Shall we turn 2023 into a bounce back year for our retirement portfolios? How about we shoot for, say, 23% total returns? The surest way to do it is by employing a technique I call the dividend magnet . It’s safe. Reliable. And works beautifully on the back side of a bear market . I recently gave a guest lecture for a finance class at California State University, Sacramento. One of the students, to put it lightly, was excited to make money in stocks. His hand went up from the back of the classroom. (Nobody sits in the front rows. Some things never change!)… Read more