UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549

FORM 13F

FORM 13F COVER PAGE

Report for Calendar Year or Quarter ended: September 30, 2008

Check here if Amendment	( ) ;    Amendment Number:
This Amendment(Check only one.)( )is a restatment.
		                     ( )adds new holdings entries.

Institutional Investment Manager Filing this Report:
Name:		Wintrust Financial Corporation
Address:	727 North Bank Lane
		Lake Forest, IL 60045

13F file number:  028-10582

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:	Thomas P. Zidar
Title:	Chairman & CEO
Phone:	800-621-4477
Signature, Place and Date of Signing:

/S/  Thomas P. Zidar Chicago, IL  November 24, 2008

Report Type (Check only one.):

(x )	13F HOLDINGS REPORT.
(  )	13F NOTICE.
(  )	13F COMBINATION REPORT

List of other Managers Reporting for this Manager: 	Wayne Hummer Asset Mgmt Co
							Wayne Hummer Trust Company



FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers: 2

Form 13F Information Table Entry Total:	502

Form 13F Information Table Value Total:	$413,155
List of Other Included Managers:  	Wayne Hummer Asset Mgmt Co.
					Wayne Hummer Trust Company



                                                                  FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER          TITLE OF CLASS    CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
                                                                                           
3M COMPANY                     com              88579Y101     1739    25463 SH       SOLE                    25463
                                                              1881    27540 SH       DEFINED 01              25276     1550      714
                                                                27      400 SH       OTHER   01                400
ABBOTT LABORATORIES            com              002824100     6537   113537 SH       SOLE                   112223              1314
                                                              3290    57133 SH       DEFINED 01              53190     3493      450
                                                                20      350 SH       OTHER   01                350
ACCENTURE LTD BERMUDA          com              G1150G111      317     8350 SH       SOLE                     8350
                                                               109     2875 SH       DEFINED 01               2525      350
ADOBE SYSTEMS                  com              00724F101     1314    33286 SH       SOLE                    33286
                                                              1886    47785 SH       DEFINED 01              46195     1190      400
AFLAC INC                      com              001055102     1586    26999 SH       SOLE                    26969                30
                                                              2920    49700 SH       DEFINED 01              47410     1510      780
                                                                13      225 SH       OTHER   01                225
AGNICO EAGLE MINES LTD         com              008474108     1212    22000 SH       SOLE                    22000
AIR PRODUCTS & CHEMICALS       com              009158106      292     4270 SH       SOLE                     4270
                                                                72     1045 SH       DEFINED 01               1045
ALBERTO CULVER CO NEW          com              013078100       10      375 SH       SOLE                      375
                                                               455    16699 SH       DEFINED 01              16699
ALEXANDRIA REAL ESTATE EQUITIE com              015271109      236     2100 SH       SOLE                     2100
                                                                45      400 SH       DEFINED 01                400
ALIGN TECHNOLOGY INC           com              016255101      108    10000 SH       SOLE                    10000
ALLIANT TECHSYSTEMS INC.       com              018804104      339     3610 SH       DEFINED 01               3610
ALTRIA GROUP INC               com              02209S103      111     5612 SH       SOLE                     5612
                                                               107     5393 SH       DEFINED 01               3843     1550
                                                                 8      400 SH       OTHER   01                400
AMERICAN EXPRESS               com              025816109      460    12987 SH       SOLE                    12987
                                                               336     9475 SH       DEFINED 01               8385      990      100
                                                                 7      200 SH       OTHER   01                         200
AMERICAN TOWER CORP            com              029912201      683    18980 SH       SOLE                    18940                40
                                                               479    13330 SH       DEFINED 01              13230      100
AMERIGAS PARTNERS LP           com              030975106        9      300 SH       SOLE                      300
                                                               211     6950 SH       DEFINED 01               6950
AMGEN INC                      com              031162100      667    11251 SH       SOLE                    11251
                                                               164     2770 SH       DEFINED 01               1415     1255      100
                                                                 6      100 SH       OTHER   01                         100
ANADARKO PETROLEUM CORP        com              032511107      415     8565 SH       SOLE                     8565
                                                               104     2150 SH       DEFINED 01               1150      500      500
ANHEUSER-BUSCH COMPANIES INC   com              035229103      998    15375 SH       SOLE                    15375
                                                              1292    19918 SH       DEFINED 01              19918
APACHE                         com              037411105     1945    18655 SH       SOLE                    18655
                                                               868     8325 SH       DEFINED 01               7900      425
                                                                16      150 SH       OTHER   01                         150
APPLE INC                      com              037833100       85      745 SH       SOLE                      745
                                                               347     3050 SH       DEFINED 01               2900      150
APPLIED MATERIALS              com              038222105      166    10975 SH       SOLE                    10975
                                                               553    36555 SH       DEFINED 01              35330     1225
AT & T INC                     com              00206R102     2258    80863 SH       SOLE                    80863
                                                              2443    87514 SH       DEFINED 01              76030    10319     1165
                                                                22      777 SH       OTHER   01                777
AUTOMATIC DATA PROCESSING      com              053015103      228     5325 SH       SOLE                     5325
                                                               358     8382 SH       DEFINED 01               7332      900      150
AVERY DENNISON                 com              053611109      447    10055 SH       DEFINED 01               9655      400
