UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
Form 13F COVER PAGE
Report for the Quarter Ended: June 30, 2001
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ]is a restatement
[ ]adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: Regions Financial Corporation
Address: 417 North 20th Street
Birmingham, AL 35202
Form 13F File Number: 28-01129
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Ronald C. Jackson
Title: Senior Vice President and Director of Investor Relations
Phone: 205/326-7090
Signature, Place, and Date of Signing:
/s/Ronald C. Jackson Birmingham, Alabama August 13, 2001
[Signature] [City, State] [Date]
Report Type (Check only one.):
[X]13F HOLDINGS REPORT. (Check here if all holdings of this
reporting manager are reported in this report.)
[ ]13F NOTICE. (Check here if no holdings reported are in this
report, and all holdings are reported by other reporting
manager(s).)
[ ]13F COMBINATION REPORT. (Check here if a portion of the
holdings for this reporting manager are reported in this
report and a portion are reported by other reporting
manager(s).)
List of Other Managers Reporting for this Manager: None
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 740
Form 13F Information Table Value Total: $2,629,972(thousands)
List of Other Included Managers: None
Provide a numbered list of the name(s) and Form 13F file
number(s) of all institutional investment managers with respect
to which this report is filed, other than the manager filing this
report.
Form 13F INFORMATION TABLE
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 8
NAME OF ISSUER TITLE OF CLASS CUSIP VALUE SHRS OR SH/ PUT/ INVESTMENT VOTING AUTHORITY
(THOUSANDS) PRN AMT PRN CALL DISCRETION SOLE SHARED NONE
GLOBAL CROSSING LTD COM G3921A100 824 95,352 SH DEFINED 73,179 22,173
GLOBAL CROSSING LTD COM G3921A100 137 15,838 SH OTHER 15,588 250
HILFIGER TOMMY CORP ORD G8915Z102 1,960 140,000 SH DEFINED 140,000
TRANSOCEAN SEDCO FOREX INC ORD G90078109 356 8,631 SH DEFINED 8,186 445
TRANSOCEAN SEDCO FOREX INC ORD G90078109 48 1,166 SH OTHER 1,128 38
AFLAC INC COM 001055102 11,179 354,988 SH DEFINED 350,582 4,406
AFLAC INC COM 001055102 796 25,264 SH OTHER 6,410 15,854 3,000
AGL RES INC COM 001204106 149 6,287 SH DEFINED 6,287
AGL RES INC COM 001204106 368 15,476 SH OTHER 12,504 2,972
AES CORP COM 00130H105 1,035 24,050 SH DEFINED 24,050
AES CORP COM 00130H105 156 3,614 SH OTHER 834 2,780
AOL TIME WARNER INC COM 00184A105 22,015 415,373 SH DEFINED 393,843 800 20,730
AOL TIME WARNER INC COM 00184A105 1,421 26,814 SH OTHER 10,925 2,964 12,925
A T & T CORP COM 001957109 3,644 165,659 SH DEFINED 108,841 962 55,856
A T & T CORP COM 001957109 1,433 65,154 SH OTHER 42,427 5,139 17,588
ABBOTT LABORATORIES COM 002824100 2,615 54,461 SH DEFINED 52,061 2,400
ABBOTT LABORATORIES COM 002824100 1,535 31,982 SH OTHER 16,886 15,096
ABERCROMBIE & FITCH CO CLASS A CL A 002896207 2,532 56,904 SH DEFINED 56,904
ADTRAN INC COM 00738A106 668 32,600 SH DEFINED 32,600
AEGON N V ORD AMER REG 007924103 622 21,884 SH DEFINED 21,884
AEGON N V ORD AMER REG 007924103 566 19,941 SH OTHER 11,949 7,992
AFFILIATED COMPUTER SVCS INC CL A 008190100 2,013 28,000 SH DEFINED 28,000
AGILENT TECHNOLOGIES INC COM 00846U101 358 11,016 SH DEFINED 10,426 590
AGILENT TECHNOLOGIES INC COM 00846U101 194 5,967 SH OTHER 5,510 457
AIR PRODUCTS & CHEMICALS INC COM 009158106 172 3,764 SH DEFINED 2,900 864
AIR PRODUCTS & CHEMICALS INC COM 009158106 145 3,176 SH OTHER 2,176 1,000
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 208 4,896 SH DEFINED 4,896
AKZO NOBEL N. V. ADR SPONSORED ADR 010199305 8 190 SH OTHER 190
ALABAMA NATL BANCORPORATION DEL COM 010317105 454 14,000 SH DEFINED 14,000
ALCOA INC COM 013817101 7,877 199,925 SH DEFINED 199,255 670
ALCOA INC COM 013817101 292 7,422 SH OTHER 6,690 732
ALEXANDER & BALDWIN INC COM COM 014482103 935 36,300 SH DEFINED 36,300
ALFA CORP COM 015385107 463 18,734 SH DEFINED 13,734 5,000
ALFA CORP COM 015385107 536 21,698 SH OTHER 698 21,000
ALLEGHENY ENERGY INC COM 017361106 275 5,708 SH DEFINED 5,508 200
ALLEGHENY ENERGY INC COM 017361106 68 1,400 SH OTHER 600 800
ALLIANCE CAP MGMT HLDG L P UNIT LTD PARTN 01855A101 567 10,680 SH DEFINED 10,180 500
ALLIANCE CAP MGMT HLDG L P UNIT LTD PARTN 01855A101 159 3,000 SH OTHER 3,000
ALLSTATE CORP COM 020002101 2,904 66,009 SH DEFINED 61,368 2,348 2,293
ALLSTATE CORP COM 020002101 757 17,200 SH OTHER 14,426 2,774
ALLTEL CORP COM 020039103 7,782 127,032 SH DEFINED 125,602 1,430
ALLTEL CORP COM 020039103 646 10,545 SH OTHER 10,079 466
ALTERA CORP COM 021441100 1,230 42,400 SH DEFINED 41,800 600
AMERADA HESS CORP COM 023551104 2,646 32,750 SH DEFINED 32,450 300
AMERADA HESS CORP COM 023551104 32 400 SH OTHER 400
AMEREN CORP COM 023608102 252 5,900 SH DEFINED 5,850 50
AMEREN CORP COM 023608102 124 2,900 SH OTHER 1,300 1,600
AMERICAN ELECTRIC POWER INC COM 025537101 1,036 22,440 SH DEFINED 21,413 1,027
AMERICAN ELECTRIC POWER INC COM 025537101 31 681 SH OTHER 360 60 261
AMERICAN EXPRESS CO COM 025816109 11,837 305,070 SH DEFINED 293,484 11,586
AMERICAN EXPRESS CO COM 025816109 1,501 38,690 SH OTHER 33,976 4,714
AMERICAN GENERAL CORP COM 026351106 1,061 22,834 SH DEFINED 22,634 200
AMERICAN GENERAL CORP COM 026351106 1,114 23,976 SH OTHER 300 23,676
AMERICAN GREETINGS CORP CL A CL A 026375105 58 5,280 SH DEFINED 5,100 180
AMERICAN GREETINGS CORP CL A CL A 026375105 99 9,000 SH OTHER 3,600 5,400
AMERICAN HOME PRODUCTS CORP COM 026609107 32,159 550,296 SH DEFINED 521,574 1,130 27,592
AMERICAN HOME PRODUCTS CORP COM 026609107 7,092 121,363 SH OTHER 112,193 2,290 6,880
AMERICAN INTL GROUP INC COM 026874107 40,231 467,806 SH DEFINED 454,258 156 13,392
AMERICAN INTL GROUP INC COM 026874107 2,485 28,892 SH OTHER 19,529 1,373 7,990
AMERICAN STD COS INC DEL COM 029712106 1,442 24,000 SH DEFINED 24,000
AMERISOURCE HEALTH CORP CL A 03071P102 1,548 28,000 SH DEFINED 28,000
AMGEN INC COM 031162100 12,677 208,912 SH DEFINED 205,723 318 2,871
AMGEN INC COM 031162100 301 4,966 SH OTHER 1,677 754 2,535
AMSOUTH BANCORPORATION COM 032165102 8,288 448,254 SH DEFINED 407,100 41,154
AMSOUTH BANCORPORATION COM 032165102 7,862 425,183 SH OTHER 286,215 5,000 133,968
ANADARKO PETE CORP COM 032511107 3,628 67,140 SH DEFINED 67,120 20
ANADARKO PETE CORP COM 032511107 72 1,339 SH OTHER 1,339
ANALOG DEVICES INC COM 032654105 1,212 28,024 SH DEFINED 28,000 24
