 0 0
NOKIA CORP SPONSORED ADR 654902204 109 1 850 SH SOLE 10850 0 0
NORFOLK SOUTHERN CORP COM 655844108 82 1382 SH SOLE 1382 0 0
NUVEEN INVT QUALITY MUN FD ICOM 67062E103 10 666 SOLE 666 0 0
NVIDIA CORP COM 67066G104 2 200 SH SOLE 200 0 0
NUVEEN PREFERRED AND CONVERTIBLE INC 67073B106 8 1000 SH SOLE 1000 0 0
OGE ENERGY CORP COM 670837103 24 600 SH DEFINED 600 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 31 400 SH SOLE 400 0 0
OCLARO INC COM NEW 67555N206 1 35 SH SOLE 35 0 0
OMNICOM GROUP INC COM 681919106 18 450 SH SOLE 450 0 0
ORACLE CORP COM 68389X105 120 4480 SH SOLE 4480 0 0
PPG INDS INC COM 693506107 146 2000 SH SOLE 2000 0 0
PPL CORP COM 69351T106 240 8830 SH SOLE 8830 0 0
PAYCHEX INC COM 704326107 13 485 SH SOLE 485 0 0
PAYCHEX INC COM 704326107 9 312 SH DEFINED 312 0 0
PENNEY J C INC COM 708160106 27 1000 SH SOLE 1000 0 0
PEPSICO INC COM 713448108 880 1 3245 SH SOLE 13245 0 0
PEPSICO INC COM 713448108 173 2600 SH DEFINED 2600 0 0
PFIZER INC COM 717081103 435 2 5364 SH SOLE 25364 0 0
PFIZER INC COM 717081103 95 5520 SH DEFINED 5520 0 0
PHILIP MORRIS INTL INC COM 718172109 67 1200 SH DEFINED 1200 0 0
PINNACLE WEST CPTLCORP 723484101 214 5175 SH SOLE 5175 0 0
PLUM CREEK TIMBER CO INC COM 729251108 10 274 SH DEFINED 274 0 0
POWERSHARES DB CMDTY IDX TRAUNIT BEN INT 73935S105 2442 10 1300 SH SOLE 99300 0 2000
POWERSHARES DB CMDTY IDX TRAUNIIT BEN INT 73935S105 87 3625 SH DEFINED 225 0 3400
POWERSHARES ETF TRUST GOLDEN DRG USX 73935X401 7 250 SH DEFINED 250 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 6 350 SH SOLE 350 0 0
POWERSHARES ETF TRUST WATER RESOURCE 73935X575 27 1625 SH DEFINED 1625 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 42 840 SH SOLE 840 0 0
POWERSHARES ETF TRUST II MENA FRNTR ETF 73936Q603 5 400 SH SOLE 400 0 0
POWERSHARES ETF TR II BUILD AMER ETF 73937B407 1279 4 7750 SH SOLE 45850 0 1900
PRAXAIR INC COM 74005P104 10 108 SH SOLE 108 0 0
PROCTER & GAMBLE CO COM 742718109 786 1 3109 SH SOLE 13109 0 0
PROGRESS ENERGY INC COM 743263105 58 1311 SH SOLE 1311 0 0
PROGRESSIVE CORP OHIO COM 743315103 52 2500 SH SOLE 2500 0 0
PRUDENTIAL FINL INC COM 744320102 3 58 SH SOLE 58 0 0
QUALCOMM INC COM 747525103 208 4610 SH SOLE 4610 0 0
QUEST DIAGNOSTICS INC COM 74834L100 5 99 SH SOLE 99 0 0
RAYTHEON CO COM NEW 755111507 46 1000 SH SOLE 1000 0 0
REGIONS FINANCIAL CORP N EW COM 7591EP100 9 1178 SH DEFINED 1178 0 0
ROCKWELL COLLINS INC 774341101 255 4375 SH SOLE 4375 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 359 5960 SH SOLE 5960 0 0
SPDR S&P 500 ETF TRUST 78462F103 3337 2 9238 SH SOLE 29238 0 0
SPDR S&P 500 ETF TRUST 78462F103 104 910 SH DEFINED 910 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1454 1 1365 SH SOLE 10205 0 1160
SPDR GOLD TRUST GOLD SHS 78463V107 89 695 SH DEFINED 215 0 480
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 2284 6 2240 SH SOLE 62200 0 40
SPDR INDEX SHS FDS S&P INTEL ETF 78463X772 4 75 SH SOLE 75 0 0
SPDR INDEX SHS FDS MAC QU GLBIN 100 78463X855 2 50 SH SOLE 50 0 0
SPDR SERIES TRUST BRCLYS CAP CONV 78464A359 1282 3 2980 SH SOLE 32850 0 130
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 2786 6 9650 SH SOLE 68375 0 1275
SPDR SERIES TRUST LEHMAN YLD ETF 78464A417 141 3525 SH DEFINED 1050 0 2475
SPDR SERIES TRUST OIL GAS EQUIP 78464A748 4 150 SH DEFINED 150 0 0
SPDR SERIES TRUST S&P METALS MNG 78464A755 9 175 SH DEFINED 175 0 0
SPDR S&P MIDCAP 400 ETF TR UTS ER1 S&PDCRP 78467Y107 6626 4 5509 SH SOLE 45109 0 400
SPDR S&P MIDCAP 400 ETF TR UTS ER1 S&PDCRP 78467Y107 280 1920 SH DEFINED 1920 0 0
SCHLUMBERGER LTD 806857108 693 1 1250 SH SOLE 11250 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 4 130 SH DEFINED 130 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 104 3725 SH SOLE 1800 0 1925