BALL CORP                      com              058498106      211     5350 SH       DEFINED 01               5350
BANK OF AMERICA CORP           com              060505104     1041    29747 SH       SOLE                    29747
                                                              1682    48063 SH       DEFINED 01              42912     4489      662
                                                                10      275 SH       OTHER   01                275
BANK OF NEW YORK MELLON        com              064058100      297     9121 SH       SOLE                     9121
                                                                68     2097 SH       DEFINED 01               1600      497
BARD (C.R.) INC                com              067383109     1704    17960 SH       SOLE                    17960
                                                              1826    19250 SH       DEFINED 01              18165     1085
                                                                12      125 SH       OTHER   01                125
BAXTER INTERNATIONAL INC       com              071813109       78     1183 SH       SOLE                     1183
                                                               388     5905 SH       DEFINED 01               4700     1205
BB & T CORP                    com              054937107      582    15398 SH       SOLE                    15398
BERKSHIRE HATHAWAY INC CL B    com              084670207     1556      354 SH       SOLE                      354
                                                               642      146 SH       DEFINED 01                143        3
BEST BUY INC                   com              086516101      430    11470 SH       SOLE                    11445                25
                                                               418    11140 SH       DEFINED 01              10790      250      100
BIOGEN IDEC INC                com              09062X103      339     6750 SH       SOLE                     6750
                                                                15      305 SH       DEFINED 01                305
BJ SERVICES COMPANY            com              055482103      393    20550 SH       DEFINED 01              19675      875
BOEING                         com              097023105      227     3954 SH       SOLE                     3954
                                                               266     4634 SH       DEFINED 01               4334      300
BP PLC                         com              055622104      947    18868 SH       SOLE                    18868
                                                              1738    34645 SH       DEFINED 01              20939    13042      664
                                                                15      300 SH       OTHER   01                300
BRISTOL MYERS SQUIBB           com              110122108      375    18000 SH       SOLE                    18000
                                                               313    15006 SH       DEFINED 01              11250     2900      856
BURLINGTON NORTHERN SANTA FE C com              12189T104      276     2990 SH       SOLE                     2990
                                                               150     1625 SH       DEFINED 01               1625
CATERPILLAR TRACTOR CO         com              149123101      129     2164 SH       SOLE                     2164
                                                               784    13155 SH       DEFINED 01              12655      250      250
                                                                 6      100 SH       OTHER   01                100
CELGENE CORP                   com              151020104      646    10215 SH       SOLE                    10185                30
                                                               520     8220 SH       DEFINED 01               7860      360
                                                                 8      125 SH       OTHER   01                125
CEPHALON INC                   com              156708109      730     9425 SH       SOLE                     9400                25
                                                               612     7900 SH       DEFINED 01               7900
CHART INDUSTRIES INC           com              16115Q308       53     1865 SH       SOLE                     1815                50
                                                               201     7025 SH       DEFINED 01               7025
CHEVRONTEXACO                  com              166764100     2339    28362 SH       SOLE                    28337                25
                                                              2792    33851 SH       DEFINED 01              33276      575
                                                                35      425 SH       OTHER   01                425
CHUBB CORP                     com              171232101      291     5295 SH       SOLE                     5295
                                                                56     1020 SH       DEFINED 01               1020
CHURCH & DWIGHT CO             com              171340102      255     4100 SH       SOLE                     4100
CINCINNATI FINANCIAL CORP      com              172062101       23      810 SH       SOLE                      810
                                                               457    16077 SH       DEFINED 01              15461      616
CISCO SYSTEMS                  com              17275R102     2219    98339 SH       SOLE                    98269                70
                                                              2507   111108 SH       DEFINED 01             104038     6570      500
                                                                 9      400 SH       OTHER   01                400
CITIGROUP                      com              172967101      461    22454 SH       SOLE                    22454
                                                               814    39688 SH       DEFINED 01              36261     2932      495
                                                                12      606 SH       OTHER   01                506      100
CITRIX SYSTEMS INC             com              177376100       57     2260 SH       SOLE                     2260
                                                               241     9560 SH       DEFINED 01               9560
CLOROX                         com              189054109      363     5790 SH       SOLE                     5790
                                                              1139    18171 SH       DEFINED 01              18171
                                                                 6      100 SH       OTHER   01                         100
COCA COLA                      com              191216100      148     2805 SH       SOLE                     2805
                                                               739    13980 SH       DEFINED 01              12580     1400
COLGATE PALMOLIVE              com              194162103      896    11889 SH       SOLE                    11889
                                                              1861    24695 SH       DEFINED 01              24220      475
COMMERCE BANCSHARES INC        com              200525103      511    11005 SH       SOLE                    10975                30
                                                               322     6950 SH       DEFINED 01               6700      250
CONOCOPHILLIPS                 com              20825C104     2853    38945 SH       SOLE                    38945