ANALOG DEVICES INC COM 032654105 4 100 SH OTHER 100
ANDRX GROUP COM 034553107 2,310 30,000 SH DEFINED 30,000
ANHEUSER BUSCH COS INC COM 035229103 13,301 322,842 SH DEFINED 319,919 374 2,549
ANHEUSER BUSCH COS INC COM 035229103 759 18,413 SH OTHER 16,032 1,381 1,000
AON CORP COM 037389103 1,004 28,675 SH DEFINED 28,675
APPLERA CORP APPLID BIOSYS COM AP BIO GRP 038020103 107 4,000 SH DEFINED 4,000
APPLERA CORP APPLID BIOSYS COM AP BIO GRP 038020103 166 6,200 SH OTHER 6,200
APPLIED MATLS INC COM 038222105 820 16,695 SH DEFINED 14,770 1,925
APPLIED MATLS INC COM 038222105 120 2,450 SH OTHER 2,250 200
ASTRAZENECA PLC SPONSORED ADR 046353108 271 5,800 SH DEFINED 5,800
AUBURN NATIONAL BANCORPORATION COM 050473107 556 49,510 SH OTHER 49,510
AUTOMATIC DATA PROCESSING INC COM 053015103 2,407 48,421 SH DEFINED 45,756 2,665
AUTOMATIC DATA PROCESSING INC COM 053015103 585 11,780 SH OTHER 7,105 4,675
AVANT IMMUNOTHERAPEUTICS INC COM 053491106 65 11,542 SH OTHER 11,542
AVAYA INC COM 053499109 84 6,102 SH DEFINED 5,343 759
AVAYA INC COM 053499109 57 4,145 SH OTHER 2,813 75 1,257
AVON PRODS INC COM 054303102 359 7,761 SH DEFINED 7,561 200
BB&T CORP COM 054937107 509 13,867 SH DEFINED 13,867
BISYS GROUP INC COM 055472104 1,298 22,000 SH DEFINED 22,000
BJS WHSL CLUB INC COM 05548J106 2,663 50,000 SH DEFINED 50,000
BJ SVCS CO COM 055482103 2,292 80,770 SH DEFINED 80,000 770
BJ SVCS CO COM 055482103 11 400 SH OTHER 400
BP PLC ADR SPONSORED ADR 055622104 11,930 239,328 SH DEFINED 232,942 47 6,339
BP PLC ADR SPONSORED ADR 055622104 3,420 68,606 SH OTHER 55,808 10,641 2,157
BMC SOFTWARE INC COM 055921100 258 11,446 SH DEFINED 11,446
BMC SOFTWARE INC COM 055921100 2 100 SH OTHER 100
BANK AMER CORP COM 060505104 19,571 326,020 SH DEFINED 312,309 4,155 9,556
BANK AMER CORP COM 060505104 12,835 213,802 SH OTHER 206,186 7,316 300
BANK NEW YORK INC COM 064057102 1,794 37,380 SH DEFINED 30,892 6,308 180
BANK NEW YORK INC COM 064057102 201 4,180 SH OTHER 200 3,580 400
BANK ONE CORP COM 06423A103 404 11,276 SH DEFINED 6,980 64 4,232
BANK ONE CORP COM 06423A103 357 9,982 SH OTHER 7,690 1,592 700
BARRICK GOLD CORP COM 067901108 1,766 116,580 SH DEFINED 115,750 830
BARRICK GOLD CORP COM 067901108 15 1,000 SH OTHER 1,000
BARR LABS INC COM 068306109 1,971 28,000 SH DEFINED 28,000
BAXTER INTERNATIONAL INC COM 071813109 613 12,518 SH DEFINED 12,338 180
BAXTER INTERNATIONAL INC COM 071813109 568 11,586 SH OTHER 8,758 1,880 948
BEAR STEARNS COS INC COM 073902108 239 4,048 SH DEFINED 4,048
BEAR STEARNS COS INC COM 073902108 69 1,177 SH OTHER 1,177
BECKMAN COULTER INC COM 075811109 979 24,000 SH DEFINED 24,000
BECTON DICKINSON & CO COM 075887109 351 9,800 SH DEFINED 9,800
BECTON DICKINSON & CO COM 075887109 36 1,008 SH OTHER 1,008
BELLSOUTH CORP COM 079860102 17,040 423,140 SH DEFINED 394,535 1,650 26,955
BELLSOUTH CORP COM 079860102 6,622 164,438 SH OTHER 98,666 34,060 31,712
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 555 8 SH DEFINED 7 1
BERKSHIRE HATHAWAY INC DEL CL A CL A 084670108 1,388 20 SH OTHER 20
BERKSHIRE HATHAWAY INC DEL CL B 084670207 1,033 449 SH DEFINED 444 5
BERKSHIRE HATHAWAY INC DEL CL B 084670207 575 250 SH OTHER 245 5
BIOCRYST PHARMACEUTICALS INC COM 09058V103 10 1,500 SH DEFINED 1,500
BIOCRYST PHARMACEUTICALS INC COM 09058V103 710 110,054 SH OTHER 2,000 108,054
BIOGEN INC COM 090597105 909 16,725 SH DEFINED 16,525 200
BIOGEN INC COM 090597105 3 50 SH OTHER 50
BLACK HILLS CORP COM 092113109 1,287 32,000 SH DEFINED 32,000
BLACKROCK INSD MUN TERM TR INC COM 092474105 258 25,000 SH DEFINED 25,000
BLOCK H & R INC COM 093671105 174 2,700 SH DEFINED 2,200 500
BLOCK H & R INC COM 093671105 155 2,400 SH OTHER 2,400
BLOUNT INTL INC NEW COM 095180105 105 41,851 SH OTHER 41,851
BOEING CO COM 097023105 1,372 24,675 SH DEFINED 23,717 958
BOEING CO COM 097023105 10,025 180,310 SH OTHER 178,552 1,758
BRISTOL MYERS SQUIBB CO COM 110122108 32,757 626,339 SH DEFINED 594,908 1,335 30,096
BRISTOL MYERS SQUIBB CO COM 110122108 6,894 131,816 SH OTHER 102,930 8,288 20,598
BRITISH AWYS PLC ADR 2ND INSTAL 110419306 205 4,200 SH OTHER 4,200
BROADCOM CORPORATION CL A 111320107 983 23,000 SH DEFINED 23,000
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 3,601 119,348 SH DEFINED 117,924 1,424
BURLINGTON NORTHN SANTA FE CORP COM 12189T104 258 8,544 SH OTHER 7,119 1,425
BURLINGTON RESOURCES INC COM 122014103 507 12,687 SH DEFINED 8,618 1,436 2,633
BURLINGTON RESOURCES INC COM 122014103 168 4,204 SH OTHER 3,486 718
CIGNA CORP COM 125509109 29 300 SH DEFINED 300
CIGNA CORP COM 125509109 210 2,196 SH OTHER 2,196
CSG SYS INTL INC COM 126349109 1,703 30,000 SH DEFINED 30,000
CSX CORP COM 126408103 317 8,740 SH DEFINED 8,740
CSX CORP COM 126408103 367 10,120 SH OTHER 9,720 400
CVS CORPORATION (DEL) COM 126650100 265 6,860 SH DEFINED 6,510 350
CVS CORPORATION (DEL) COM 126650100 82 2,112 SH OTHER 2,112
CADENCE DESIGN SYS INC COM 127387108 1,863 100,000 SH DEFINED 100,000
CALPINE CORP COM 131347106 1,890 50,000 SH DEFINED 50,000
CAMPBELL SOUP CO COM 134429109 227 8,800 SH DEFINED 8,200 600
CAMPBELL SOUP CO COM 134429109 44 1,700 SH OTHER 500 400 800
CARDINAL HEALTH INC COM 14149Y108 24 344 SH DEFINED 344
CARDINAL HEALTH INC COM 14149Y108 275 3,980 SH OTHER 874 3,106
CARLISLE COS INC COM 142339100 234 6,700 SH DEFINED 1,900 4,800
CATELLUS DEV CORP COM 149111106 1,189 68,136 SH DEFINED 136 68,000
CATERPILLAR INC COM 149123101 6,765 135,167 SH DEFINED 134,567 600
CATERPILLAR INC COM 149123101 380 7,590 SH OTHER 4,290 3,300
CENTURYTEL INC COM 156700106 456 15,058 SH DEFINED 15,058
CENTURYTEL INC COM 156700106 24 800 SH OTHER 800
CHEVRON CORP COM 166751107 28,425 314,094 SH DEFINED 307,516 2,120 4,458
CHEVRON CORP COM 166751107 3,104 34,296 SH OTHER 26,076 3,860 4,360
CHICOS FAS INC COM 168615102 2,083 70,000 SH DEFINED 70,000
CHUBB CORP COM 171232101 436 5,628 SH DEFINED 5,628
CINERGY CORP COM 172474108 134 3,837 SH DEFINED 937 2,900
CINERGY CORP COM 172474108 419 12,000 SH OTHER 5,000 7,000
CIRCUIT CITY STORES GROUP CIRCT CITY GRP 172737108 1,059 58,819 SH DEFINED 58,251 568
CIRCUIT CITY STORES GROUP CIRCT CITY GRP 172737108 41 2,279 SH OTHER 679 1,600
CISCO SYS INC COM 17275R102 22,947 1,260,826 SH DEFINED 1,202,291 3,588 54,947
CISCO SYS INC COM 17275R102 1,080 59,363 SH OTHER 34,630 5,933 18,800
CIRRUS LOGIC INC COM 172755100 1,152 50,000 SH DEFINED 50,000
CITIGROUP INC COM 172967101 29,399 556,384 SH DEFINED 520,130 298 35,956
