This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933
in connection with Registration No. 333-121913
CPS
CURRENT INTEREST RATES
This is a supplement to the Prospectus dated April 27, 2006
CURRENT INTEREST RATES FOR RENEWABLE UNSECURED SUBORDINATED NOTES
OFFERED BY CONSUMER PORTFOLIO SERVICES, INC.
INTEREST RATES EFFECTIVE JULY 1, 2006
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PORTFOLIO
AMOUNT (1) $1,000 - $24,999 $25,000 - $49,999 $50,000 - $74,999 $75,000 - $99,999 $100,000 OR MORE
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Interest Annual Interest Annual Interest Annual Interest Annual Interest Annual
NOTE TERM Rate % Yield % Rate % Yield % Rate % Yield % Rate % Yield % Rate % Yield %
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3 MONTH (2) 6.15 6.34 6.40 6.61 6.65 6.88 6.90 7.14 7.15 7.41
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6 MONTH (2) 6.90 7.14 7.15 7.41 7.40 7.68 7.65 7.95 7.90 8.22
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1 YEAR (3) 8.15 8.49 8.40 8.76 8.65 9.03 8.90 9.31 9.15 9.58
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2 YEAR (3) 9.15 9.58 9.40 9.85 9.65 10.13 9.90 10.41 10.15 10.68
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3 YEAR (3) 9.65 10.13 9.90 10.41 10.15 10.68 10.40 10.96 10.65 11.24
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4 YEAR (3) 9.90 10.41 10.15 10.68 10.40 10.96 10.65 11.24 10.90 11.51
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5 YEAR (3) 10.15 10.68 10.40 10.96 10.65 11.24 10.90 11.51 11.15 11.79
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10 YEAR (3) 10.90 11.51 11.15 11.79 11.40 12.07 11.65 12.35 11.90 12.63
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1) We determine the applicable portfolio amount at the time you purchase or
renew a note by aggregating the principal amount of all notes issued by
Consumer Portfolio Services, Inc. that are currently owned by you and
your immediate family members. Immediate family members include parents,
children, siblings, grandparents and grandchildren. Members of a
sibling's family are also considered immediate family members if the
holder's sibling is also a noteholder.
2) The annual yield calculation assumes that:
a. the term of the note is renewed sequentially for an entire year,
b. the interest earned during each term is included in the principal
amount for the next term,
c. the listed interest rate is the interest rate for each term, and
d. the accrued interest is paid annually. More frequent interest
payments will reduce your annual yield.
3) The annual yield calculation assumes that accrued interest is paid
annually. More frequent interest payments will reduce your annual yield.
The description in this prospectus supplement of the terms of these notes
adds to the description of the general terms and provisions of the notes in
the prospectus dated April 27, 2006. Investors should rely on the
description of the notes in this supplement if it is inconsistent with the
description in the prospectus.