UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2012 Check here if Amendment [ ]: Amendment Number: This Amendment (Check only one): [ ] is a restatement [ ] adds new holdings entries Institutional Investment Manager Filing this Report: Name: First Commonwealth Financial Corporation Address: 22 North Sixth Street Indiana, PA, 15701 Form 13F File Number: 28-05151 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Teresa M. Ciambotti Title: Senior Vice President and Controller Phone: (724) 463-4725 Signature, Place, and Date of Signing: /s/ Teresa M. Ciambotti Teresa M. Ciambotti, Indiana, PA, November 8, 2012 Report Type (check only one): [x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting manager are reported in this report) [ ] 13F NOTICE (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s)) [ ] 13F COMBINATION REPORT (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 1 Form 13F Information Table Entry Total: 154 Form 13F Information Table Value Total: $81,388 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. Number: 1 Form 13F File Number: 28-11893 Name: First Commonwealth Bank FORM 13F INFORMATION TABLE COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8 ---------------------------- ------ --------- -------- ---------------- ---------- -------- ---------------------- TITLE MARKET VOTING OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER AUTHORITY ISSUER CLASS CUSIP (X$1000) PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE ---------------------------- ------ --------- -------- ------- --- ---- ---------- -------- --------- ------ ----- 3M CO COMMON 88579Y101 190 2,060 SH DEFINED 1 1,090 970 3M CO COMMON 88579Y101 18 200 SH OTHER 1 200 ABBOTT LABS COMMON 002824100 1,026 14,968 SH DEFINED 1 13,889 1,079 ABBOTT LABS COMMON 002824100 78 1,132 SH OTHER 1 1,132 AIR PRODS & CHEMS INC COMMON 009158106 791 9,559 SH DEFINED 1 9,559 AIR PRODS & CHEMS INC COMMON 009158106 37 450 SH OTHER 1 450 ALLSTATE CORP COMMON 020002101 305 7,712 SH DEFINED 1 7,712 ALLSTATE CORP COMMON 020002101 25 634 SH OTHER 1 634 AMERICAN EXPRESS CO COMMON 025816109 660 11,605 SH DEFINED 1 11,605 AMERICAN EXPRESS CO COMMON 025816109 17 300 SH OTHER 1 300 APACHE CORP COMMON 037411105 734 8,488 SH DEFINED 1 7,918 570 APACHE CORP COMMON 037411105 70 814 SH OTHER 1 450 364 APPLE INC COMMON 037833100 2,604 3,903 SH DEFINED 1 3,685 218 APPLE INC COMMON 037833100 140 210 SH OTHER 1 210 AT&T INC COMMON 00206R102 2,239 59,402 SH DEFINED 1 56,816 2,586 AT&T INC COMMON 00206R102 89 2,350 SH OTHER 1 2,050 300 BANK OF NEW YORK MELLON CORP COMMON 064058100 196 8,656 SH DEFINED 1 5,666 2,990 BANK OF NEW YORK MELLON CORP COMMON 064058100 24 1,072 SH OTHER 1 1,072 BECTON DICKINSON & CO COMMON 075887109 781 9,939 SH DEFINED 1 9,939 BECTON DICKINSON & CO COMMON 075887109 65 833 SH OTHER 1 833 BOEING CO COMMON 097023105 677 