CITIGROUP INC COM 172967101 6,315 119,504 SH OTHER 97,148 3,475 18,881
CLOROX CO COM 189054109 2,808 82,956 SH DEFINED 66,608 1,027 15,321
CLOROX CO COM 189054109 329 9,708 SH OTHER 5,973 2,311 1,424
COACH INC COM 189754104 239 6,274 SH DEFINED 6,256 18
COACH INC COM 189754104 32 834 SH OTHER 834
COCA COLA CO COM 191216100 66,148 1,469,965 SH DEFINED 1,272,023 363 197,579
COCA COLA CO COM 191216100 74,202 1,648,944 SH OTHER 1,586,154 26,640 36,150
COCA COLA ENTERPRISES INC COM 191219104 5,568 340,542 SH DEFINED 172,790 167,752
COCA COLA ENTERPRISES INC COM 191219104 24,626 1,506,158 SH OTHER 1,506,077 81
COLONIAL BANCGROUP INC COM 195493309 175 12,166 SH DEFINED 12,166
COLONIAL BANCGROUP INC COM 195493309 270 18,784 SH OTHER 14,784 4,000
COLONIAL PPTYS TR (REIT) SH BEN INT 195872106 68 2,200 SH DEFINED 2,200
COLONIAL PPTYS TR (REIT) SH BEN INT 195872106 383 12,425 SH OTHER 12,425
COMERICA INC COM 200340107 2,892 50,200 SH DEFINED 50,200
COMPASS BANCSHARES, INC. COM 20449H109 2,377 89,708 SH DEFINED 85,889 3,819
COMPASS BANCSHARES, INC. COM 20449H109 2,447 92,344 SH OTHER 92,344
COMPAQ COMPUTER CORP COM 204493100 298 19,242 SH DEFINED 17,917 1,325
COMPAQ COMPUTER CORP COM 204493100 402 25,951 SH OTHER 25,161 290 500
CONAGRA FOODS INC COM COM 205887102 2,724 137,500 SH DEFINED 137,400 100
CONAGRA FOODS INC COM COM 205887102 205 10,362 SH OTHER 10,162 200
CONEXANT SYS INC COM 207142100 138 15,366 SH DEFINED 15,366
CONEXANT SYS INC COM 207142100 26 2,914 SH OTHER 1,466 1,448
CONOCO INC CL B 208251405 4,430 153,295 SH DEFINED 152,645 650
CONOCO INC CL B 208251405 178 6,156 SH OTHER 6,156
CONSOLIDATED EDISON INC COM 209115104 171 4,301 SH DEFINED 4,301
CONSOLIDATED EDISON INC COM 209115104 167 4,190 SH OTHER 3,790 400
CONSTELLATION ENERGY GROUP I COM 210371100 237 5,558 SH DEFINED 5,558
CONSTELLATION ENERGY GROUP I COM 210371100 6 136 SH OTHER 136
COOPER CAMERON CORP COM 216640102 1,095 19,629 SH DEFINED 18,529 1,100
COOPER CAMERON CORP COM 216640102 35 634 SH OTHER 180 354 100
CORNING INC COM 219350105 2,707 161,975 SH DEFINED 158,891 149 2,935
CORNING INC COM 219350105 198 11,879 SH OTHER 8,730 1,449 1,700
COSTCO WHSL CORP COM 22160K105 329 8,000 SH DEFINED 7,700 300
COSTCO WHSL CORP COM 22160K105 435 10,600 SH OTHER 400 10,200
DPL INC COM 233293109 2,418 83,494 SH DEFINED 82,025 1,469
DPL INC COM 233293109 41 1,400 SH OTHER 1,400
DST SYS INC DEL COM 233326107 1,070 20,300 SH DEFINED 20,300
DTE ENERGY CO COM 233331107 221 4,750 SH DEFINED 4,670 80
DTE ENERGY CO COM 233331107 2 50 SH OTHER 50
DELL COMPUTER CORP COM 247025109 1,285 49,153 SH DEFINED 32,206 1,815 15,132
DELL COMPUTER CORP COM 247025109 469 17,941 SH OTHER 15,406 2,035 500
DELPHI AUTOMOTIVE SYS CORP COM 247126105 233 14,621 SH DEFINED 12,420 2,201
DELPHI AUTOMOTIVE SYS CORP COM 247126105 101 6,340 SH OTHER 5,005 1,247 88
DELTA AIR LINES INC COM 247361108 308 6,990 SH DEFINED 6,890 100
DELTA AIR LINES INC COM 247361108 251 5,688 SH OTHER 5,688
DELTIC TIMBER CORP COM 247850100 530 18,386 SH DEFINED 18,386
DIAL CORP NEW COM COM 25247D101 1,723 120,894 SH DEFINED 116,451 543 3,900
DIAL CORP NEW COM COM 25247D101 151 10,587 SH OTHER 7,415 1,918 1,254
DIAMOND OFFSHORE DRILLNG INC COM 25271C102 1,790 54,160 SH DEFINED 54,160
DIAMOND OFFSHORE DRILLNG INC COM 25271C102 3 100 SH OTHER 100
DIEBOLD INC COM 253651103 242 7,523 SH DEFINED 6,323 1,200
DILLARDS INC CL A 254067101 181 11,853 SH DEFINED 4,019 7,834
DILLARDS INC CL A 254067101 128 8,400 SH OTHER 8,400
WALT DISNEY COMPANY DISNEY 254687106 1,677 58,044 SH DEFINED 55,985 500 1,559
WALT DISNEY COMPANY DISNEY 254687106 1,796 62,173 SH OTHER 29,751 3,400 29,022
DOLLAR TREE STORES INC COM 256747106 2,060 74,000 SH DEFINED 74,000
DOMINION RES INC VA NEW COM 25746U109 6,842 113,783 SH DEFINED 113,663 120
DOMINION RES INC VA NEW COM 25746U109 73 1,221 SH OTHER 1,221
DOVER CORP COM 260003108 1,139 30,244 SH DEFINED 5,200 25,044
DOVER CORP COM 260003108 114 3,041 SH OTHER 3,041
DOW CHEM CO COM COM 260543103 1,271 38,234 SH DEFINED 37,934 300
DOW CHEM CO COM COM 260543103 581 17,466 SH OTHER 14,162 150 3,154
DREYFUS STRATEGIC MUNS INC COM 261932107 467 50,183 SH DEFINED 50,000 183
DREYFUS STRATEGIC MUNS INC COM 261932107 32 3,400 SH OTHER 3,400
DREYFUS STRATEGIC MUN BD FD INC COM 26202F107 464 51,548 SH DEFINED 51,548
DU PONT E I DE NEMOURS & CO COM 263534109 16,873 349,782 SH DEFINED 343,782 6,000
DU PONT E I DE NEMOURS & CO COM 263534109 2,759 57,193 SH OTHER 43,287 1,206 12,700
DUFF & PHELPS UTILS INCOME,INC COM 264324104 136 12,604 SH DEFINED 12,200 404
DUFF & PHELPS UTILS INCOME,INC COM 264324104 41 3,840 SH OTHER 3,840
DUKE ENERGY CORP COM 264399106 10,165 260,581 SH DEFINED 251,018 9,563
DUKE ENERGY CORP COM 264399106 659 16,899 SH OTHER 16,524 375
DURECT CORP COM 266605104 411 31,617 SH OTHER 31,617
E M C CORP MASS COM 268648102 17,320 596,218 SH DEFINED 566,591 587 29,040
E M C CORP MASS COM 268648102 1,023 35,221 SH OTHER 24,562 2,459 8,200
ENSCO INTL INC COM 26874Q100 1,498 64,000 SH DEFINED 64,000
EASTMAN KODAK CO COM 277461109 850 18,205 SH DEFINED 15,999 2,206
EASTMAN KODAK CO COM 277461109 451 9,660 SH OTHER 8,610 750 300
EATON CORP COM 278058102 319 4,557 SH DEFINED 4,385 172
EATON VANCE MUNICIPAL INCOME FD SH BEN INT 27826U108 426 33,332 SH DEFINED 33,332
EL PASO CORP COM 28336L109 440 8,371 SH DEFINED 6,625 1,746
EL PASO CORP COM 28336L109 587 11,165 SH OTHER 7,937 3,228
ELECTRONIC ARTS COM 285512109 2,200 38,000 SH DEFINED 38,000
ELECTRONIC ARTS COM 285512109 127 2,200 SH OTHER 2,200
ELECTRONIC DATA SYS CORP NEW COM 285661104 798 12,762 SH DEFINED 12,064 40 658
ELECTRONIC DATA SYS CORP NEW COM 285661104 930 14,880 SH OTHER 3,156 100 11,624
EMERSON ELECTRIC CO COM 291011104 7,499 123,957 SH DEFINED 123,557 400
EMERSON ELECTRIC CO COM 291011104 648 10,710 SH OTHER 9,510 1,200
ENERGEN CORP COM 29265N108 257 9,296 SH DEFINED 6,896 2,400
ENERGEN CORP COM 29265N108 239 8,650 SH OTHER 5,600 3,050
ENERGYSOUTH INC COM 292970100 1,221 56,005 SH DEFINED 48,003 8,002
ENERGYSOUTH INC COM 292970100 44 2,000 SH OTHER 2,000
ENRON CORPORATION COM 293561106 9,026 184,211 SH DEFINED 183,135 1,076
ENRON CORPORATION COM 293561106 27 550 SH OTHER 550
ENTERGY CORP COM 29364G103 542 14,109 SH DEFINED 12,367 1,742
ENTERGY CORP COM 29364G103 81 2,100 SH OTHER 100 1,000 1,000
EQUITABLE RES INC COM 294549100 341 10,250 SH DEFINED 10,250
