SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
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FORM 8-K
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CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
May 18, 2004
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FIRST PACTRUST BANCORP, INC.
(Exact name of Registrant as specified in its Charter)
[GRAPHIC OMITTED]
Maryland 6035 04-3639825
(State or other jurisdiction (Commission File No.) (IRS Employer
of incorporation) Identification No.)
610 Bay Boulevard, Chula Vista, California 91910
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (619) 691-9741
N/A
(Former name or former address, if changed since last report)
CURRENT REPORT ON FORM 8-K
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Item 5. Other Events
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First PacTrust Bancorp, Inc. (the "Company"), a Maryland
Corporation, has announced an increase of its quarterly dividend to ten cents
per share ($0.10), payable on June 25, 2004 to shareholders of record as of June
4, 2004.
Item 7. Financial Statements and Exhibits
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(c) Attached as an exhibit is the Company's news release
announcing the cash dividend and the associated record and payment dates.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned thereunto duly authorized.
FIRST PACTRUST BANCORP, INC.
By: /s/ James P. Sheehy
Date: May 18, 2004 ----------------------------------
James P. Sheehy
Executive Vice President
Secretary and Treasurer
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