Business Insurance

Login  |  Register Subscribe



Can Your Home Withstand a Natural Disaster?

photo

SPONSORED CONTENT -- (StatePoint) With the frequency of natural disasters on the rise, it’s a good idea to think about the components of your house and whether they are built to withstand wicked weather.

Fortunately, manufacturers are stepping up to the plate to create home building products that are stronger and more reliable in the face of hurricanes, wildfires and other disasters. Here’s how you can take advantage of these innovations:

Roofing

If you’re building a home or re-roofing your current property, be sure to talk to your contractor about what roofing products they are using, and ask about innovative steel products best-suited for your region. Whether you live in a hurricane-prone coastal community or in the path of wildfires, steel roofing can offer additional protection for your home. Steel roofs are non-combustible, have wind-resistant components and can help mitigate the risk of fire damage from chimneys, fire pits or wildfires.

In particular, U. S. Steel’s COASTALUME steel is engineered and warranted for coastal environments to bring an enhanced level of performance and protection against high concentrations of ultraviolet rays, excessive heat and rainfall, sea salt spray and hurricane-force winds. COASTALUME combines Tedlar PVF film, which offers improved flexibility and impact resistance with licensed GALVALUME steel, which provides excellent long-term durability, strength and corrosion resistance to protect a building’s roof and walls for decades. To learn more, visit ussteel.com.

Strong Windows

For optimal protection, you’ll want to ensure that your windows exceed your state and county’s strictest codes and requirements and are made from materials that will not only make a big difference during weather events, but also improve your everyday comfort and safety. For example, hurricane-impact windows that can withstand high-speed impacts typically offer more soundproofing than standard windows, dimming the roar of your neighbor’s early morning lawnmowing. They also make forced entry more difficult, providing an additional layer of security. And for those in wildfire prone areas, dual pane tempered glass windows provide protection against flames and embers while offering enhanced insulation, a great benefit in extreme temperatures. During key times of year, install storm shutters or fire-rated shutters as an additional safety barrier.

Flooring

Just as your house’s exterior can benefit from the right materials, so too can your interiors. If you live in a coastal or other flood-prone area, traditional hardwood flooring is probably not the right choice for your ground floor or basement, as it can be prone to mildew, mold and warping. Instead, opt for newer flooring material options, such as vinyl meant to mimic the look and feel of real hardwood or engineered hardwood, made of composite materials with a thin, treated hardwood layer. Likewise, fire-resistant flooring can reduce the spread of flames through your home when every second counts. Thanks to the array of beautiful design options that are available today, popular fire-resistant choices include stone and concrete.

By relying on the latest engineering innovations, you can help safeguard your property from top to bottom.

Photo Credit: (c) Jurkos / iStock via Getty Images Plus

Data & News supplied by www.cloudquote.io
Stock quotes supplied by Barchart
Quotes delayed at least 20 minutes.
By accessing this page, you agree to the following
Privacy Policy and Terms and Conditions.

Business Insurance Webinars & Webcasts

August 12: "Get Retrofit: Insurance Savings from Property Upgrades"

August 7: "Friends & Foes: Best Practices for Social Media Risk Management"

August 17: "Supply Chain Crisis?Navigating Business Interruption Coverage and Claims After the Japanese Earthquakes"

September 8: "Dormant Dangers: Protecting Key Corporate Assets from Cyber Attacks"

View all webcasts & webinars


Business Insurance Upcoming Issues

Aug. 22/29: Industry Financials: First-Half Results
Health Care Reform: Impact on Firms

September 5: Special Report: Alternative Risks

September 12: Workers Comp & Safety Management

View editorial calendar
Subscribe to Business Insurance