EQUITY INCOME FUND UT 1 EX SR-ATT 294700703 389 3,083 SH DEFINED 2,600 483
EQUITY INCOME FUND UT 1 EX SR-ATT 294700703 13 100 SH OTHER 100
EXELON CORP COM 30161N101 423 6,595 SH DEFINED 5,229 1,366
EXELON CORP COM 30161N101 165 2,579 SH OTHER 1,527 1,052
EXPRESS SCRIPTS INC COM 302182100 275 5,000 SH DEFINED 5,000
EXXON MOBIL CORP COM 30231G102 71,928 823,450 SH DEFINED 775,247 2,838 45,365
EXXON MOBIL CORP COM 30231G102 17,208 197,005 SH OTHER 168,466 15,480 13,059
FPL GROUP INC COM 302571104 3,904 64,842 SH DEFINED 63,960 882
FPL GROUP INC COM 302571104 196 3,250 SH OTHER 760 2,190 300
FAMILY DOLLAR STORES INC COM 307000109 3,389 132,240 SH DEFINED 131,497 470 273
FAMILY DOLLAR STORES INC COM 307000109 33 1,283 SH OTHER 576 707
FEDERAL HOME LN MTG CORP COM 313400301 3,296 47,084 SH DEFINED 45,773 1,311
FEDERAL HOME LN MTG CORP COM 313400301 3 36 SH OTHER 36
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 34,101 400,483 SH DEFINED 390,413 545 9,525
FEDERAL NATIONAL MORTGAGE ASSN COM 313586109 1,147 13,473 SH OTHER 9,656 1,210 2,607
FEDEX CORP COM 31428X106 1,555 38,684 SH DEFINED 2,088 36,596
FEDEX CORP COM 31428X106 45 1,129 SH OTHER 929 200
FIRST DATA CORP COM 319963104 907 14,115 SH DEFINED 14,115
FIRST DATA CORP COM 319963104 122 1,902 SH OTHER 1,902
FIRST HEALTH GROUP CORP COM 320960107 1,930 80,000 SH DEFINED 80,000
FIRST HEALTH GROUP CORP COM 320960107 10 400 SH OTHER 400
FIRST TENNESSEE NATIONAL CORP COM 337162101 208 5,992 SH OTHER 5,992
FIRST UNION CORP COM 337358105 1,029 29,452 SH DEFINED 26,856 76 2,520
FIRST UNION CORP COM 337358105 303 8,684 SH OTHER 3,454 1,230 4,000
FIRST VIRGINIA BANKSHARES, INC. COM 337477103 1,163 24,680 SH OTHER 24,680
FIRSTENERGY CORP COM 337932107 228 7,091 SH DEFINED 6,891 200
FIRSTENERGY CORP COM 337932107 18 566 SH OTHER 200 190 176
FLEETBOSTON FINL CORP COM 339030108 7,437 188,528 SH DEFINED 188,528
FLEETBOSTON FINL CORP COM 339030108 91 2,302 SH OTHER 2,302
FLEMING COMPANIES INC COM 339130106 648 18,150 SH DEFINED 18,150
FLORIDA ROCK INDS INC COM 341140101 285 6,083 SH DEFINED 4,500 1,583
FLORIDA ROCK INDS INC COM 341140101 33 705 SH OTHER 705
FORD MTR CO DEL PAR $0.01 345370860 8,083 329,260 SH DEFINED 315,580 13,680
FORD MTR CO DEL PAR $0.01 345370860 693 28,238 SH OTHER 25,156 3,082
FOREST LABS INC COM 345838106 2,312 32,565 SH DEFINED 31,965 600
FOREST LABS INC COM 345838106 14 200 SH OTHER 200
FORTUNE BRANDS INC COM 349631101 637 16,595 SH DEFINED 14,720 1,875
FORTUNE BRANDS INC COM 349631101 164 4,280 SH OTHER 4,280
FRANKLIN RES INC COM 354613101 233 5,100 SH DEFINED 3,900 1,200
GATX CORP COM COM 361448103 188 4,700 SH DEFINED 4,700
GATX CORP COM COM 361448103 16 400 SH OTHER 400
GALLAGHER ARTHUR J & CO COM 363576109 780 30,000 SH DEFINED 30,000
GALLAHER GROUP PLC SPONSORED ADR 363595109 418 16,772 SH DEFINED 16,772
GALLAHER GROUP PLC SPONSORED ADR 363595109 82 3,280 SH OTHER 3,280
GANNETT INC COM 364730101 880 13,361 SH DEFINED 9,361 600 3,400
GANNETT INC COM 364730101 899 13,646 SH OTHER 13,246 400
GAP INC COM 364760108 2,830 97,582 SH DEFINED 95,632 1,800 150
GAP INC COM 364760108 258 8,900 SH OTHER 8,900
GATEWAY INC COM 367626108 218 13,225 SH DEFINED 12,325 900
GATEWAY INC COM 367626108 34 2,050 SH OTHER 2,050
GENERAL DYNAMICS CORP COM 369550108 3,707 47,638 SH DEFINED 46,689 949
GENERAL DYNAMICS CORP COM 369550108 3 34 SH OTHER 34
GENERAL ELECTRIC CO COM 369604103 108,499 2,225,625 SH DEFINED 2,154,628 5,275 65,722
GENERAL ELECTRIC CO COM 369604103 30,097 617,378 SH OTHER 534,926 13,961 68,491
GENERAL MILLS INC COM 370334104 4,195 95,808 SH DEFINED 89,350 6,458
GENERAL MILLS INC COM 370334104 520 11,867 SH OTHER 10,627 1,240
GENERAL MOTORS CORP COM 370442105 11,905 184,998 SH DEFINED 156,697 150 28,151
GENERAL MOTORS CORP COM 370442105 934 14,508 SH OTHER 12,942 600 966
GENUINE PARTS CO COM 372460105 1,211 38,455 SH DEFINED 33,955 4,500
GENUINE PARTS CO COM 372460105 565 17,945 SH OTHER 17,345 600
GENZYME CORP GENL DIV 372917104 5,917 97,000 SH DEFINED 97,000
GEORGIA PAC CORP GA PAC GRP 373298108 3,647 107,728 SH DEFINED 105,656 2,072
GEORGIA PAC CORP GA PAC GRP 373298108 68 2,000 SH OTHER 2,000
GEORGIA PAC CORP TIMBER GROUP TIMBER GRP 373298702 3,963 110,844 SH DEFINED 59,308 1,036 50,500
GILEAD SCIENCES INC COM 375558103 3,259 56,000 SH DEFINED 56,000
GILLETTE CO COM 375766102 5,893 203,272 SH DEFINED 179,783 23,489
GILLETTE CO COM 375766102 2,061 71,104 SH OTHER 57,329 1,700 12,075
GLAXO SMITHKLINE SPONSORED ADR 37733W105 203 3,620 SH DEFINED 3,575 45
GLAXO SMITHKLINE SPONSORED ADR 37733W105 115 2,050 SH OTHER 1,950 100
GLOBAL MARINE INC COM 379352404 1,520 81,600 SH DEFINED 81,500 100
GRAY COMMUNICATIONS SYSTEM INC COM 389190109 3,213 168,750 SH DEFINED 168,750
HCA-HEALTHCARE CO COM 404119109 239 5,285 SH DEFINED 5,285
HCB BANCSHARES INC COM 40413N106 2,602 204,855 SH DEFINED 204,855
HALLIBURTON CO COM 406216101 16,044 450,672 SH DEFINED 445,251 299 5,122
HALLIBURTON CO COM 406216101 521 14,631 SH OTHER 7,481 2,201 4,949
HANOVER COMPRESSOR CO COM 410768105 1,059 32,000 SH DEFINED 32,000
HARTFORD FINL SVCS GROUP INC COM 416515104 253 3,705 SH DEFINED 3,705
HARTFORD FINL SVCS GROUP INC COM 416515104 15 225 SH OTHER 225
HEALTHSOUTH CORP COM 421924101 103 6,425 SH DEFINED 6,425
HEALTHSOUTH CORP COM 421924101 114 7,150 SH OTHER 7,150
HEALTH MGMT ASSOC INC NEW CL A 421933102 2,104 100,000 SH DEFINED 100,000
HEINZ H J CO COM 423074103 1,788 43,731 SH DEFINED 42,831 900
HEINZ H J CO COM 423074103 542 13,245 SH OTHER 12,345 900
HERSHEY FOODS CORP COM 427866108 922 14,948 SH DEFINED 14,523 425
HERSHEY FOODS CORP COM 427866108 638 10,332 SH OTHER 8,800 100 1,432
HEWLETT PACKARD CO COM 428236103 7,926 277,125 SH DEFINED 275,075 2,050
HEWLETT PACKARD CO COM 428236103 1,038 36,300 SH OTHER 31,676 4,624
HI SHEAR TECHNOLOGY CORP COM 42839Y104 21 14,000 SH DEFINED 14,000
HIBERNIA CORP CL A 428656102 445 24,976 SH DEFINED 24,976
HILTON HOTELS COM 432848109 1,357 116,994 SH DEFINED 4,444 112,550
HOME DEPOT INC COM 437076102 23,484 504,486 SH DEFINED 490,002 2,069 12,415
HOME DEPOT INC COM 437076102 1,688 36,262 SH OTHER 20,700 1,162 14,400
HONEYWELL INTERNATIONAL INC COM 438516106 915 26,148 SH DEFINED 25,363 785
HONEYWELL INTERNATIONAL INC COM 438516106 383 10,933 SH OTHER 2,027 8,906
HOST MARRIOTT CORP NEW (REIT) COM 44107P104 1,097 87,598 SH DEFINED 4,465 83,133