                                                              2746    37494 SH       DEFINED 01              35174     1790      530
                                                                31      420 SH       OTHER   01                420
CONSUMER DISCRETIONARY SELECT  com              81369Y407       16      567 SH       SOLE                      567
                                                               905    32437 SH       DEFINED 01              32437
CONSUMER STAPLES SELECT SECTOR com              81369Y308       47     1710 SH       SOLE                     1710
                                                              2371    85901 SH       DEFINED 01              85901
COPYTELE INC                   com              217721109        6    10000 SH       SOLE                    10000
COSTCO WHOLESALE               com              22160K105     1007    15503 SH       SOLE                    15503
                                                               783    12060 SH       DEFINED 01              11355      505      200
COVANCE INC                    com              222816100      415     4695 SH       SOLE                     4695
                                                              1304    14745 SH       DEFINED 01              14745
CSX CORP                       com              126408103      428     7850 SH       DEFINED 01               7850
CULLEN FROST BANKERS INC       com              229899109      662    11030 SH       SOLE                    11005                25
                                                               810    13495 SH       DEFINED 01              13295      200
                                                                 9      150 SH       OTHER   01                150
CYTEC INDUSTRIES               com              232820100      382     9805 SH       SOLE                     9785                20
                                                               112     2891 SH       DEFINED 01               2891
DELTA PETE CORP COM NEW        com              247907207      136    10000 SH       SOLE                    10000
DESERT HILLS CAPTIAL CORP      com              COM000050      874    41130 SH       SOLE                    41130
DIGITAL RIVER INC              com              25388B104       37     1130 SH       SOLE                     1130
                                                               278     8575 SH       DEFINED 01               8575
DISNEY (WALT) COMPANY          com              254687106      847    27599 SH       SOLE                    27599
                                                              1137    37054 SH       DEFINED 01              36134      820      100
                                                                15      500 SH       OTHER   01                500
DNP SELECT INCOME FD INC       com              23325P104     2812   300439 SH       SOLE                   300439
                                                              1589   169755 SH       DEFINED 01             103845    55100    10810
DOW CHEMICAL CO                com              260543103       69     2177 SH       SOLE                     2177
                                                               241     7571 SH       DEFINED 01               6200      675      696
E I DUPONT DE NEMOURS & CO     com              263534109      124     3082 SH       SOLE                     3082
                                                               277     6880 SH       DEFINED 01               6203      677
ECOLAB                         com              278865100      432     8905 SH       SOLE                     8905
                                                               973    20050 SH       DEFINED 01              19250      200      600
                                                                10      200 SH       OTHER   01                200
EDISON INTERNATIONAL           com              281020107      224     5605 SH       SOLE                     5580                25
                                                                80     2000 SH       DEFINED 01               1400      600
ELI LILLY & CO                 com              532457108       55     1250 SH       SOLE                     1250
                                                               225     5108 SH       DEFINED 01               5108
EMERSON ELECTRIC               com              291011104      793    19431 SH       SOLE                    19431
                                                               703    17230 SH       DEFINED 01              15230     1800      200
                                                                 6      150 SH       OTHER   01                150
ENERGY SELECT SECTOR SPDR      com              81369Y506      187     2957 SH       SOLE                     2957
                                                              1173    18525 SH       DEFINED 01              18425      100
ENSCO INTERNATIONAL            com              26874Q100      127     2205 SH       SOLE                     2205
                                                               523     9080 SH       DEFINED 01               9080
EOG RESOURCES                  com              26875P101      372     4155 SH       SOLE                     4155
                                                               586     6550 SH       DEFINED 01               6550
EQUITY RESIDENTIAL PROPERTIES  com              29476L107      249     5615 SH       SOLE                     5585                30
                                                               524    11810 SH       DEFINED 01              11360      350      100
EXELON CORP                    com              30161N101      212     3393 SH       SOLE                     3393
                                                               264     4218 SH       DEFINED 01               3988               230
EXXON MOBIL CORP               com              30231G102     8826   113648 SH       SOLE                   113633                15
                                                              8339   107377 SH       DEFINED 01              91890    10323     5164
                                                                23      300 SH       OTHER   01                200      100
FASTENAL CO                    com              311900104        4       75 SH       SOLE                       75
                                                               630    12765 SH       DEFINED 01              12190      575
FEDEX                          com              31428X106      700     8858 SH       SOLE                     8858
                                                               895    11320 SH       DEFINED 01              10480      490      350
                                                                22      275 SH       OTHER   01                175      100
FERRELLGAS PARTNERS LP         com              315293100      166     9050 SH       SOLE                     9050
                                                               137     7500 SH       DEFINED 01               7500
FINANCIAL SELECT SECTOR SPDR   com              81369Y605       62     3121 SH       SOLE                     3121
                                                              1870    94040 SH       DEFINED 01              94040
FISERV                         com              337738108       47      997 SH       SOLE                      997
                                                               934    19745 SH       DEFINED 01              19745
