UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 ---------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 16, 2004 (April 15, 2004) COMMUNITY BANCSHARES, INC. -------------------------- (Exact Name of Registrant as Specified in Charter) Delaware 0-16461 63-0868361 --------------- --------------- ------------------ (State or Other (Commission (IRS Employer Jurisdiction of File Number) Identification No.) Incorporation) 68149 Main Street, Blountsville, Alabama 35031 ---------------------------------------------- (Address of Principal Executive Offices, including Zip Code) (205) 429-1000 --------------------------------- (Registrant's Telephone Number, including Area Code) ITEM 5. OTHER EVENTS AND REQUIRED FD DISCLOSURE. On April 15, 2004, Community Bancshares, Inc. (the "Company") issued a press release (the "Press Release") announcing its 2003 consolidated financial results. Pursuant to General Instruction F to Form 8-K, the Press Release is attached hereto as Exhibit 99.1 and is incorporated into this Item 5 by reference. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION, AND EXHIBITS. (c) Exhibits. The following exhibit is filed herewith: EXHIBIT NO. DESCRIPTION 99.1 Press Release, dated April 15, 2004, of Community Bancshares, Inc. -2- SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. COMMUNITY BANCSHARES, INC. /s/ PATRICK M. FRAWLEY --------------------------------- Patrick M. Frawley Chairman, Chief Executive Officer and President Date: April 16, 2004 -3- INDEX TO EXHIBITS EXHIBIT NO. DESCRIPTION ----------- ----------- 99.1 Press Release, dated April 15, 2004, of Community Bancshares, Inc.