HOUSEHOLD INTERNATIONAL CORP COM 441815107 538 8,059 SH DEFINED 8,059
HOUSEHOLD INTERNATIONAL CORP COM 441815107 997 14,953 SH OTHER 8,026 6,927
HOUSTON EXPL CO COM 442120101 3,750 120,000 SH DEFINED 120,000
ICN PHARMACEUTICALS INC NEW COM 448924100 1,799 56,700 SH DEFINED 56,700
ICOS CORP COM 449295104 2,560 40,000 SH DEFINED 40,000
IDEC PHARMACEUTICALS CORP COM 449370105 4,569 67,500 SH DEFINED 67,500
IDACORP INC COM 451107106 2,128 61,000 SH DEFINED 61,000
INPRIMIS INC COM 45769X103 3 10,000 SH OTHER 10,000
INSURED MUNICIPAL INCOME FUND COM 45809F104 589 44,583 SH DEFINED 44,583
INSURED MUNICIPAL INCOME FUND COM 45809F104 11 865 SH OTHER 865
INTEGRATED DEVICE TECH INC COM 458118106 1,901 60,000 SH DEFINED 60,000
INTEL CORP COM 458140100 51,058 1,745,590 SH DEFINED 1,669,252 4,051 72,287
INTEL CORP COM 458140100 6,607 225,875 SH OTHER 194,385 9,676 21,814
INTERGRAPH CORP COM 458683109 466 30,250 SH DEFINED 30,250
INTERGRAPH CORP COM 458683109 54 3,500 SH OTHER 3,500
INTERNATIONAL BUS MACHINES CORP COM 459200101 56,573 500,648 SH DEFINED 466,112 309 34,227
INTERNATIONAL BUS MACHINES CORP COM 459200101 7,275 64,384 SH OTHER 53,033 2,876 8,475
INTL FLAVORS & FRAGRANCES INC COM 459506101 126 5,008 SH DEFINED 4,758 250
INTL FLAVORS & FRAGRANCES INC COM 459506101 96 3,822 SH OTHER 3,522 300
INTERNATIONAL GAME TECHNOLOGY COM 459902102 502 8,000 SH DEFINED 8,000
INTERNATIONAL PAPER CO COM 460146103 12,045 337,405 SH DEFINED 335,671 300 1,434
INTERNATIONAL PAPER CO COM 460146103 1,582 44,314 SH OTHER 44,314
INTERPUBLIC GROUP COS INC COM 460690100 80 2,731 SH DEFINED 2,731
INTERPUBLIC GROUP COS INC COM 460690100 244 8,312 SH OTHER 4,312 4,000
INVESTMENT TECHNOLOGY GRP NE COM 46145F105 805 16,000 SH DEFINED 16,000
IVAX CORP COM 465823102 3,924 100,616 SH DEFINED 100,616
JDS UNIPHASE CORP COM 46612J101 2,046 163,673 SH DEFINED 154,882 162 8,629
JDS UNIPHASE CORP COM 46612J101 114 9,144 SH OTHER 3,453 716 4,975
JP MORGAN CHASE & CO COM 46625H100 13,109 293,918 SH DEFINED 284,685 3,980 5,253
JP MORGAN CHASE & CO COM 46625H100 1,379 30,923 SH OTHER 19,458 7,725 3,740
JEFFERSON PILOT CORP COM 475070108 13,750 284,558 SH DEFINED 255,404 1,005 28,149
JEFFERSON PILOT CORP COM 475070108 4,836 100,079 SH OTHER 60,902 3,665 35,512
JOHNSON & JOHNSON COM 478160104 48,167 963,332 SH DEFINED 907,400 2,490 53,442
JOHNSON & JOHNSON COM 478160104 4,762 95,234 SH OTHER 63,770 6,544 24,920
JONES APPAREL GROUP INC COM 480074103 864 20,000 SH DEFINED 20,000
KAYDON CORP COM 486587108 149 5,800 SH DEFINED 2,000 3,800
KAYDON CORP COM 486587108 68 2,650 SH OTHER 2,650
KELLOGG CO COM 487836108 202 6,975 SH DEFINED 5,775 1,200
KELLOGG CO COM 487836108 325 11,200 SH OTHER 10,400 800
KEYCORP NEW COM 493267108 470 18,032 SH DEFINED 17,632 400
KEYCORP NEW COM 493267108 10 400 SH OTHER 400
KIMBERLY CLARK CORP COM 494368103 18,287 327,135 SH DEFINED 305,511 489 21,135
KIMBERLY CLARK CORP COM 494368103 3,747 67,022 SH OTHER 54,759 3,240 9,023
KNIGHT RIDDER INC COM 499040103 1,892 31,898 SH DEFINED 31,898
LEGG MASON INC COM 524901105 1,592 32,000 SH DEFINED 32,000
LEHMAN BROS HLDGS INC COM 524908100 154 1,978 SH DEFINED 1,938 40
LEHMAN BROS HLDGS INC COM 524908100 160 2,054 SH OTHER 1,740 314
LILLY ELI & CO COM 532457108 2,996 40,480 SH DEFINED 40,170 310
LILLY ELI & CO COM 532457108 2,826 38,188 SH OTHER 34,788 3,400
LINCARE HLDGS INC COM 532791100 1,440 48,000 SH DEFINED 48,000
LINCOLN NATIONAL CORP IND COM 534187109 440 8,500 SH DEFINED 8,500
LINCOLN NATIONAL CORP IND COM 534187109 26 500 SH OTHER 500
LIZ CLAIBORNE INC COM 539320101 1,790 35,474 SH DEFINED 35,474
LIZ CLAIBORNE INC COM 539320101 35 700 SH OTHER 700
LOEWS CORP COM 540424108 8 130 SH DEFINED 130
LOEWS CORP COM 540424108 1,160 18,000 SH OTHER 18,000
LONE STAR TECHNOLOGIES INC COM 542312103 1,810 50,000 SH DEFINED 50,000
LOUISIANA PACIFIC CORP COM 546347105 1,122 95,645 SH DEFINED 95,367 278
LOWES COS INC COM 548661107 12,526 172,657 SH DEFINED 171,767 890
LOWES COS INC COM 548661107 62 850 SH OTHER 850
LUCENT TECHNOLOGIES INC COM 549463107 1,040 167,725 SH DEFINED 144,770 560 22,395
LUCENT TECHNOLOGIES INC COM 549463107 695 112,078 SH OTHER 87,652 1,940 22,486
LUFKIN INDUSTRIES INCORPORATED COM 549764108 1 40 SH DEFINED 40
LUFKIN INDUSTRIES INCORPORATED COM 549764108 1,015 36,765 SH OTHER 36,765
MBNA CORP COM 55262L100 574 17,420 SH DEFINED 17,420
MBNA CORP COM 55262L100 26 780 SH OTHER 780
MFS MULTIMARKET INCOME TRUST SH BEN INT 552737108 62 9,815 SH DEFINED 9,815
MFS MULTIMARKET INCOME TRUST SH BEN INT 552737108 15 2,380 SH OTHER 2,380
MANULIFE FINL CORP COM 56501R106 232 8,299 SH DEFINED 8,299
MARSH & MCLENNAN COS INC COM 571748102 3,627 35,907 SH DEFINED 35,039 126 742
MARSH & MCLENNAN COS INC COM 571748102 697 6,903 SH OTHER 1,272 413 5,218
MARRIOTT INTL INC NEW CL A 571903202 1,752 37,000 SH DEFINED 37,000
MARRIOTT INTL INC NEW CL A 571903202 355 7,500 SH OTHER 200 7,300
MASCO CORP COM 574599106 253 10,150 SH DEFINED 10,150
MASCO CORP COM 574599106 372 14,900 SH OTHER 3,400 11,500
MAY DEPT STORES CO COM 577778103 185 5,400 SH DEFINED 5,400
MAY DEPT STORES CO COM 577778103 80 2,322 SH OTHER 2,322
MAYTAG CORP COM 578592107 20,989 717,325 SH DEFINED 717,325
MAYTAG CORP COM 578592107 59 2,000 SH OTHER 2,000
MCCORMICK & CO INC COM STOCK NON VTG 579780206 755 17,964 SH DEFINED 17,964
MCCORMICK & CO INC COM STOCK NON VTG 579780206 37 888 SH OTHER 888
MCDONALDS CORP COM 580135101 8,686 320,985 SH DEFINED 317,185 3,800
MCDONALDS CORP COM 580135101 1,620 59,870 SH OTHER 51,950 7,920
MCGRAW-HILL COMPANIES INC NEW COM 580645109 464 7,014 SH DEFINED 6,614 400
MCGRAW-HILL COMPANIES INC NEW COM 580645109 93 1,400 SH OTHER 1,200 200
MCKESSON HBOC INC COM 58155Q103 184 4,968 SH DEFINED 4,968
MCKESSON HBOC INC COM 58155Q103 126 3,383 SH OTHER 3,383
MEAD CORP COM 582834107 1,725 63,577 SH DEFINED 60,800 2,777
MEAD CORP COM 582834107 2,378 87,614 SH OTHER 34,086 53,528
MEDICIS PHARMACEUTICAL CORP CL A NEW 584690309 212 4,000 SH DEFINED 4,000
MEDIMMUNE INC COM 584699102 1,180 25,000 SH DEFINED 25,000
MEDTRONIC INC COM 585055106 5,676 123,358 SH DEFINED 122,819 539
MEDTRONIC INC COM 585055106 437 9,500 SH OTHER 9,500
MELLON FINL CORP COM 58551A108 2,935 63,800 SH DEFINED 63,700 100
MELLON FINL CORP COM 58551A108 55 1,200 SH OTHER 600 600
MERCK & CO INC COM 589331107 34,185 534,887 SH DEFINED 508,517 1,117 25,253
MERCK & CO INC COM 589331107 10,571 165,411 SH OTHER 130,283 2,681 32,447
