Form 8-K For Event on July 21, 2005
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549




FORM 8-K

CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934



Date of Report (Date of earliest event reported): July 21, 2005


DIME COMMUNITY BANCSHARES, INC.
(Exact name of registrant as specified in its charter)



Delaware
 
0-27782
 
11-3297463
(State or other jurisdiction of incorporation)
 
(Commission File Number)
 
(IRS Employer
Identification No.)


209 Havemeyer Street, Brooklyn, New York 11211
(Address of principal executive offices, including zip code)

Registrant's telephone number, including area code: (718) 782-6200



None
(Former name or former address, if changed since last report)





Item 7.         Financial Statements and Exhibits.
 
(a)                                  Not applicable.
 
(b)                                 Not applicable.
 
(c)                                  Exhibits.
 
The following exhibits are furnished herewith:
 
Exhibit Number
 
Description
99.1
 
Press Release reporting results of operations for the quarter ended June 30, 2005.
     
99.2
 
Text of management conference call discussing earnings for the quarter ended June 30, 2005.
 

Item 9.                                   Regulation FD Disclosure.
  
This information, furnished under "Item 9. Regulation FD Disclosure," is also intended to be furnished under "Item 12. Results of Operations and Financial Condition," in accordance with SEC Release No. 33-8216.

On July 21, 2005, Dime Community Bancshares, Inc. (the “Company”) issued a press release reporting its results of operations for the quarter ended March 31, 2005. This news release is attached as Exhibit 99.1.

On July 21, 2005, management conducted a conference call discussing its financial results for the quarter ended March 31, 2005. A copy of the text of this conference call is attached as Exhibit 99.2.

The text of both the press release and conference call provides certain information that may be considered non-GAAP financial information. These items include core earnings, core cash earnings, tangible stockholders' equity and all related calculations.

 








SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



DIME COMMUNITY BANCSHARES, INC.



/s/ KENNETH J. MAHON
By: ___________________________________________
Kenneth J. Mahon
Executive Vice President and Chief Financial Officer

Dated: July 22, 2005