                                                                12      250 SH       OTHER   01                250
FORTUNE BRANDS INC             com              349631101      242     4211 SH       SOLE                     4211
                                                               700    12197 SH       DEFINED 01              11647      400      150
FPL GROUP                      com              302571104     2607    51837 SH       SOLE                    51837
                                                              1837    36518 SH       DEFINED 01              31608     3060     1850
                                                                20      400 SH       OTHER   01                200      200
GENERAL DYNAMICS               com              369550108      734     9974 SH       SOLE                     9974
                                                                44      600 SH       DEFINED 01                200      400
GENERAL ELECTRIC CO            com              369604103     3022   118492 SH       SOLE                   118492
                                                              4445   174328 SH       DEFINED 01             153481    17483     3364
                                                                20      800 SH       OTHER   01                600      200
GENERAL MILLS                  com              370334104      889    12938 SH       SOLE                    12938
                                                               541     7872 SH       DEFINED 01               7702               170
GOLDMAN SACHS GROUP INC        com              38141G104     1559    12177 SH       SOLE                    12177
                                                              1926    15050 SH       DEFINED 01              13680     1095      275
                                                                10       75 SH       OTHER   01                 75
GOOGLE INC                     com              38259P508      737     1841 SH       SOLE                     1841
                                                               631     1576 SH       DEFINED 01               1534       42
                                                                 6       15 SH       OTHER   01                 15
HAIN CELESTIAL GROUP           com              405217100      134     4850 SH       SOLE                     4850
                                                               833    30270 SH       DEFINED 01              29870      200      200
HALLIBURTON CO                 com              406216101       51     1565 SH       SOLE                     1565
                                                               762    23537 SH       DEFINED 01              22532      305      700
HARLEY DAVIDSON                com              412822108        8      224 SH       SOLE                      224
                                                               293     7850 SH       DEFINED 01               7400      450
HARRIS CORP                    com              413875105       32      690 SH       SOLE                      690
                                                               171     3710 SH       DEFINED 01               3710
HERSHEY FOODS                  com              427866108      301     7600 SH       SOLE                     7600
                                                               435    11000 SH       DEFINED 01              11000
HESS CORP                      com              42809H107       38      460 SH       SOLE                      460
                                                               295     3600 SH       DEFINED 01               3600
HEWLETT PACKARD                com              428236103     1458    31535 SH       SOLE                    31495                40
                                                              1700    36755 SH       DEFINED 01              35855      800      100
                                                                12      250 SH       OTHER   01                250
HIGH POINT BANK CORP           com              429706104      230     1200 SH       SOLE                     1200
HJ HEINZ                       com              423074103      574    11488 SH       SOLE                    11488
                                                               549    10993 SH       DEFINED 01              10343      650
                                                                 7      150 SH       OTHER   01                150
HOME DEPOT                     com              437076102      179     6895 SH       SOLE                     6895
                                                               126     4875 SH       DEFINED 01               3335     1540
HONEYWELL INTERNATIONAL        com              438516106      346     8330 SH       SOLE                     8330
                                                                 6      150 SH       DEFINED 01                150
HOSPIRA INC                    com              441060100      208     5445 SH       SOLE                     5322               123
                                                                60     1578 SH       DEFINED 01               1488       90
ILLINOIS TOOL WORKS            com              452308109      226     5078 SH       SOLE                     5078
                                                               790    17768 SH       DEFINED 01              17568               200
                                                                 7      150 SH       OTHER   01                         150
INDUSTRIAL SELECT SECTOR SPDR  com              81369Y704       27      876 SH       SOLE                      876
                                                              1597    51856 SH       DEFINED 01              51856
INGERSOLL-RAND CO CLASS A      com              G4776G101      399    12815 SH       SOLE                    12785                30
                                                                53     1690 SH       DEFINED 01               1690
INTEL CORP                     com              458140100     1369    73087 SH       SOLE                    73087
                                                              1795    95851 SH       DEFINED 01              93926      925     1000
                                                                10      525 SH       OTHER   01                525
INTERNATIONAL BUSINESS MACHINE com              459200101     1768    15113 SH       SOLE                    15113
                                                              2567    21944 SH       DEFINED 01              18505     2950      489
                                                                15      125 SH       OTHER   01                125
INVITROGEN CORP                com              46185R100      455    12025 SH       SOLE                    12025
                                                               359     9490 SH       DEFINED 01               9490
JOHNSON & JOHNSON              com              478160104     3755    54206 SH       SOLE                    54206
                                                              4544    65594 SH       DEFINED 01              58330     4939     2325
                                                                23      325 SH       OTHER   01                325
JOHNSON CONTROLS INC           com              478366107      636    20975 SH       SOLE                    20975
                                                               397    13080 SH       DEFINED 01              12480      600
