FILE NO 333-64124-01

 

 

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON  DC  20549


FORM 6-K

REPORT OF FOREIGN ISSUER

 

Pursuant to Rule 13a-16 or 15d-16 of
the Securities Exchange Act of 1934

For the month of July 2007

National Australia Bank Limited
ACN 004 044 937
(Registrant’s Name)

Level 34
500 Bourke Street
MELBOURNE   VICTORIA   3000
AUSTRALIA

 

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F  x          Form 40-F  o

 

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes  o          No  x

 

If “Yes” is marked, indicate below the file number assigned to the registrant in connection with Rule 12g3-2(b): 82

“ This Report on Form 6-K shall be deemed to be incorporated by reference in the prospectus included in the Registration Statement on Form F-3 (No. 333-6632) of National Australia Bank Limited and to be part thereof from the date on which this Report, is filed, to the extent not superseded by documents or reports subsequently filed or furnished.”

 




National RMBS Trust 2006-1

Monthly Report as at 13 Jul 2007

This report is provided pursuant to the “Reports to Noteholders” section of the prospectus dated 23 May 2006.

A definition or description of certain terms used in this report together with a full description of the transaction may be found in the prospectus.

Further information is available to investors on Bloomberg (page reference [NRMBS]).  Information in this report and on Bloomberg have been sourced from the same data. Differences in formatting, calculation and rounding methodology may cause discrepancies between the two sources.

Current Periods and Interest Rates

Determination Date

 

13 Jul 2007

 

 

 

 

 

Payment Date

 

20 Jul 2007

 

 

 

 

 

Interest Period

 

 

 

From (and including)

 

20 Jun 2007

 

To (but excluding)

 

20 Jul 2007

 

Number of days

 

30

 

 

 

 

 

Collection Period

 

 

 

From start of month

 

Jun 2007

 

To end of month

 

Jun 2007

 

 

 

 

Class A Notes

 

Class B Notes

 

BBSW

 

6.3267

 

 

 

6.3267

 

% pa

 

Margin

 

0.1400

 

% pa

 

0.1800

 

% pa

 

Interest Rate

 

6.4667

 

% pa

 

6.5067

 

% pa

 

 

Noteholder Distribution Summary

 

 

Class A Notes

 

Class B Notes

 

Subordination

 

 

 

Per Note

 

Aggregate

 

Per Note

 

Aggregate

 

%

 

Original Face Amount

 

100,000.0000

 

1,472,600,000.00

 

100,000.00

 

10,400,000.00

 

0.70

%

Beginning Note Balance

 

64,409.3075

 

945,647,960.81

 

100,000.00

 

10,400,000.00

 

1.09

%

Interest Distribution

 

347.0963

 

5,026,209.60

 

534.7973

 

55,618.92

 

 

 

Principal Distribution

 

2,166.9571

 

31,910,610.73

 

0.0000

 

0.00

 

 

 

Ending Note Balance

 

62,242.3504

 

913,737,350.08

 

100,000.0000

 

10,400,000.00

 

1.13

%

Less Carryover Principal Chargeoffs

 

0.0000

 

0.00

 

0.0000

 

0.00

 

 

 

Ending Stated Amount

 

62,242.3504

 

913,737,350.08

 

100,000.0000

 

10,400,000.00

 

1.13

%

 

 

 

 

 

 

 

 

 

 

 

 

Total Distribution

 

2,514.0534

 

36,936,820.33

 

534.7973

 

55,618.92

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Current Note Factor

 

0.62049256420

 

0.6204925642

 

1.000000

 

1.000000

 

 

 

 

Principal Distribution Statement

Principal Collections on Housing Loans

 

34,481,631.22

 

Issue proceeds of any Redraw Notes to be issued on the Payment Date

 

0.00

 

Other Amounts of principal received

 

0.00

 

 

 

 

 

Total Principal Collections

 

34,481,631.22

 

 

 

 

 

Reimbursement of Redraws

 

2,571,020.49

 

Principal Draw

 

0.00

 

Repay Redraw Note Principal

 

0.00

 

Class A Principal

 

31,910,610.73

 

Class B Principal

 

0.00

 

 

 

 

 

Total Principal Distribution

 

34,481,631.22

 

 

Interest Distribution Statement

Interest Collections

 

5,737,086.85

 

