UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
September 9, 2004 (September 7, 2004)
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RURBAN FINANCIAL CORP.
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(Exact name of registrant as specified in its charter)
Ohio 0-13507 34-1395608
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation or organization) Identification No.)
401 Clinton Street Defiance, Ohio 43512
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(Address of principal executive offices) (Zip Code)
(419) 783-8950
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or former address, if changed since last report.)
Check the appropriate box below if the Form 8-K is intended to simultaneously
satisfy the filing obligation of the registrant under any of the following
provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act (17
CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17
CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 8.01 Other Events
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On September 3, 2004, Rurban Financial Corp. (the "Company")
received permission from the Federal Reserve Bank and the Ohio Department of
Financial Institutions to pay the previously accrued current and deferred
dividends on its $10 million issue of Trust Preferred Securities (the
"Dividends"). The Company paid the Dividends on September 7, 2004, the
semi-annual interest payment date for the Trust Preferred Securities. The
Company issued a press release on September 8, 2004 announcing that it had
received permission to pay the Dividends. A copy of the press release is
attached as Exhibit 99 and incorporated herein by reference.
Item 9.01 Financial Statements and Exhibits
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(a) Not applicable
(b) Not applicable
(c) Exhibits
Exhibit No. Description
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99 Press release dated September 8, 2004
announcing that Rurban Financial Corp. had
received permission to pay the previously
accrued current and deferred trust preferred
dividends on its $10 million issue of Trust
Preferred Securities.
[Remainder of page intentionally left blank; signature on following page.]
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SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
RURBAN FINANCIAL CORP.
Dated: September 9, 2004 By: /s/ James E. Adams
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James E. Adams
Executive Vice President and
Chief Financial Officer
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