UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 4
STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP
[ ] Check this box if no longer subject to Section 16.
Form 4 or Form 5 obligations may continue.
1. Name and Address of Reporting Person(s)
Kemper, David W.
1000 Walnut Street
Kansas City, Missouri 64106
2. Issuer Name and Ticker or Trading Symbol
Commerce Bancshares, Inc. (CBSH)
3. I.R.S. Identification Number of Reporting Person, if an entity (Voluntary)
4. Statement for Month/Year
12/02/02
5. If Amendment, Date of Original (Month/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
[X] Director [ ] 10% Owner
[X] Officer (give title below) [ ] Other (specify below)
Chairman of the Board, CEO and President
7. Individual or Joint/Group Filing (Check Applicable Line)
[X] Form filed by One Reporting Person
[ ] Form filed by More than One Reporting Person
Table I Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
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1)Title of Security 2)Trans- 3.Trans- 4.Securities Acquired(A) 5)Amount of 6) 7)Nature of
action action or Disposed of (D) Securities Indirect
Date Code A Beneficially D Beneficial
(Month/ or Owned at or Ownership
Day/Year) Code V Amount D Price End of Month I
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Common Stock 13,507 (1) D Direct
Common Stock 1,392 (1) I Bank cust for son
Common Stock 17,262 (1) I CB Kemper Trust
Common Stock 17,266 (1) I EC Kemper Trust
Common Stock 4,574 (1) I Exec Comp Plan
Common Stock 17,266 (1) I JW Kemper Trust
Common Stock 12/02/02 G V 486 D 903,432(1) I Rev Trust for
self
Common Stock 9,650 (1) I Thrift Plan
Common Stock 130,190(1) I Tower Properties
Co
Common Stock 17,255 (1) I WL Kemper Trust
Table II (PART 1) Derivative Securities Acquired, Disposed of, or Beneficially Owned (Columns 1 through 6)
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1)Title of Derivative 2)Conversion 3)Trans- 4)Trans- 5)Number of Derivative 6)Date Exercisable and
Security or Exercise action action Securities Acquired (A) Expiration Date
Price of Date Code or Disposed of (D)
Derivative
Security Code V A D Exercisable Expiration
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Table II (PART 2) Derivative Securities Acquired, Disposed of, or Beneficially Owned (Columns 1,3 and 7 through 11)
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1)Title of Derivative 3)Trans- 7)Title and Amount 8)Price 9)Number of 10) 11)Nature of
Security action of Underlying of Deri- Derivative Indirect
Date Securities vative Securities D Beneficial
Amount or Security Beneficially or Ownership
Number of Owned at I
- Title Shares End of Month
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Explanation of Responses:
(1) Stock holdings adjusted for 5% stock dividend, record date 11/29/02, payable date 12/13/02.
SIGNATURE OF REPORTING PERSON
/S/ By: J. Daniel Stinnett
For: David W. Kemper
DATE 12/03/02