UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report For the Quarter Ended: December 31, 2010 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this report: Name: Citizens Bank Address: 870 Westminster Street Providence Rhode Island 02903 USA 13F File Number: 028-05954 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Aileen Taylor Title: Head of Group Secretariat Phone: (+44) 0131 626 4099 Signature, Place and Date of Signing: Aileen Taylor Edinburgh, Scotland February 10, 2011 Report Type (check only one.): [ ] 13F HOLDINGS REPORT. [ X] 13F NOTICE. [ ] 13F COMBINATION REPORT. List of Other Managers Reporting for this Manager: 13F File Number Name 028-05855 The Royal Bank of Scotland Group Plc