JPMORGAN CHASE & CO            com              46625H100     1606    34396 SH       SOLE                    34396
                                                              2211    47346 SH       DEFINED 01              34176     8770     4400
                                                                14      300 SH       OTHER   01                300
KIMBERLY CLARK                 com              494368103      249     3846 SH       SOLE                     3846
                                                               611     9426 SH       DEFINED 01               7962      400     1064
LANDSTAR SYSTEMS INC           com              515098101       10      230 SH       SOLE                      230
                                                               437     9929 SH       DEFINED 01               9929
LINCOLN NATIONAL CORP -IND-    com              534187109      263     6135 SH       SOLE                     6135
                                                                30      700 SH       DEFINED 01                700
LOCKHEED MARTIN                com              539830109     1221    11133 SH       SOLE                    11133
                                                              1793    16345 SH       DEFINED 01              14920     1425
                                                                14      125 SH       OTHER   01                125
LOWES COMPANIES                com              548661107      213     8980 SH       SOLE                     8980
                                                               506    21360 SH       DEFINED 01              20530      830
MARATHON OIL CORP              com              565849106      354     8876 SH       SOLE                     8876
                                                                 6      140 SH       DEFINED 01                140
MATERIALS SELECT SECTOR SPDR   com              81369Y100      587    17563 SH       SOLE                    17563
                                                              1583    47402 SH       DEFINED 01              46042      760      600
                                                                15      450 SH       OTHER   01                450
MCCORMICK & CO INC NON-VOTING  com              579780206      297     7725 SH       SOLE                     7725
                                                               695    18085 SH       DEFINED 01              17735      350
MCDONALDS CORP                 com              580135101     2858    46317 SH       SOLE                    46317
                                                              3165    51291 SH       DEFINED 01              46646     3845      800
                                                                15      250 SH       OTHER   01                250
MCKESSON HBOC INC              com              58155Q103      418     7775 SH       SOLE                     7745                30
                                                                75     1395 SH       DEFINED 01               1355       40
                                                                 5      100 SH       OTHER   01                100
MEDTRONIC INC                  com              585055106     1137    22701 SH       SOLE                    22701
                                                              1312    26180 SH       DEFINED 01              23550     2130      500
                                                                 5      100 SH       OTHER   01                         100
MERCK & CO INC                 com              589331107      851    26980 SH       SOLE                    25535              1445
                                                              1058    33525 SH       DEFINED 01              32760      405      360
                                                                 7      225 SH       OTHER   01                225
METLIFE INC                    com              59156R108      726    12965 SH       SOLE                    12945                20
                                                              1078    19254 SH       DEFINED 01              18704      400      150
MICROSOFT CORP                 com              594918104     2240    83940 SH       SOLE                    83940
                                                              2594    97174 SH       DEFINED 01              93059     2715     1400
                                                                15      550 SH       OTHER   01                550
MSC INDUSTRIAL DIRECT          com              553530106      569    12350 SH       DEFINED 01              12350
NATIONAL INSTRUMENTS CORP      com              636518102      227     7550 SH       DEFINED 01               7550
NATIONAL SEMICONDUCTOR         com              637640103       43     2500 SH       SOLE                     2500
                                                               144     8375 SH       DEFINED 01               8375
                                                                 5      300 SH       OTHER   01                300
NESTLE SA-SPONSORED ADR REPSTG com              641069406      285     6637 SH       DEFINED 01               5262      375     1000
NICOR INC                      com              654086107       58     1300 SH       SOLE                     1300
                                                               222     5000 SH       DEFINED 01               5000
NIKE, INC CL B                 com              654106103      568     8490 SH       SOLE                     8490
                                                               679    10145 SH       DEFINED 01               9970               175
NOBLE CORP                     com              G65422100      543    12370 SH       SOLE                    12330                40
                                                               579    13185 SH       DEFINED 01              12965      220
NORFOLK SOUTHERN CORP          com              655844108      504     7615 SH       SOLE                     7615
                                                               157     2369 SH       DEFINED 01               2369
NORTHERN STATES FINANCIAL CORP com              665751103      112    12000 SH       SOLE                    12000
NORTHERN TRUST CORP            com              665859104     1744    24160 SH       SOLE                    24160
                                                              3023    41871 SH       DEFINED 01              39685     2036      150
                                                                24      330 SH       OTHER   01                200      130
NRG ENERGY INC                 com              629377508       40     1635 SH       SOLE                     1595                40
                                                               181     7320 SH       DEFINED 01               6750      570
OCCIDENTAL PETROLEUM           com              674599105      753    10686 SH       SOLE                    10686
                                                              1025    14548 SH       DEFINED 01              13678      545      325
OMNICOM GROUP                  com              681919106     1024    26549 SH       SOLE                    26509                40
                                                               418    10845 SH       DEFINED 01              10595      250
ORACLE                         com              68389X105     1082    53292 SH       SOLE                    53192               100
                                                               636    31308 SH       DEFINED 01              30908      400
