SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):   January 20, 2004

New Commerce BanCorp
(Exact name of registrant
as specified in its charter)

South Carolina       
 333-70589       
 58-2403844
(State or other   (Commission   (I.R.S. Employer  
jurisdiction of  File Number)  Identification No.) 
incorporation) 

501 New Commerce Court, Greenville, South Carolina 29607
(Address of principal executive offices)            (Zip Code)

Registrant's telephone number, including area code:   (864) 297-6333

Not Applicable
(Former name or former address, if changed since last report.)

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INFORMATION TO BE INCLUDED IN THE REPORT

Item 7.  Financial Statements.  Pro Forma Financial Information and Exhibits.

             (c)          Exhibits

             Exhibit No.               Exhibit

             99.1                            Press Release of New Commerce Bancorp dated January 20, 2004.

Item 12.  Results of Operations and Financial Condition.

On January 20, 2004, New Commerce BanCorp, holding company for New Commerce Bank, issued a press release announcing its financial results for the fourth quarter ended December 31, 2003. A copy of the press release is attached hereto as Exhibit 99.1.

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SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

NEW COMMERCE BANCORP


By:   /s/ Frank W. Wingate   
Name:   Frank W. Wingate
Title:     Chief Executive Officer

Dated:  January 20, 2004



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EXHIBIT INDEX

Exhibit Number                   Description

99.1        Earnings Press Release for the quarter ended December 31, 2003



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