MICREL INC COM 594793101 1,188 36,000 SH DEFINED 36,000
MICROSOFT CORP COM 594918104 55,323 757,851 SH DEFINED 731,393 2,897 23,561
MICROSOFT CORP COM 594918104 4,570 62,604 SH OTHER 49,724 1,647 11,233
MICROCHIP TECHNOLOGY INC COM 595017104 2,340 70,000 SH DEFINED 70,000
MICRON TECHNOLOGY INC COM 595112103 812 19,760 SH DEFINED 17,910 1,850
MICRON TECHNOLOGY INC COM 595112103 190 4,625 SH OTHER 4,025 600
MILLENNIUM PHARMACTCLS INC COM 599902103 4,273 120,100 SH DEFINED 120,000 100
MINNESOTA MINING & MFG COM 604059105 9,197 80,607 SH DEFINED 78,557 1,266 784
MINNESOTA MINING & MFG COM 604059105 1,934 16,954 SH OTHER 14,021 433 2,500
MIRANT CORP COM 604675108 5,180 150,583 SH DEFINED 144,950 119 5,514
MIRANT CORP COM 604675108 1,018 29,608 SH OTHER 22,733 1,119 5,756
MORGAN STANLEY DEAN WITTER & CO COM NEW 617446448 3,627 56,467 SH DEFINED 55,977 490
MORGAN STANLEY DEAN WITTER & CO COM NEW 617446448 846 13,168 SH OTHER 13,168
MOTOROLA INC COM 620076109 902 54,461 SH DEFINED 51,111 3,350
MOTOROLA INC COM 620076109 697 42,070 SH OTHER 34,650 1,620 5,800
MUNIHOLDINGS FD II INC COM 625935101 133 10,900 SH DEFINED 10,900
MUNIHOLDINGS INSD FD II INC COM 62625A102 122 10,000 SH DEFINED 10,000
MUNIHOLDINGS INSD FD II INC COM 62625A102 9 700 SH OTHER 700
MURPHY OIL CORP COM 626717102 1,470 19,970 SH DEFINED 19,970
NATIONAL CITY CORP COM 635405103 242 7,852 SH DEFINED 7,682 170
NATIONAL CITY CORP COM 635405103 62 2,000 SH OTHER 2,000
NATIONAL COMM FINL CORP COM 63545P104 2,193 90,000 SH DEFINED 90,000
NATIONAL COMM FINL CORP COM 63545P104 143 5,859 SH OTHER 5,691 168
NATIONAL FUEL GAS CO N J COM 636180101 208 4,008 SH OTHER 4,008
NATIONAL-OILWELL INC COM 637071101 1,072 40,000 SH DEFINED 40,000
NETWORK APPLIANCE INC COM 64120L104 1,240 90,475 SH DEFINED 90,275 200
NEWMONT MINING CORP (NEW) COM 651639106 2,034 109,277 SH DEFINED 109,277
NEWMONT MINING CORP (NEW) COM 651639106 3 188 SH OTHER 188
NOKIA CORP SPONSORED ADR 654902204 5,286 239,844 SH DEFINED 226,505 13,339
NOKIA CORP SPONSORED ADR 654902204 511 23,206 SH OTHER 7,281 15,925
NOBLE DRILLING CORP COM 655042109 1,769 54,000 SH DEFINED 54,000
NORFOLK SOUTHERN CORPORATION COM 655844108 344 16,641 SH DEFINED 15,633 1,008
NORFOLK SOUTHERN CORPORATION COM 655844108 522 25,204 SH OTHER 21,604 3,600
NORTEL NETWORKS CORP NEW COM 656568102 2,428 267,089 SH DEFINED 263,114 3,975
NORTEL NETWORKS CORP NEW COM 656568102 75 8,198 SH OTHER 6,119 29 2,050
NORTHERN TRUST CORP COM 665859104 200 3,200 SH DEFINED 1,550 1,650
NUCOR CORP COM 670346105 166 3,400 SH DEFINED 3,400
NUCOR CORP COM 670346105 78 1,600 SH OTHER 1,600
NUVEEN PERF PLUS MUN FD INC COM 67062P108 189 13,360 SH DEFINED 13,150 210
NUVEEN PERF PLUS MUN FD INC COM 67062P108 10 700 SH OTHER 700
NVIDIA CORP COM 67066G104 1,391 15,000 SH DEFINED 15,000
OGE ENERGY CORP COM 670837103 179 7,900 SH DEFINED 7,400 500
OGE ENERGY CORP COM 670837103 53 2,350 SH OTHER 2,200 150
OCCIDENTAL PETE CORP COM 674599105 553 20,796 SH DEFINED 20,546 250
OCCIDENTAL PETE CORP COM 674599105 5 200 SH OTHER 200
OLD REPUBLIC INTL CORP COM 680223104 80 2,775 SH DEFINED 2,775
OLD REPUBLIC INTL CORP COM 680223104 9,258 319,255 SH OTHER 65,500 253,755
OMNICOM GROUP COM 681919106 514 5,982 SH OTHER 5,982
ONEOK INC NEW COM 682680103 408 20,720 SH DEFINED 20,720
ORACLE CORPORATION COM 68389X105 15,164 798,114 SH DEFINED 777,364 10,591 10,159
ORACLE CORPORATION COM 68389X105 1,010 53,152 SH OTHER 31,556 9,496 12,100
OUTBACK STEAKHOUSE INC COM 689899102 1,516 52,650 SH DEFINED 52,650
OXFORD HEALTH PLANS INC COM 691471106 1,144 40,000 SH DEFINED 40,000
PNC FINANCIAL SERVICES GROUP COM 693475105 2,921 44,400 SH DEFINED 43,400 1,000
PNC FINANCIAL SERVICES GROUP COM 693475105 178 2,701 SH OTHER 400 1,791 510
PPG INDUSTRIES INC COM 693506107 1 26 SH DEFINED 26
PPG INDUSTRIES INC COM 693506107 347 6,600 SH OTHER 6,200 400
PACCAR INC COM 693718108 72 1,400 SH DEFINED 1,400
PACCAR INC COM 693718108 286 5,554 SH OTHER 5,554
PARKER DRILLING CO COM 701081101 1,950 300,000 SH DEFINED 300,000
PEMCO AVIATION GROUP INC COM 706444106 115 10,000 SH DEFINED 10,000
PEPSICO INC COM 713448108 22,937 518,946 SH DEFINED 511,728 441 6,777
PEPSICO INC COM 713448108 1,902 43,028 SH OTHER 24,480 3,348 15,200
PFIZER INC COM 717081103 53,512 1,336,124 SH DEFINED 1,289,227 688 46,209
PFIZER INC COM 717081103 5,523 137,913 SH OTHER 91,012 3,673 43,228
PHARMACIA CORP COM 71713U102 12,521 272,501 SH DEFINED 268,151 279 4,071
PHARMACIA CORP COM 71713U102 2,111 45,933 SH OTHER 27,732 4,151 14,050
PHILIP MORRIS COS INC COM 718154107 19,230 378,920 SH DEFINED 373,865 900 4,155
PHILIP MORRIS COS INC COM 718154107 3,082 60,724 SH OTHER 53,922 5,650 1,152
PHILLIPS PETE CO COM 718507106 9,585 168,157 SH DEFINED 167,682 475
PHILLIPS PETE CO COM 718507106 23 400 SH OTHER 400
PIONEER NATURAL RESOURCES CO COM 723787107 878 51,500 SH DEFINED 51,500
PITNEY BOWES INC COM 724479100 1,388 32,946 SH DEFINED 31,850 1,096
PITNEY BOWES INC COM 724479100 489 11,600 SH OTHER 11,600
PROCTER & GAMBLE CO COM 742718109 29,888 468,462 SH DEFINED 447,909 820 19,733
PROCTER & GAMBLE CO COM 742718109 5,116 80,184 SH OTHER 51,747 3,432 25,005
PROGRESS ENERGY INC COM 743263105 801 17,825 SH DEFINED 17,575 250
PROGRESS ENERGY INC COM 743263105 154 3,422 SH OTHER 1,327 95 2,000
PROTECTIVE LIFE CORP COM 743674103 2,109 61,365 SH DEFINED 61,365
PROTECTIVE LIFE CORP COM 743674103 8,137 236,743 SH OTHER 235,387 700 656
PROTEIN DESIGN LABS INC COM 74369L103 1,995 23,000 SH DEFINED 23,000
PROVIDIAN FINL CORP COM 74406A102 1,479 24,990 SH DEFINED 24,990
PROVIDIAN FINL CORP COM 74406A102 1,757 29,680 SH OTHER 15,880 13,800
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 7,159 146,397 SH DEFINED 146,397
PUBLIC SVC ENTERPRISE GROUP INC COM 744573106 41 844 SH OTHER 94 750
PUTNAM INVT GRADE MUN TR COM 746805100 357 31,000 SH DEFINED 31,000
PUTNAM MANAGED MUN INCOME TR SH BEN INT 746823103 372 42,449 SH DEFINED 41,000 1,449
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 71 11,305 SH DEFINED 6,455 4,850
PUTNAM PREMIER INCOME TR SH BEN INT 746853100 18 2,863 SH OTHER 2,863
PUTNAM MASTER INTER INCOME TR SH BEN INT 746909100 59 9,142 SH DEFINED 9,142
PUTNAM MASTER INTER INCOME TR COM 746909100 8 1,263 SH OTHER 1,263
QUAKER OATS CO COM 747402105 1,067 11,694 SH DEFINED 9,294 2,400
QUAKER OATS CO COM 747402105 255 2,796 SH OTHER 1,900 896