OWENS & MINOR INC              com              690732102      816    16825 SH       DEFINED 01              16075      750
OWENS-ILLINOIS INC             com              690768403      179     6090 SH       SOLE                     6090
                                                                61     2075 SH       DEFINED 01               2075
PACTIV CORP                    com              695257105      581    23415 SH       DEFINED 01              22990      425
PATTERSON COMPANIES INC        com              703395103        5      150 SH       SOLE                      150
                                                               455    14950 SH       DEFINED 01              14400      550
PAYCHEX, INC                   com              704326107      149     4525 SH       SOLE                     4525
                                                              1084    32810 SH       DEFINED 01              32010      800
PEPSICO INC                    com              713448108     6141    86166 SH       SOLE                    86166
                                                              5313    74542 SH       DEFINED 01              68652     4995      895
                                                                29      400 SH       OTHER   01                300      100
PFIZER                         com              717081103     1014    55016 SH       SOLE                    55016
                                                              1347    73050 SH       DEFINED 01              66550     6400      100
                                                                 4      200 SH       OTHER   01                         200
PHILIP MORRIS INTERNATIONAL IN com              718172109      274     5697 SH       SOLE                     5697
                                                               321     6683 SH       DEFINED 01               4768     1915
                                                                12      250 SH       OTHER   01                250
PIEDMONT NATURAL GAS           com              720186105      328    10250 SH       DEFINED 01              10250
PNC BANK CORP.                 com              693475105      292     3910 SH       SOLE                     3910
                                                                65      875 SH       DEFINED 01                875
PPG INDUSTRIES INC             com              693506107       63     1080 SH       SOLE                     1080
                                                               332     5700 SH       DEFINED 01               5700
PRICE T ROWE GROUP INC         com              74144T108      240     4475 SH       SOLE                     4475
                                                               444     8270 SH       DEFINED 01               7600      270      400
PRIDE INTERNATIONAL INC        com              74153Q102      231     7800 SH       SOLE                     7800
                                                               130     4390 SH       DEFINED 01               4390
PROCTER & GAMBLE               com              742718109     2508    35991 SH       SOLE                    35991
                                                              3565    51150 SH       DEFINED 01              42418     8257      475
                                                                14      200 SH       OTHER   01                200
PUBLIC SERVICE ENTERPRISE GROU com              744573106      322     9815 SH       SOLE                     9815
                                                               141     4307 SH       DEFINED 01               4307
QUALCOMM                       com              747525103      645    15005 SH       SOLE                    15005
                                                              1683    39175 SH       DEFINED 01              35380     3645      150
                                                                15      350 SH       OTHER   01                150      200
QUEST DIAGNOSTICS INC          com              74834L100      607    11746 SH       SOLE                    11746
                                                               509     9860 SH       DEFINED 01               8640      920      300
                                                                 5      100 SH       OTHER   01                100
RAYMOND JAMES FINANCIAL        com              754730109       14      425 SH       SOLE                      425
                                                               398    12075 SH       DEFINED 01              12075
RAYTHEON CO NEW                com              755111507       44      825 SH       SOLE                      825
                                                               158     2950 SH       DEFINED 01               2950
ROYAL DUTCH SHELL PLC A        com              780259206      851    14425 SH       SOLE                    14425
                                                               555     9400 SH       DEFINED 01               9400
                                                                18      300 SH       OTHER   01                300
RPM INTL CORP                  com              749685103      181     9384 SH       SOLE                     9384
                                                               827    42769 SH       DEFINED 01              41813      956
SCHLUMBERGER                   com              806857108      332     4256 SH       SOLE                     4256
                                                              1554    19895 SH       DEFINED 01              19370      525
SCRIPPS NETWORKS INTERACTVIE   com              811065101      175     4825 SH       SOLE                     4825
                                                               615    16935 SH       DEFINED 01              16435      500
SEACOR HOLDINGS INC            com              811904101      247     3125 SH       SOLE                     3125
                                                                28      360 SH       DEFINED 01                360
SHUFFLE MASTER INC             com              825549108      153    30000 SH       SOLE                    30000
SOUTHERN COMPANY               com              842587107      595    15788 SH       SOLE                    15788
                                                                97     2582 SH       DEFINED 01               1132              1450
STANLEY WORKS                  com              854616109       66     1585 SH       SOLE                     1585
                                                               490    11750 SH       DEFINED 01              11450      200      100
STARBUCKS CORP                 com              855244109       34     2300 SH       SOLE                     2300
                                                               248    16650 SH       DEFINED 01              15950      700
STATE STREET                   com              857477103      210     3700 SH       DEFINED 01               3700
STERICYCLE                     com              858912108      842    14285 SH       SOLE                    14285
                                                              3047    51725 SH       DEFINED 01              49995     1180      550
                                                                12      200 SH       OTHER   01                         200
STRYKER CORP                   com              863667101     1775    28495 SH       SOLE                    28495
                                                              1973    31670 SH       DEFINED 01              28595     1800     1275
