Securities and Exchange Commission
Washington, DC 20549
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FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): July 28, 2003
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EVANS BANCORP, INC.
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(Exact name of Registrant as Specified in Charter)
New York 0-18539 16-1332767
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(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification Number)
14-16 North Main Street, Angola, New York 14006
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (716) 549-1000
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Item 7. Financial Statements and Exhibits
(c) Exhibits.
Exhibit 99.1 Press release issued July 28, 2003 by Evans Bancorp, Inc.
Item 9. Results of Operations and Financial Condition
On July 28, 2003, Evans Bancorp, Inc. issued a press release setting forth
its results of operations and financial condition for the second quarter 2003. A
copy of the press release is attached hereto as Exhibit 99.1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
EVANS BANCORP, INC.
By:
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James Tilley, President
Date: July 29, 2003
EXHIBIT INDEX
Exhibit No. Description of the Exhibit
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99.1 Press release issued July 28, 2003 by Evans Bancorp, Inc.