QUALCOMM INC COM 747525103 9,536 163,069 SH DEFINED 156,329 6,740
QUALCOMM INC COM 747525103 594 10,154 SH OTHER 6,304 3,850
QUEST DIAGNOSTICS INC COM 74834L100 3,443 46,000 SH DEFINED 46,000
QUESTAR CORP COM 748356102 298 12,050 SH DEFINED 12,050
QUESTAR CORP COM 748356102 25 1,000 SH OTHER 1,000
QWEST COMM INTL INC COM 749121109 6,257 196,344 SH DEFINED 167,454 28,890
QWEST COMM INTL INC COM 749121109 595 18,680 SH OTHER 14,089 1,153 3,438
RF MICRO DEVICES INC COM 749941100 809 30,000 SH DEFINED 30,000
RADIOSHACK CORP COM 750438103 78 2,567 SH DEFINED 1,259 1,308
RADIOSHACK CORP COM 750438103 207 6,800 SH OTHER 6,800
RATIONAL SOFTWARE CORP COM NEW 75409P202 1,683 60,000 SH DEFINED 60,000
RAYTHEON CO (NEW) COM NEW 755111507 388 14,626 SH DEFINED 14,446 180
RAYTHEON CO (NEW) COM NEW 755111507 57 2,164 SH OTHER 1,209 300 655
REGIONS FINANCIAL CORP COM 758940100 114,250 3,570,305 SH DEFINED 2,703,666 10,495 856,144
REGIONS FINANCIAL CORP COM 758940100 58,706 1,834,555 SH OTHER 1,620,982 37,724 175,849
RELIANT ENERGY INC COM 75952J108 684 21,226 SH DEFINED 21,009 217
RELIANT ENERGY INC COM 75952J108 241 7,493 SH OTHER 1,247 4,748 1,498
ROCKWELL INTL CORP NEW COM 773903109 677 17,762 SH DEFINED 17,762
ROCKWELL INTL CORP NEW COM 773903109 138 3,614 SH OTHER 1,642 1,972
ROSS STORES INC COM 778296103 1,198 50,000 SH DEFINED 50,000
RUBY TUESDAY INC COM 781182100 4,605 269,323 SH DEFINED 222,183 824 46,316
RUBY TUESDAY INC COM 781182100 1,507 88,112 SH OTHER 78,112 10,000
RUSSELL CORP COM 782352108 60 3,515 SH DEFINED 3,515
RUSSELL CORP COM 782352108 177 10,396 SH OTHER 1,000 9,396
SBC COMMUNICATIONS INC NEW COM 78387G103 14,882 371,501 SH DEFINED 350,888 450 20,163
SBC COMMUNICATIONS INC NEW COM 78387G103 3,443 85,954 SH OTHER 58,197 8,452 19,305
SCI SYSTEMS INC COM 783890106 144 5,652 SH DEFINED 4,427 1,225
SCI SYSTEMS INC COM 783890106 138 5,400 SH OTHER 5,000 400
SPDR TR UNIT SER 1 78462F103 471 3,839 SH DEFINED 3,159 680
SPDR TR UNIT SER 1 78462F103 346 2,820 SH OTHER 2,120 700
SABINE ROYALTY TRUST INTEREST UNIT BEN INT 785688102 253 12,010 SH DEFINED 12,010
SAFEWAY INC COM 786514208 392 8,174 SH DEFINED 8,174
SAFEWAY INC COM 786514208 11 225 SH OTHER 225
ST PAUL COS INC COM 792860108 447 8,825 SH DEFINED 8,825
ST PAUL COS INC COM 792860108 231 4,548 SH OTHER 4,548
SAKS INC COM 79377W108 307 32,000 SH DEFINED 1,000 31,000
SARA LEE CORP COM 803111103 467 24,641 SH DEFINED 24,641
SARA LEE CORP COM 803111103 290 15,290 SH OTHER 10,440 4,850
SAWTEK INC COM 805468105 471 20,000 SH DEFINED 20,000
SCANA CORP NEW COM 80589M102 887 31,220 SH DEFINED 29,563 1,657
SCANA CORP NEW COM 80589M102 190 6,697 SH OTHER 6,597 100
SCHERING-PLOUGH CORP COM 806605101 12,497 344,835 SH DEFINED 337,020 7,815
SCHERING-PLOUGH CORP COM 806605101 1,350 37,252 SH OTHER 21,709 9,043 6,500
SCHLUMBERGER LTD COM 806857108 16,151 306,761 SH DEFINED 293,426 494 12,841
SCHLUMBERGER LTD COM 806857108 829 15,741 SH OTHER 11,522 719 3,500
SCHWAB CHARLES CORP NEW COM 808513105 2,004 131,000 SH DEFINED 131,000
SCUDDER MUN INCOME TR SH BEN INT 81118R604 485 42,185 SH DEFINED 41,000 1,185
SEARS ROEBUCK & CO COM 812387108 727 17,176 SH DEFINED 15,342 1,584 250
SEARS ROEBUCK & CO COM 812387108 320 7,554 SH OTHER 6,763 791
SEMPRA ENERGY COM 816851109 263 9,608 SH DEFINED 9,608
SEMPRA ENERGY COM 816851109 24 889 SH OTHER 889
SEPRACOR INC COM 817315104 3,184 80,000 SH DEFINED 80,000
SERVICEMASTER CO COM 81760N109 1,581 131,761 SH DEFINED 12,761 119,000
SHELL TRANS & TRADING PLC NY SH NEW 822703609 196 3,900 SH DEFINED 3,675 225
SHELL TRANS & TRADING PLC NY SH NEW 822703609 483 9,600 SH OTHER 9,600
SHERWIN WILLIAMS CO COM 824348106 13 570 SH DEFINED 400 170
SHERWIN WILLIAMS CO COM 824348106 329 14,800 SH OTHER 600 14,200
SICOR INC COM 825846108 1,386 60,000 SH DEFINED 60,000
SMITH INTL INC COM 832110100 1,797 30,000 SH DEFINED 30,000
SOLECTRON CORP COM 834182107 40 2,212 SH DEFINED 2,170 42
SOLECTRON CORP COM 834182107 244 13,350 SH OTHER 13,350
SOLUTIA INC COM 834376105 673 52,766 SH DEFINED 52,666 100
SOLUTIA INC COM 834376105 9 716 SH OTHER 716
SONOCO PRODUCTS CO COM 835495102 323 13,000 SH DEFINED 3,000 10,000
SONOCO PRODUCTS CO COM 835495102 205 8,237 SH OTHER 462 7,775
SOUTH ALABAMA BANCORP INC COM 836234104 276 24,455 SH DEFINED 21,305 3,150
SOUTH ALABAMA BANCORP INC COM 836234104 498 44,031 SH OTHER 44,031
SOUTHERN CO COM 842587107 13,298 571,940 SH DEFINED 554,933 300 16,707
SOUTHERN CO COM 842587107 2,097 90,185 SH OTHER 72,383 3,179 14,623
SOUTHSIDE BANCSHARES INC COM 84470P109 133 12,702 SH DEFINED 12,702
SOUTHTRUST CORP COM 844730101 6,291 241,944 SH DEFINED 210,308 870 30,766
SOUTHTRUST CORP COM 844730101 8,493 326,652 SH OTHER 275,594 51,058
SOUTHWEST AIRLINES CO COM 844741108 282 15,274 SH DEFINED 15,274
SOUTHWEST AIRLINES CO COM 844741108 31 1,687 SH OTHER 1,687
SOVEREIGN BANCORP INC COM 845905108 1,820 140,000 SH DEFINED 140,000
SPRINT CORP (FON GROUP) FON GROUP 852061100 1,153 53,960 SH DEFINED 53,960
SPRINT CORP (FON GROUP) FON GROUP 852061100 212 9,938 SH OTHER 9,802 136
SPRINT CORP COM 852061506 699 28,928 SH DEFINED 28,928
SPRINT CORP COM 852061506 87 3,582 SH OTHER 3,514 68
STATE STR CORP COM 857477103 193 3,902 SH DEFINED 3,902
STATE STR CORP COM 857477103 792 16,000 SH OTHER 16,000
STERLING BANCSHARES INC COM 858907108 821 42,822 SH DEFINED 42,822
SUN LIFE FINANCIAL SVCS CAN COM 866796105 233 9,798 SH DEFINED 9,798
SUN MICROSYSTEMS INC COM 866810104 13,830 879,744 SH DEFINED 854,342 688 24,714
SUN MICROSYSTEMS INC COM 866810104 561 35,666 SH OTHER 24,074 6,277 5,315
SUNGARD DATA SYS INC COM 867363103 3,619 120,580 SH DEFINED 120,580
SUNTRUST BANKS INC COM 867914103 4,290 66,227 SH DEFINED 60,238 39 5,950
SUNTRUST BANKS INC COM 867914103 1,144 17,660 SH OTHER 15,787 1,873
SYBASE INC COM 871130100 658 40,000 SH DEFINED 40,000
SYNOVUS FINANCIAL CORP COM 87161C105 1,312 41,815 SH DEFINED 16,444 450 24,921
SYNOVUS FINANCIAL CORP COM 87161C105 3,440 109,610 SH OTHER 105,690 505 3,415
SYSCO CORP COM 871829107 3,034 111,735 SH DEFINED 109,209 277 2,249
SYSCO CORP COM 871829107 242 8,907 SH OTHER 7,277 1,630
TCF FINL CORP COM 872275102 926 20,000 SH DEFINED 20,000
TECO ENERGY INC COM 872375100 555 18,190 SH DEFINED 17,790 400
TECO ENERGY INC COM 872375100 343 11,248 SH OTHER 10,648 600
TRW INC COM 872649108 121 2,956 SH DEFINED 2,956
TRW INC COM 872649108 180 4,398 SH OTHER 200 4,198