9,727 SH DEFINED 1 9,727 BOEING CO COMMON 097023105 37 525 SH OTHER 1 525 BROWN FORMAN CORP CL B 115637209 565 8,663 SH DEFINED 1 8,663 BROWN FORMAN CORP CL B 115637209 10 150 SH OTHER 1 150 CATERPILLAR INC DEL COMMON 149123101 892 10,363 SH DEFINED 1 10,363 CATERPILLAR INC DEL COMMON 149123101 86 1,000 SH OTHER 1 1,000 CHEVRON CORP NEW COMMON 166764100 1,561 13,388 SH DEFINED 1 12,162 1,226 CHEVRON CORP NEW COMMON 166764100 205 1,762 SH OTHER 1 1,762 CHUBB CORP COMMON 171232101 784 10,273 SH DEFINED 1 10,273 CHUBB CORP COMMON 171232101 15 200 SH OTHER 1 200 CISCO SYS INC COMMON 17275R102 746 39,058 SH DEFINED 1 34,648 4,410 CISCO SYS INC COMMON 17275R102 81 4,233 SH OTHER 1 4,233 CNB FINL CORP PA COMMON 126128107 205 11,700 SH DEFINED 1 11,700 COCA COLA CO COMMON 191216100 1,054 27,792 SH DEFINED 1 27,742 50 COCA COLA CO COMMON 191216100 53 1,400 SH OTHER 1 1,400 CONOCOPHILLIPS COMMON 20825C104 558 9,766 SH DEFINED 1 9,644 122 CONOCOPHILLIPS COMMON 20825C104 19 325 SH OTHER 1 325 CSX CORP COMMON 126408103 388 18,708 SH DEFINED 1 18,708 CSX CORP COMMON 126408103 8 400 SH OTHER 1 400 CUMMINS INC COMMON 231021106 631 6,842 SH DEFINED 1 6,842 CUMMINS INC COMMON 231021106 18 200 SH OTHER 1 200 CVS CAREMARK CORPORATION COMMON 126650100 1,073 22,169 SH DEFINED 1 22,169 CVS CAREMARK CORPORATION COMMON 126650100 48 1,001 SH OTHER 1 1,001 DEVON ENERGY CORP NEW COMMON 25179M103 453 7,480 SH DEFINED 1 7,480 DEVON ENERGY CORP NEW COMMON 25179M103 8 125 SH OTHER 1 125 DISNEY WALT CO COMMON DISNEY 254687106 988 18,898 SH DEFINED 1 17,018 1,880 DISNEY WALT CO COMMON DISNEY 254687106 42 800 SH OTHER 1 800 DOMINION RES INC VA NEW COMMON 25746U109 360 6,805 SH DEFINED 1 6,768 37 DOMINION RES INC VA NEW COMMON 25746U109 98 1,851 SH OTHER 1 1,851 DU PONT E I DE NEMOURS & CO COMMON 263534109 330 6,560 SH DEFINED 1 6,560 DU PONT E I DE NEMOURS & CO COMMON 263534109 52 1,042 SH OTHER 1 742 300 E M C CORP MASS COMMON 268648102 638 23,400 SH DEFINED 1 20,460 2,940 EXXON MOBIL CORP COMMON 30231G102 5,742 62,791 SH DEFINED 1 62,703 88 EXXON MOBIL CORP COMMON 30231G102 696 7,606 SH OTHER 1 5,534 2,072 FEDEX CORP COMMON 31428X106 436 5,151 SH DEFINED 1 5,151 FEDEX CORP COMMON 31428X106 21 250 SH OTHER 1 250 FIRST COMWLTH FINL CORP PA COMMON 319829107 3,782 536,437 SH DEFINED 1 536,437 FIRST COMWLTH FINL CORP PA COMMON 319829107 20 2,800 SH OTHER 1 2,000 800 FREEPORT-MCMORAN COPPER & GO COMMON 35671D857 825 20,846 SH DEFINED 1 18,746 2,100 GENERAL ELECTRIC CO COMMON 369604103 2,478 109,104 SH DEFINED 1 104,024 500 4,580 GENERAL ELECTRIC CO COMMON 369604103 417 18,358 SH OTHER 1 17,858 500 GENERAL MLS INC COMMON 370334104 893 22,414 SH DEFINED 1 22,414 GENERAL MLS INC COMMON 370334104 48 1,200 SH OTHER 1 1,200 GENUINE PARTS CO COMMON 372460105 989 16,211 SH DEFINED 1 16,211 GENUINE PARTS CO COMMON 372460105 22 360 SH OTHER 1 360 GILEAD SCIENCES INC