8-K 01-26-06
 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported)
January 26, 2006

American National Bankshares Inc.
(Exact name of registrant as specified in its charter)
Virginia
0-12820
54-1284688
(State or other jurisdiction
of incorporation)
(Commission
File Number)
(I.R.S. Employer
Identification No.)

628 Main Street, Danville, VA
24541
(Address of principal executive offices)
(Zip Code)
Registrant’s telephone number, including area code
434-792-5111
   
 
(Former name or former address, if changed since last report.)
   
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))

Item 2.02 Results of Operations and Financial Condition 
On January 26, 2006, American National Bankshares Inc. issued a news release announcing fourth quarter and year end results for the period ended December 31, 2005.
 
Item 9.01 Financial Statements and Exhibits
(c) Exhibits
99.1 News Release announcing Fourth Quarter Earnings for 2005.
 

Signature
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


Date: January 26, 2006
/s/
Neal A. Petrovich 
   
Executive Vice President and Chief Financial Officer