Finances can take flight with Perch Loans, a new type of online lender that gives borrowers a new, more adaptable kind of same-day online loan.
Now in Delaware, Mississippi, Missouri, and Wisconsin, Perch Loans is offering same-day personal loans online up to $2,500, with longer terms and lower rates than many short-term lenders.
With Perch Loans, borrowers also get the flexibility they need with a three-day money-back guarantee and the ability to Push a Payment with no interest penalty.
Have a mixed financial history? Perch Loans considers applicants with all levels of credit. A loan from Perch Loans can help a borrower's finances get the lift they need.
Fast Loan Application. Fast Money.
When a borrower needs money, Perch Loans has easy, seamless online applications with instant approval decisions. If the loan is approved before 10:30 a.m. EST, the borrower can get the funds in their bank account that same day. Customer service is available via online chat or by phone at 866-261-5168 for any questions that come up.
All Perch Loans come with a Money-Back Guarantee.
That means if a customer changes their mind about the loan within three business days, they can repay just the principal. They’re not responsible for paying any fees or interest payments associated with the loan.
Push a Payment
Perch Loans customers are able to use the Push a Payment benefit — that means, one time during the loan term they can defer or skip their payment without accruing extra interest. To qualify for Push a Payment, customers must have made three successful payments on their loan.
Push a Payment offers borrowers a loan repayment plan that adapts to their needs so that a single late or missed payment doesn’t set them off track.
Better Rates and Longer Terms Than Many Short-Term Loans
A loan from Perch Loans has a more affordable interest rate and longer repayment plan than many other short-term loan options. Perch Loans makes it easy to bounce back from a moment of financial need with the resources people need.
Loans from Perch Loans have no hidden fees or prepayment penalties, so borrowers will never be punished for paying off their loans with surprise additional costs. In fact, established, reliable Perch Loans customers may be eligible to receive lower interest rates on future loans.
Money Management Tools
Everyone can also give their finances a boost with free access to educational tools and online courses. Through the Perch Loans website, learn new ways to manage personal finances with money management tools that consider individual financial goals, spending habits, and savings.
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Original Source: Perch Loans Lands in DE, MS, MO and WI With Online Same-Day Loans