COMMON 375558103 998 15,041 SH DEFINED 1 15,041 GILEAD SCIENCES INC COMMON 375558103 20 300 SH OTHER 1 300 GOLDMAN SACHS GROUP INC COMMON 38141G104 178 1,564 SH DEFINED 1 1,024 540 GOLDMAN SACHS GROUP INC COMMON 38141G104 23 200 SH OTHER 1 200 GOOGLE INC CL A 38259P508 1,363 1,807 SH DEFINED 1 1,627 180 GOOGLE INC CL A 38259P508 15 20 SH OTHER 1 20 HALLIBURTON CO COMMON 406216101 490 14,541 SH DEFINED 1 12,991 1,550 HELMERICH & PAYNE INC COMMON 423452101 814 17,091 SH DEFINED 1 17,091 HELMERICH & PAYNE INC COMMON 423452101 21 450 SH OTHER 1 450 HUMANA INC COMMON 444859102 819 11,680 SH DEFINED 1 11,680 HUMANA INC COMMON 444859102 31 440 SH OTHER 1 440 INGERSOLL-RAND PLC SHS G47791101 269 6,000 SH DEFINED 1 6,000 INTEL CORP COMMON 458140100 627 27,683 SH DEFINED 1 24,143 3,540 INTEL CORP COMMON 458140100 116 5,100 SH OTHER 1 5,100 INTERNATIONAL BUSINESS MACHS COMMON 459200101 3,194 15,397 SH DEFINED 1 15,397 INTERNATIONAL BUSINESS MACHS COMMON 459200101 156 750 SH OTHER 1 650 100 JOHNSON & JOHNSON COMMON 478160104 384 5,577 SH DEFINED 1 5,504 73 JOHNSON & JOHNSON COMMON 478160104 65 950 SH OTHER 1 950 JPMORGAN CHASE & CO COMMON 46625H100 996 24,599 SH DEFINED 1 22,729 1,870 JPMORGAN CHASE & CO COMMON 46625H100 35 875 SH OTHER 1 875 MCDONALDS CORP COMMON 580135101 1,056 11,511 SH DEFINED 1 11,491 20 MCDONALDS CORP COMMON 580135101 77 840 SH OTHER 1 840 METLIFE INC COMMON 59156R108 609 17,681 SH DEFINED 1 17,681 METLIFE INC COMMON 59156R108 3 80 SH OTHER 1 80 MICROSOFT CORP COMMON 594918104 1,198 40,250 SH DEFINED 1 35,720 4,530 MICROSOFT CORP COMMON 594918104 49 1,633 SH OTHER 1 1,633 MYLAN INC COMMON 628530107 608 24,946 SH DEFINED 1 24,946 MYLAN INC COMMON 628530107 17 700 SH OTHER 1 700 ORACLE CORP COMMON 68389X105 939 29,845 SH DEFINED 1 27,525 2,320 ORACLE CORP COMMON 68389X105 55 1,733 SH OTHER 1 1,733 PARKER HANNIFIN CORP COMMON 701094104 603 7,209 SH DEFINED 1 7,147 62 PARKER HANNIFIN CORP COMMON 701094104 50 600 SH OTHER 1 600 PEPSICO INC COMMON 713448108 200 2,828 SH DEFINED 1 2,801 27 PEPSICO INC COMMON 713448108 251 3,547 SH OTHER 1 3,547 PETSMART INC COMMON 716768106 1,110 16,096 SH DEFINED 1 14,426 1,670 PETSMART INC COMMON 716768106 52 750 SH OTHER 1 750 PFIZER INC COMMON 717081103 141 5,665 SH DEFINED 1 5,665 PFIZER INC COMMON 717081103 276 11,096 SH OTHER 1 11,096 PHILIP MORRIS INTL INC COMMON 718172109 1,361 15,128 SH DEFINED 1 14,413 715 PHILIP MORRIS INTL INC COMMON 718172109 227 2,525 SH OTHER 1 2,525 PNC FINL SVCS GROUP INC COMMON 693475105 1,034 16,382 SH DEFINED 1 16,382 PNC FINL SVCS GROUP INC COMMON 693475105 19 300 SH OTHER 1 300 PPG INDS INC COMMON 693506107 1,514 13,182 SH DEFINED 1 13,182 PPG INDS INC COMMON 693506107 282 2,454 SH OTHER 1 454 2,000 PPL CORP COMMON 69351T106 612 21,070 SH DEFINED 1 20,935 135 PPL CORP COMMON 69351T106 86 2,950 SH OTHER 1 2,950 PRECISION CASTPARTS CORP COMMON 