e8-k
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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 29, 2002

REGIONS FINANCIAL CORPORATION


(Exact name of registrant as specified in its charter)
         
Delaware   0-6159   63-0589368

 
 
(State or other
jurisdiction of
incorporation)
  (Commission
File Number)
  (IRS Employer
Identification No.)
     
417 North 20th Street, Birmingham, Alabama   35203

 
(Address of principal executive offices)   (Zip code)

(205) 944-1300


(Registrant’s telephone number, including area code)

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ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
ITEM 9. REGULATION FD DISCLOSURE
SIGNATURE
INDEX TO EXHIBITS
Visual materials for Registrant's presentation


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ITEM 7.     FINANCIAL STATEMENTS AND EXHIBITS.

     (c)  Exhibits. The exhibits listed in the exhibit index are furnished pursuant to Regulation FD as a part of this current report on Form 8-K.

ITEM 9.     REGULATION FD DISCLOSURE

     In accordance with general instruction B.2. of Form 8-K, the following information is furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

     Representatives of the Registrant are scheduled to participate at Salomon Smith Barney’s Fifth Annual Financial Services Conference being held January 29 through 31, 2002, at The Plaza Hotel in New York City.

     Regions’ management will make a presentation on Wednesday, January 30 beginning at 2:00 p.m. Eastern Standard Time. A live, listen-only webcast will be available at:

http://www.veracast.com/ssb/2002/financial-services/66207587.cfm

A replay will be available at the same web address for 30 days after the session.

     A copy of the visual portion of the materials to be discussed during the presentation is being furnished as Exhibit 99.1 to this report, substantially in the form intended to be presented. Exhibit 99.1 is incorporated by reference under this Item 9. Such visual presentation materials also will be available on Regions’ Web site at www.regionsbank.com.

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SIGNATURE

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

               
        REGIONS FINANCIAL CORPORATION
                        (Registrant)
 
        By:   /s/ D. Bryan Jordan
 
            D. Bryan Jordan
Executive Vice President and Comptroller
Date:    January 29, 2002          

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INDEX TO EXHIBITS

         
        Sequential
Exhibit       Page No.

     
99.1   Visual materials for Registrant’s January 30, 2002, presentation at Salomon Smith Barney’s Fifth Annual Financial Services Conference  

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