TXU CORP COM 873168108 3,886 80,645 SH DEFINED 80,601 44
TXU CORP COM 873168108 140 2,910 SH OTHER 2,901 9
TARGET CORP COM 87612E106 6,996 202,203 SH DEFINED 197,375 307 4,521
TARGET CORP COM 87612E106 830 23,981 SH OTHER 20,193 363 3,425
TELEFONICA S. A. SPONSORED ADR 879382208 453 12,152 SH DEFINED 12,152
TELEFONICA S. A. SPONSORED ADR 879382208 7 176 SH OTHER 176
TELLABS INC COM 879664100 1,034 53,329 SH DEFINED 50,919 2,410
TELLABS INC COM 879664100 110 5,693 SH OTHER 2,716 2,122 855
TEXACO INC COM 881694103 11,911 178,838 SH DEFINED 175,961 150 2,727
TEXACO INC COM 881694103 841 12,633 SH OTHER 8,253 1,550 2,830
TEXAS INSTRUMENTS INC COM 882508104 10,718 340,252 SH DEFINED 329,906 10,346
TEXAS INSTRUMENTS INC COM 882508104 1,279 40,603 SH OTHER 33,787 2,216 4,600
TEXTRON INC COM 883203101 451 8,200 SH OTHER 8,200
TOPPS COMPANY COM 890786106 292 25,000 SH OTHER 25,000
TORCHMARK CORP COM 891027104 10,955 272,454 SH DEFINED 247,571 800 24,083
TORCHMARK CORP COM 891027104 11,397 283,427 SH OTHER 277,549 594 5,284
TRANSWITCH CORP COM 894065101 660 60,000 SH DEFINED 60,000
TRICON GLOBAL RESTAURANTS COM 895953107 1,439 32,779 SH DEFINED 759 32,020
TRICON GLOBAL RESTAURANTS COM 895953107 23 531 SH OTHER 531
TRIQUINT SEMICONDUCTOR INC COM 89674K103 1,898 84,350 SH DEFINED 84,350
TRIZEC HAHN CORPORATION SUB VTG 896938107 1,244 68,400 SH DEFINED 68,400
TRUSTMARK CORP COM 898402102 757 37,270 SH DEFINED 37,270
TYCO INTL LTD NEW COM 902124106 14,484 265,756 SH DEFINED 246,177 1,622 17,957
TYCO INTL LTD NEW COM 902124106 1,607 29,484 SH OTHER 25,170 2,577 1,737
USX-MARATHON GRP COM NEW 902905827 7,465 252,974 SH DEFINED 252,124 850
USX-MARATHON GRP COM NEW 902905827 97 3,283 SH OTHER 1,650 1,633
UST INC COM 902911106 5,634 195,210 SH DEFINED 194,750 460
UST INC COM 902911106 69 2,400 SH OTHER 2,400
US BANCORP DEL COM NEW COM NEW 902973304 6,575 288,492 SH DEFINED 288,492
US BANCORP DEL COM NEW COM NEW 902973304 14 634 SH OTHER 634
UNION PACIFIC CORP COM 907818108 2,910 52,995 SH DEFINED 52,995
UNION PACIFIC CORP COM 907818108 266 4,841 SH OTHER 3,835 1,006
UNION PLANTERS CORP COM 908068109 2,210 50,690 SH DEFINED 50,690
UNION PLANTERS CORP COM 908068109 8,199 188,056 SH OTHER 34,500 153,556
UNITED PARCEL SVC INC CL B 911312106 84 1,450 SH DEFINED 1,350 100
UNITED PARCEL SVC INC CL B 911312106 202 3,500 SH OTHER 3,500
UNITED SEC BANCSHARES INC COM SHS 911459105 2,832 108,293 SH DEFINED 56,320 51,973
UNITED TECHNOLOGIES CORP COM 913017109 966 13,181 SH DEFINED 13,121 60
UNITED TECHNOLOGIES CORP COM 913017109 918 12,532 SH OTHER 12,412 120
UNOCAL CORP COM 915289102 6,140 179,798 SH DEFINED 179,798
UNOCAL CORP COM 915289102 34 1,000 SH OTHER 1,000
USINTERNETWORKING INC COM 917311805 24 19,686 SH OTHER 19,686
V F CORP COM 918204108 3,647 100,248 SH DEFINED 83,570 150 16,528
V F CORP COM 918204108 538 14,800 SH OTHER 14,800
VENATOR GROUP INC COM 922944103 196 12,800 SH DEFINED 12,800
VERIZON COMMUNICATIONS COM 92343V104 33,000 616,819 SH DEFINED 578,841 865 37,113
VERIZON COMMUNICATIONS COM 92343V104 3,970 74,199 SH OTHER 52,095 9,291 12,813
VERTEX PHARMACEUTICALS INC COM 92532F100 1,287 26,000 SH DEFINED 26,000
VIACOM INC CL B 925524308 960 18,544 SH DEFINED 13,387 4,678 479
VIACOM INC CL B 925524308 47 911 SH OTHER 911
VIVENDI UNIVERSAL SPONSORED ADR 92851S204 135 2,320 SH DEFINED 2,320
VIVENDI UNIVERSAL SPONSORED ADR 92851S204 223 3,840 SH OTHER 3,840
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 590 26,406 SH DEFINED 21,857 4,549
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 412 18,434 SH OTHER 9,400 3,734 5,300
VULCAN MATERIALS CO COM 929160109 14,761 274,621 SH DEFINED 273,073 1,548
VULCAN MATERIALS CO COM 929160109 7,436 138,345 SH OTHER 74,085 600 63,660
WACHOVIA CORP COM 929771103 847 11,899 SH DEFINED 10,702 397 800
WACHOVIA CORP COM 929771103 582 8,173 SH OTHER 5,935 82 2,156
WADDELL & REED FINL INC CL A CL A 930059100 545 17,166 SH DEFINED 17,166
WADDELL & REED FINL INC CL A CL A 930059100 3,459 108,945 SH OTHER 106,718 266 1,961
WAL MART STORES INC COM 931142103 40,888 837,868 SH DEFINED 811,580 271 26,017
WAL MART STORES INC COM 931142103 5,454 111,758 SH OTHER 91,779 4,999 14,980
WALGREEN CO COM 931422109 2,785 81,550 SH DEFINED 81,550
WASHINGTON MUTUAL INC COM 939322103 444 11,827 SH DEFINED 10,687 1,140
WASHINGTON MUTUAL INC COM 939322103 52 1,397 SH OTHER 1,397
WASTE MANAGEMENT COM COM 94106L109 2,284 74,105 SH DEFINED 997 73,108
WATERS CORP COM 941848103 552 20,000 SH DEFINED 20,000
WATSON PHARMACEUTICALS INC COM 942683103 8,427 136,715 SH DEFINED 136,265 450
WATSON PHARMACEUTICALS INC COM 942683103 2 33 SH OTHER 33
WEATHERFORD INTL INC NEW COM 947074100 2,112 44,000 SH DEFINED 44,000
WELLS FARGO & CO NEW COM 949746101 10,426 224,550 SH DEFINED 223,171 91 1,288
WELLS FARGO & CO NEW COM 949746101 1,077 23,204 SH OTHER 17,515 1,189 4,500
WESTAMERICA BANCORPORATION COM 957090103 628 16,000 SH DEFINED 16,000
WEYERHAEUSER CO COM 962166104 944 17,181 SH DEFINED 16,815 116 250
WEYERHAEUSER CO COM 962166104 120 2,179 SH OTHER 1,479 700
WILLIAMS COMMUNICATIONS GRP CL A 969455104 46 15,566 SH DEFINED 15,087 479
WILLIAMS COMMUNICATIONS GRP CL A 969455104 8 2,703 SH OTHER 2,703
WILLIAMS COS INC COM 969457100 2,481 75,296 SH DEFINED 72,706 391 2,199
WILLIAMS COS INC COM 969457100 146 4,446 SH OTHER 3,674 772
WINN DIXIE STORES INC COM 974280109 57 2,193 SH DEFINED 2,193
WINN DIXIE STORES INC COM 974280109 1,979 75,746 SH OTHER 75,516 230
WISCONSIN ENERGY CORP COM 976657106 508 21,380 SH DEFINED 20,380 1,000
WISCONSIN ENERGY CORP COM 976657106 17 736 SH OTHER 736
WORLDCOM INC/WORLDCOM GROUP WLDCOM GP COM 98157D106 5,868 413,227 SH DEFINED 359,013 1,468 52,746
WORLDCOM INC/WORLDCOM GROUP WLDCOM GP COM 98157D106 1,203 84,741 SH OTHER 67,116 3,140 14,485
WORLDCOM INC-MCI GROUP MCI GROUP COM 98157D304 166 10,321 SH DEFINED 9,054 58 1,209
WORLDCOM INC-MCI GROUP MCI GROUP COM 98157D304 51 3,161 SH OTHER 2,461 121 579
WRIGLEY WM JR CO COM 982526105 2,831 60,422 SH DEFINED 59,922 500
WRIGLEY WM JR CO COM 982526105 572 12,200 SH OTHER 12,200
XTO ENERGY INC COM 98385X106 214 14,944 SH DEFINED 14,944
XCEL ENERGY INC COM 98389B100 239 8,418 SH DEFINED 8,263 155
XCEL ENERGY INC COM 98389B100 9 302 SH OTHER 70 232
XILINX INC COM 983919101 1,945 47,163 SH DEFINED 47,124 39
XEROX CORP COM 984121103 85 8,900 SH DEFINED 5,000 3,900
XEROX CORP COM 984121103 68 7,100 SH OTHER 4,800 2,300