740189105 776 4,751 SH DEFINED 1 4,751 PRECISION CASTPARTS CORP COMMON 740189105 45 275 SH OTHER 1 275 PRICE T ROWE GROUP INC COMMON 74144T108 848 13,404 SH DEFINED 1 13,404 PRICE T ROWE GROUP INC COMMON 74144T108 85 1,350 SH OTHER 1 1,350 PROCTER & GAMBLE CO COMMON 742718109 2,342 33,760 SH DEFINED 1 33,729 31 PROCTER & GAMBLE CO COMMON 742718109 168 2,426 SH OTHER 1 2,426 PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 265 8,247 SH DEFINED 1 6,387 1,860 PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 70 2,160 SH OTHER 1 2,160 QUALCOMM INC COMMON 747525103 765 12,252 SH DEFINED 1 12,252 QUALCOMM INC COMMON 747525103 30 475 SH OTHER 1 475 ROCKWELL AUTOMATION INC COMMON 773903109 318 4,578 SH DEFINED 1 4,578 ROCKWELL AUTOMATION INC COMMON 773903109 80 1,150 SH OTHER 1 1,150 ROCKWELL COLLINS INC COMMON 774341101 213 3,969 SH DEFINED 1 3,969 ROCKWELL COLLINS INC COMMON 774341101 69 1,295 SH OTHER 1 1,295 S & T BANCORP INC COMMON 783859101 1,607 91,232 SH DEFINED 1 91,232 S & T BANCORP INC COMMON 783859101 18 1,000 SH OTHER 1 1,000 STATE STR CORP COMMON 857477103 609 14,505 SH DEFINED 1 14,505 STATE STR CORP COMMON 857477103 13 300 SH OTHER 1 300 TARGET CORP COMMON 87612E106 997 15,701 SH DEFINED 1 15,701 TARGET CORP COMMON 87612E106 92 1,450 SH OTHER 1 1,450 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 232 5,611 SH DEFINED 1 5,611 TEVA PHARMACEUTICAL INDS LTD ADR 881624209 10 250 SH OTHER 1 250 TEXAS INSTRS INC COMMON 882508104 496 17,993 SH DEFINED 1 15,743 2,250 TEXAS INSTRS INC COMMON 882508104 40 1,467 SH OTHER 1 1,467 THERMO FISHER SCIENTIFIC INC COMMON 883556102 783 13,311 SH DEFINED 1 13,311 THERMO FISHER SCIENTIFIC INC COMMON 883556102 32 550 SH OTHER 1 550 TIME WARNER CABLE INC COMMON 88732J207 1,187 12,487 SH DEFINED 1 12,487 TIME WARNER CABLE INC COMMON 88732J207 41 433 SH OTHER 1 433 US BANCORP DEL COMMON NEW 902973304 579 16,877 SH DEFINED 1 16,877 US BANCORP DEL COMMON NEW 902973304 21 600 SH OTHER 1 600 VERIZON COMMUNICATIONS INC COMMON 92343V104 1,858 40,780 SH DEFINED 1 40,528 76 176 VERIZON COMMUNICATIONS INC COMMON 92343V104 583 12,804 SH OTHER 1 9,088 3,716 VISA INC COMMON CL A 92826C839 956 7,118 SH DEFINED 1 7,118 VISA INC COMMON CL A 92826C839 30 225 SH OTHER 1 225 VODAFONE GROUP PLC NEW SPONS ADR NEW 92857W209 216 7,587 SH DEFINED 1 7,340 247 WAL-MART STORES INC COMMON 931142103 1,136 15,393 SH DEFINED 1 13,033 2,360 WAL-MART STORES INC COMMON 931142103 48 650 SH OTHER 1 650 WINDSTREAM CORP COMMON 97381W104 54 5,327 SH DEFINED 1 5,184 143 WINDSTREAM CORP COMMON 97381W104 56 5,527 SH OTHER 1 1,000 4,527 XCEL ENERGY INC COMMON 98389B100 695 25,098 SH DEFINED 1 25,098 XCEL ENERGY INC COMMON 98389B100 53 1,900 SH OTHER 1 1,900 ZIMMER HLDGS INC COMMON 98956P102 664 9,823 SH DEFINED 1 8,683 1,140 ZIMMER HLDGS INC COMMON 98956P102 24 350 SH OTHER 1 250 100 GRAND TOTALS 81,388 2,031,928