SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 ---------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of Earliest Event Reported): March 7, 2002 --------------- EVANS BANCORP, INC. -------------------------------------------------------------------------------- (Exact name of Registrant as Specified in Charter) New York 0-18539 16-1332767 -------------------------------------------------------------------------------- (State or Other Jurisdiction (Commission (I.R.S. Employer of Incorporation) File Number) Identification Number) 14-16 North Main Street, Angola, New York 14006 -------------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (716) 549-1000 -------------------------- ITEM 5. OTHER EVENTS Evans Bancorp, Inc. is filing herewith a press release issued on March 7, 2002 which is included herein. This press release was issued to announce that its Board of Directors has declared a semi-annual dividend to be paid on outstanding EVBN common stock. ITEM 7. FINANCIAL STATEMENT AND EXHIBITS The following exhibit is included herein: 99.1 March 7, 2002 Press Release SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. EVANS BANCORP, INC. By:/s/ James Tilley ------------------------------------- James Tilley, President March 7, 2002