SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 July 23, 2003 Date of Report (Date of earliest event reported) THE CHARLES SCHWAB CORPORATION (Exact name of registrant as specified in its charter) Delaware 1-9700 94-3025021 (State or other jurisdiction Commission (I.R.S. Employer of incorporation or organization) File Number Identification Number) 120 Kearny Street, San Francisco, CA 94108 (Address of principal executive offices and zip code) Registrant's telephone number, including area code: (415) 627-7000 Item 9. Regulation FD Disclosure (Information Provided Under Item 12) The following information is furnished pursuant to Item 12, "Results of Operations and Financial Condition" of Form 8-K in accordance with SEC Release No. 33-8216. On July 23, 2003, The Charles Schwab Corporation issued a press release announcing its financial results for the quarter ended June 30, 2003. A copy of the press release is furnished as Exhibit 99.1 to this report. - 1 - SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. THE CHARLES SCHWAB CORPORATION (Registrant) Date: July 23, 2003 /s/ Christopher V. Dodds ------------- ---------------------------- Christopher V. Dodds Executive Vice President and Chief Financial Officer - 2 - Exhibit Index 99.1 Press Release dated July 23, 2003 ("Schwab Announces Quarterly Results, Increases Dividend By 27% Following Profit Improvement") - 3 -