                                                                 6      100 SH       OTHER   01                100
SYNOPSYS INC                   com              871607107      246    12320 SH       DEFINED 01              12320
SYSCO                          com              871829107      318    10325 SH       SOLE                    10325
                                                               470    15240 SH       DEFINED 01              11315     2075     1850
TARGET                         com              87612E106     1491    30407 SH       SOLE                    30203               204
                                                              1385    28244 SH       DEFINED 01              25864     1780      600
                                                                 5      100 SH       OTHER   01                100
TECHNOLOGY SELECT SECTOR SPDR  com              81369Y803      415    20910 SH       SOLE                    20910
                                                              2963   149258 SH       DEFINED 01             146883     1625      750
TELULAR CORP                   com              87970T208       48    19975 SH       SOLE                    19975
TEVA PHARMACEUTICAL INDUSTRIES com              881624209      484    10575 SH       SOLE                    10575
                                                               232     5072 SH       DEFINED 01               4272      800
TEXAS INSTRUMENTS              com              882508104      146     6795 SH       SOLE                     6795
                                                               130     6035 SH       DEFINED 01               4410     1625
TEXTRON                        com              883203101      353    12064 SH       SOLE                    12064
                                                               119     4064 SH       DEFINED 01               4064
THE LITTLE BANK INC            com              53700P106      311    23921 SH       SOLE                    23921
THERMO FISHER SCIENTIFIC       com              883556102       17      305 SH       SOLE                      305
                                                               807    14677 SH       DEFINED 01              14677
TRACTOR SUPPLY                 com              892356106      576    13705 SH       DEFINED 01              13705
TRAVELERS COS INC              com              89417E109      470    10400 SH       SOLE                    10400
                                                                 5      100 SH       DEFINED 01                100
UCBH HOLDINGS                  com              90262T308       92    14400 SH       DEFINED 01              14400
UNION PACIFIC CORP             com              907818108      258     3630 SH       SOLE                     3630
                                                               537     7544 SH       DEFINED 01               7344               200
UNITED BANKSHARES INC WEST V   com              909907107      289     8250 SH       SOLE                     8250
UNITED TECHNOLOGIES            com              913017109     1558    25946 SH       SOLE                    25946
                                                               754    12547 SH       DEFINED 01              11530      817      200
                                                                45      750 SH       OTHER   01                750
UNITEDHEALTH GROUP             com              91324P102      419    16497 SH       SOLE                    16462                35
                                                               228     8965 SH       DEFINED 01               7615     1350
US BANCORP                     com              902973304     1970    54700 SH       SOLE                    54700
                                                               559    15525 SH       DEFINED 01              15075               450
UTILITIES SELECT SECTOR SPDR   com              81369Y886      153     4605 SH       SOLE                     4605
                                                               903    27175 SH       DEFINED 01              26155      350      670
                                                                14      425 SH       OTHER   01                425
VALERO ENERGY CORP             com              91913Y100      147     4843 SH       SOLE                     4843
                                                               163     5370 SH       DEFINED 01               5245      125
VERIZON COMMUNICATIONS         com              92343V104      841    26202 SH       SOLE                    25231               971
                                                              1181    36817 SH       DEFINED 01              33213     3154      450
                                                                13      402 SH       OTHER   01                402
WAL-MART STORES                com              931142103      969    16172 SH       SOLE                    16172
                                                              1289    21526 SH       DEFINED 01              21301      225
                                                                 6      100 SH       OTHER   01                         100
WALGREEN                       com              931422109     2542    82100 SH       SOLE                    82100
                                                              2130    68798 SH       DEFINED 01              59256     8892      650
                                                                12      400 SH       OTHER   01                200      200
WELLPOINT INC                  com              94973V107      254     5435 SH       SOLE                     5435
                                                              1007    21540 SH       DEFINED 01              20690      300      550
                                                                 7      150 SH       OTHER   01                150
WELLS FARGO & CO NEW           com              949746101     2363    62972 SH       SOLE                    62972
                                                              3490    93002 SH       DEFINED 01              87377     4925      700
                                                                15      400 SH       OTHER   01                400
WEST SUBURBAN BANCORP, INC.    com              959000993      379      537 SH       DEFINED 01                         537
WINDSTREAM CORP                com              97381W104      118    10751 SH       SOLE                    10751
                                                                 6      526 SH       DEFINED 01                268      258
WINTRUST FINANCIAL             com              97650W108     1455    49586 SH       SOLE                    49586
                                                              1669    56876 SH       DEFINED 01              22595    17789    16492
WYETH                          com              983024100      663    17950 SH       SOLE                    17950
                                                              1652    44733 SH       DEFINED 01              41683     3050
                                                                 4      100 SH       OTHER   01                         100
YUM BRANDS INC                 com              988498101      330    10112 SH       SOLE                    10112
                                                               245     7500 SH       DEFINED 01               7200      300
ZIMMER HOLDINGS                com              98956P102      569     8820 SH       SOLE                     8820
