SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
October 21, 2002
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United Bankshares, Inc.
(Exact name of registrant as specified in its charter)
West Virginia No. 0-13322 55-0641179
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(State or other jurisdiction of (Commission File Number) (I.R.S. Employer
incorporation or organization) Identification No.)
300 United Center
500 Virginia Street, East
Charleston, West Virginia 25301
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(Address of Principal Executive Offices)
(304) 424-8800
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(Registrant's telephone number, including area code)
Not Applicable
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(Former name or address, if changed since last report)
Item 5. Other Events
On October 21, 2002 United Bankshares, Inc. ("United") announced its
earnings for the third quarter and first nine months of 2002. A copy of the
press release is attached as Exhibit 99.1 to this report. Additionally, United
provided supplemental financial information for analysts and other interested
investors, which is attached as Exhibit 99.2 to this report.
Item 7. Financial Statements and Exhibits
(c) Exhibits
99.1 Press Release, dated October 21, 2002, issued by United
Bankshares, Inc.
99.2 Unaudited Supplemental Financial Information
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
UNITED BANKSHARES, INC.
Date: October 21, 2002 By: /s/ Steven E. Wilson
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Steven E. Wilson, Executive Vice
President, Treasurer, Secretary and Chief
Financial Officer