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 8 550 SH SOLE 550 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y704 4 135 SH DEFINED 135 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y886 3645 11 6150 SH SOLE 113400 0 2750
SIGMA ALDRICH CORP COM 826552101 189 3130 SH SOLE 3130 0 0
SOUTHERN CO COM 842587107 252 6780 SH SOLE 6780 0 0
SOUTHERN CO COM 842587107 67 1795 SH DEFINED 1795 0 0
STAPLES INCORPORATED 855030102 21 1000 SH SOLE 1000 0 0
STATE STR CORP COM 857477103 23 600 SH SOLE 600 0 0
STRYKER CORP COM 863667101 6 110 SH SOLE 110 0 0
STRYKER CORP COM 863667101 6 110 SH DEFINED 110 0 0
SYMANTEC CORP COM 871503108 37 2455 SH SOLE 2455 0 0
SYSCO CORP COM 871829107 68 2375 SH SOLE 2375 0 0
TARGET CORP COM 8.76E+110 251 4700 SH SOLE 4700 0 0
TENARIS S A SPONSORED ADR 88031M109 38 1000 SH SOLE 1000 0 0
TERADATA CORP DEL COM 88076W103 3 86 SH SOLE 86 0 0
TEXAS INSTRS INC COM 882508104 153 5645 SH SOLE 5645 0 0
THERMO FISHER SCIENTIFIC INCCOM 883556102 12 258 SH SOLE 258 0 0
3M CO COM 88579Y101 139 1600 SH SOLE 1600 0 0
3M CO COM 88579Y101 35 400 SH DEFINED 400 0 0
TOMPKINS TRUST CO INC COM 890110109 132 3341 SH SOLE 3341 0 0
TRANS1 INC COM 89385X105 67 2 7130 SH SOLE 25080 0 2050
TRANS1 INC COM 89385X105 5 1925 SH DEFINED 0 0 1925
TRAVELERS COMPANIES INC COM 89417E109 227 4360 SH SOLE 4360 0 0
TRUSTCO BK CORP N Y COM 898349105 5 842 SH DEFINED 842 0 0
TUFCO TECHNOLOGIES INC COM 899040109 2 500 SH SOLE 500 0 0
UNION PAC CORP COM 907818108 334 4080 SH SOLE 4080 0 0
UNITED PARCEL SERVICE IN C CL B 911312106 84 1260 SH SOLE 1260 0 0
UNITED TECHNOLOGIES CORP COM 913017109 269 3775 SH SOLE 3775 0 0
VANGUARD SPECIALIZED POR TFOLDIV APP ETF 921908844 10497 21 5450 SH SOLE 206925 0 8525
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 298 3605 SH SOLE 3605 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 346 4185 SH DEFINED 4185 0 0
VANGUARD HIGH DIVIDEND Y IELDETF 921946406 19 500 SH SOLE 500 0 0
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 1400 3 795 SH SOLE 30670 0 125
VANGUARD INTL EQUITY IND EX FEMR MKT ETF 922042858 168 3700 SH DEFINED 195 0 3505
VANGUARD INDEX FDS REIT ETF 922908553 1811 3 4765 SH SOLE 33615 0 1150
VANGUARD INDEX FDS REIT ETF 922908553 4 75 SH DEFINED 75 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 242 3649 SH SOLE 3599 0 50
VANGUARD INDEX FDS MID CAP ETF 922908629 96 1450 SH DEFINED 100 0 1350
VERIZON COMMUNICATIONS COM 92343V104 762 2 3382 SH SOLE 23382 0 0
VERIZON COMMUNICATIONS COM 92343V104 39 1206 SH DEFINED 1206 0 0
VISA INC COM CL A 92826C839 87 1175 SH SOLE 1175 0 0
VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 16 656 SH DEFINED 656 0 0
VULCAN MATLS CO COM 929160109 92 2500 SH SOLE 2500 0 0
WAL MART STORES INC COM 931142103 891 1 6650 SH SOLE 16650 0 0
WALGREEN CO COM 931422109 219 6550 SH SOLE 6550 0 0
WASTE MGMT INC DEL COM 94106L109 11 300 SH SOLE 300 0 0
WASTE MGMT INC DEL COM 94106L109 22 625 SH DEFINED 625 0 0
WELLS FARGO & CO NEW COM 949746101 104 4157 SH SOLE 4157 0 0
WESTERN ASSET MANAGED MU NI 95766M105 35 2673 SOLE 2673 0 0
WILLBROS GROUP INC DEL COM 969203108 1 145 SH DEFINED 145 0 0
WINDSTREAM CORP COM 97381W104 11 925 SH SOLE 925 0 0
WINDSTREAM CORP COM 97381W104 1 59 SH DEFINED 59 0 0
WISCONSIN ENERGY CORP COM 976657106 52 900 SH SOLE 900 0 0
WISDOMTREE EQUTT INCOME FUND 97717W208 11 300 SH SOLE 300 0 0
WISDOMTREE TRUST INTL MIDCAP DV 97717W778 15 300 SH SOLE 300 0 0
WISDOMTREE TRUST INTL DV TOP 100 97717W786 17 400 SH SOLE 400 0 0
XEROX CORP COM 984121103 13 1225 SH SOLE 1225 0 0
YUM BRANDS INC 988498101 33 720 SH SOLE 720 0 0
ZIMMER HLDGS INC COM 98956P102 109 2078 SH SOLE 2078 0 0
ZIMMER HLDGS INC COM 98956P102 4 80 SH DEFINED 80 0 0
GRAND TOTALS 147186 258
7963025 3303315 0 69710