Principal Drawing

 

0.00

 

Liquidity Drawing

 

0.00

 

 

 

 

 

Total Available Income

 

5,737,086.85

 

 

 

 

 

Accrued Interest Adjustment

 

0.00

 

Expenses

 

249,913.81

 

(includes all fees, net interest rate swap payment and other expenses of the Trust)

 

 

 

Reimbursement of previous Liquidity Drawings

 

0.00

 

Class A Interest Amount

 

5,026,209.60

 

Note Interest Amount for Redraw Notes

 

0.00

 

Interest payable under the Liquidity Facility Agreement

 

0.00

 

Note Interest Amount for Class B Notes

 

55,618.92

 

 

 

 

 

Excess Available Income available for Distribution

 

405,344.52

 

(includes reimbursement of Principal Charge-Offs, unreimbursed Principal Drawings and distribution to Residual Income Unit Holder)

 

 

 

 

 

 

 

Excess Available Income applied to repay Principal Draw

 

0.00

 

Remaining Balance of Principal Draw

 

0.00

 

 

Support Facilities (AUD)

Liquidity Facility

 

 

 

Liquidity Facility Limit

 

11,122,500.00

 

Amount Drawn

 

0.00

 

 

1




National RMBS Trust 2006-1

Historical CPR

 

May 2006

 

Jun 2006

 

Jul 2006

 

Aug 2006

 

Sep 2006

 

Oct 2006

 

Nov 2006

 

Dec 2006

 

Jan 2007

 

Feb 2007

 

Mar 2007

 

Apr 2007

 

May 2007

 

2006

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

Monthly CPR

 

29

 

37

 

32

 

33

 

33

 

30

 

40

 

36

 

31

 

28

 

31

 

33

 

36

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Jun 2007

 

Jul 2007

 

Aug 2007

 

Sep 2007

 

Oct 2007

 

Nov 2007

 

Dec 2007

 

Jan 2008

 

Feb 2008

 

Mar 2008

 

Apr 2008

 

May 2008

 

Jun 2008

 

2007

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

Monthly CPR

 

32

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Delinquency Information as at Month Ending 30 Jun 2007

 

 

31-60 Days

 

61-90 Days

 

91-120 Days

 

> 120 days

 

Foreclosure/

 

 

 

 

 

Past Due

 

Past Due

 

Past Due

 

Past Due

 

REO

 

Total

 

No. of loans

 

19

 

11

 

2

 

4

 

10

 

46

 

No. of loans (%)

 

0.34

%

0.20

%

0.04

%

0.07

%

0.18

%

0.83

%

Balance outstanding ($)

 

3,981,299.22

 

1,948,248.29

 

633,230.80

 

1,093,323.12

 

1,978,817.97

 

9,634,919.40

 

Balance outstanding (%)

 

0.43

%

0.21

%

0.07

%

0.12

%

0.21

%

1.04

%

Instalment Amount ($)

 

39,229.29

 

36,046.23

 

16,642.06

 

41,461.40

 

78,646.82

 

212,025.80

 

 

Historical Delinquencies as a Percentage of Balance Outstanding

 

 

May 2006

 

Jun 2006

 

Jul 2006

 

Aug 2006

 

Sep 2006

 

Oct 2006

 

Nov 2006

 

Dec 2006

 

Jan 2007

 

Feb 2007

 

Mar 2007

 

Apr 2007

 

May 2007

 

 

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

31-60 Days Past Due

 

0.24

 

0.36

 

0.43

 

0.28

 

0.26

 

0.33

 

0.34

 

0.40

 

0.52

 

0.34

 

0.54

 

0.51

 

0.32

 

61-90 Days Past Due

 

0.00

 

0.03

 

0.09

 

0.13

 

0.08

 

0.09

 

0.09

 

0.07

 

0.10

 

0.21

 

0.14

 

0.16

 

0.18

 

91-120 Days Past Due

 

0.01

 

0.01

 

0.01

 

0.05

 

0.02

 

0.05

 

0.07

 

0.14

 

0.01

 

0.06

 

0.07

 

0.04

 

0.07

 

> 120 Days Past Due

 

0.00

 

0.00

 

0.00

 

0.01

 

0.06

 

0.07

 

0.06

 

0.06

 

0.09

 

0.02

 

0.04

 