                                                                70     1083 SH       DEFINED 01                933      150
ISHARES RUSSELL 1000 GROWTH FU com              464287614     2546    52442 SH       SOLE                    52442
                                                              5591   115169 SH       DEFINED 01             115169
ISHARES RUSSELL 1000 VALUE FUN com              464287598     3132    49015 SH       SOLE                    49015
                                                              5390    84366 SH       DEFINED 01              84016      350
ISHARES RUSSELL 2000 GROWTH IN com              464287648      254     3591 SH       SOLE                     3591
                                                               548     7745 SH       DEFINED 01               7670       75
ISHARES RUSSELL 2000 VALUE IND com              464287630     1208    17965 SH       SOLE                    17965
                                                              2487    36989 SH       DEFINED 01              36689      300
ISHARES RUSSELL 3000 INDEX FD  com              464287689      578     8400 SH       SOLE                     8400
                                                               271     3939 SH       DEFINED 03 01            3939
ISHARES RUSSELL MIDCAP GROWTH  com              464287481     1453    33516 SH       SOLE                    33516
                                                              1835    42325 SH       DEFINED 01              42325
ISHARES RUSSELL MIDCAP VALUE I com              464287473     2323    59252 SH       SOLE                    59252
                                                              3823    97495 SH       DEFINED 01              97495
ISHARES S&P 500 GROWTH INDEX F com              464287309      874    15395 SH       SOLE                    15395
                                                               719    12659 SH       DEFINED 01              12034      325      300
ISHARES S&P 500 INDEX FUND     com              464287200     2359    20197 SH       SOLE                    20197
                                                               234     2000 SH       DEFINED 01                235     1765
                                                                 8       65 SH       OTHER   01                 65
ISHARES S&P 500 VALUE INDEX    com              464287408      156     2600 SH       SOLE                     2600
                                                               179     2996 SH       DEFINED 01               2996
ISHARES S&P MIDCAP 400 GROWTH  com              464287606      515     6870 SH       SOLE                     6870
                                                              1604    21390 SH       DEFINED 01              20940      450
ISHARES S&P MIDCAP 400 VALUE I com              464287705       97     1414 SH       SOLE                     1414
                                                              1547    22511 SH       DEFINED 01              22511
ISHARES S&P SMALLCAP 600 INDEX com              464287804     1608    27028 SH       SOLE                    27028
                                                              1386    23285 SH       DEFINED 01              19395     2560     1330
ISHARES S&P-SMALL CAP 600 GRWT com              464287887      708    11522 SH       SOLE                    11522
                                                               778    12666 SH       DEFINED 01              12666
ISHARES S&P-SMALL CAP 600 VALU com              464287879      292     4493 SH       SOLE                     4493
                                                               842    12943 SH       DEFINED 01              12943
ISHARES TR DOW JONES SEL DIVID com              464287168      534    10035 SH       SOLE                    10035
                                                               199     3740 SH       DEFINED 01               2920      820
ISHARES TR DOW JONES US HEALTH com              464287762      104     1680 SH       SOLE                     1680
                                                              2563    41321 SH       DEFINED 01              41321
ISHARES TR MSCI EAFE INDEX FUN com              464287465    12581   223455 SH       SOLE                   223355               100
                                                             12762   226680 SH       DEFINED 01 03          211414    11986     3280
                                                               186     3305 SH       OTHER   01               3305
ISHARES TR MSCI EMERGING MKTS  com              464287234     1652    48332 SH       SOLE                    48332
                                                              1335    39063 SH       DEFINED 01 03           35088     3975
                                                                21      600 SH       OTHER   01                600
ISHARES TR RUSSELL 1000        com              464287622      521     8199 SH       SOLE                     8199
ISHARES TR RUSSELL 2000 INDEX  com              464287655     1140    16772 SH       SOLE                    16772
                                                               766    11260 SH       DEFINED 01              10560      700
                                                                41      600 SH       OTHER   01                600
ISHARES TR RUSSELL MIDCAP      com              464287499      494     6008 SH       SOLE                     6008
                                                                92     1125 SH       DEFINED 01               1125
                                                               117     1425 SH       OTHER   01               1425
ISHARES TR-S&P MIDCAP 400 INDE com              464287507     3103    42884 SH       SOLE                    42634               250
                                                              1764    24385 SH       DEFINED 01              19995     3020     1370
ISHARES TRUST DOW JONES US CON com              464287580        6      114 SH       SOLE                      114
                                                               331     6252 SH       DEFINED 01               6252
ISHARES TRUST DOW JONES US TEL com              464287713       15      726 SH       SOLE                      726
                                                               726    35630 SH       DEFINED 01              35630
ISHARES TRUST DOW JONES US UTI com              464287697        7       86 SH       SOLE                       86
                                                               448     5678 SH       DEFINED 01               5678
S&P DEPOSITORY RECEIPTS-SPDR   com              78462F103     3731    32166 SH       SOLE                    32166
                                                               865     7460 SH       DEFINED 01               5325     2135
STANDARD & POORS MIDCAP 400 DE com              595635103     4252    32260 SH       SOLE                    32260
                                                              2189    16608 SH       DEFINED 01              13948     2660
VANGUARD EUROPE PACIFIC ETF    com              921943858       98     2800 SH       SOLE                     2800
                                                               447    12700 SH       DEFINED 01              12700
KINDER MORGAN ENERGY PARTNERS                   494550106      127     2450 SH       SOLE                     2450
                                                               119     2282 SH       DEFINED 01               2282