UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT ----------------------------------------------- Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of report (Date of earliest event reported): July 27, 2006 OCWEN FINANCIAL CORPORATION (Exact name of registrant as specified in its charter) Florida 1-13219 65-0039856 (State or other jurisdiction (Commission (I.R.S. Employer of incorporation) File Number) Identification No.) 1661 Worthington Road Suite 100 West Palm Beach, Florida 33409 (Address of principal executive office) (Zip Code) Registrant's telephone number, including area code: (561) 682-8000 N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Page 1 of 9 Exhibit Index on Page 4 Item 2.02 Results of Operations and Financial Condition The news release of the Registrant dated July 27, 2006, announcing its second quarter 2006 results is attached hereto as Exhibit 99.1. The information in Exhibit 99.1 attached hereto shall not be deemed to be "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing. Item 9.01 Financial Statements and Exhibits (a) - (b) Not applicable. (c) Exhibits The following exhibits are filed as part of this report: 99.1 Text of a press release by the Registrant dated July 27, 2006. Page 2 of 9 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized. OCWEN FINANCIAL CORPORATION (Registrant) By: /s/ ROBERT J. LEIST, JR. --------------------------------- Robert J. Leist, Jr. Senior Vice President and Chief Accounting Officer Date: July 27, 2006 Page 3 of 9 INDEX TO EXHIBIT Exhibit No. Description Page ----------- ----------- ---- 99.1 News release of Ocwen Financial Corporation, 5 dated July 27, 2006, announcing its Second quarter 2006 results and certain other information. Page 4 of 9