0.08

 

0.09

 

Foreclosure/REO

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.00

 

0.02

 

0.03

 

0.11

 

0.11

 

0.18

 

0.20

 

0.19

 

Total

 

0.25

 

0.40

 

0.53

 

0.47

 

0.42

 

0.54

 

0.58

 

0.70

 

0.83

 

0.74

 

0.97

 

0.99

 

0.85

 

 

 

 

Jun 2007

 

Jul 2007

 

Aug 2007

 

Sep 2007

 

Oct 2007

 

Nov 2007

 

Dec 2007

 

Jan 2008

 

Feb 2008

 

Mar 2008

 

Apr 2008

 

May 2008

 

Jun 2008

 

 

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

(%)

 

31-60 Days Past Due

 

0.43

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

61-90 Days Past Due

 

0.21

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

91-120 Days Past Due

 

0.07

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

> 120 Days Past Due

 

0.12

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Foreclosure/REO

 

0.21

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

1.04

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2




National RMBS Trust 2006-1

Loss Data

 

 

Jun 2007

 

Month Ended

 

(AUD)

 

(No Loans)

 

Losses on Sale of Property

 

0.00

 

0

 

Losses after Mortgage Insurance

 

0.00

 

0

 

Cumulative Losses after Mortgage Insurance

 

0.00

 

0

 

Cumulative Losses After Mortgage Insurance (%)

 

0.00

%

0.00

%

 

Summary and Weighted Average Calculations

 

At Issue

 

Jan 2007

 

Feb 2007

 

Mar 2007

 

Apr 2007

 

May 2007

 

Jun 2007

 

Total Collateral Balance (AUD)

 

1,482,533,900.05

 

1,092,878,367.56

 

1,061,905,933.37

 

1,028,954,300.11

 

994,558,710.93

 

957,177,023.98

 

925,292,667

 

Total Number of Loans

 

8,475

 

6,480

 

6,320

 

6,137

 

5,965

 

5,767

 

5,

 

Current Average Loan Balance (AUD)

 

174,930.25

 

168,654.07

 

168,023.09

 

167,664.05

 

166,732.39

 

165,974.86

 

165,348

 

Maximum Loan Balance (AUD)

 

573,375.42

 

571,694.84

 

571,485.70

 

571,512.03

 

571,655.23

 

571,763.89

 

570,626

 

Current Weighted Average LVR

 

52.20

%

50.17

%

49.84

%

49.54

%

49.30

%

49.10

%

48.7

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Weighted Average Loan Rate

 

6.81

%

7.41

%

7.41

%

7.41

%

7.41

%

7.41

%

7.4

 

Weighted Average Term to Maturity (WAM) (months)

 

321

 

312

 

311

 

310

 

309

 

308

 

3

 

Weighted Average Seasoning (WAS) (months)

 

23

 

32

 

32

 

34

 

34

 

36

 

 

 

 

Loan Size Distribution as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Loan Size Distribution

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Loan Size < $50,000

 

190

 

5,827,346.63

 

3.40

%

0.63

%

$50,000 <Loan Size < $100,000

 

779

 

62,079,165.63

 

13.92

%

6.71

%

$100,000 <Loan Size < $150,000

 

1,860

 

232,732,608.07

 

33.24

%

25.15

%

$150,000 <Loan Size < $200,000

 

1,302

 

226,093,657.64

 

23.27

%

24.43

%

$200,000 <Loan Size < $250,000

 

718

 

160,125,449.79

 

12.83

%

17.31

%

$250,000 <Loan Size < $300,000

 

379

 

103,654,589.22

 

6.77

%

11.20

%

$300,000 <Loan Size < $350,000

 

169

 

54,194,539.00

 

3.02

%

5.86

%

$350,000 <Loan Size < $400,000

 

107

 

40,130,410.20

 

1.91

%

4.34

%

$400,000 <Loan Size < $450,000

 

62

 

26,292,886.87

 

1.11

%

2.84

%

$450,000 <Loan Size < $500,000

 

28

 

13,072,718.99

 

0.50

%

1.41

%

$500,000 <Loan Size < $750,000

 

2

 

1,089,295.54

 

0.04

%

0.12

%

$750,000 <Loan Size < $1,000,000

 

 

 

0.00

%

0.00

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

LVR Distribution as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

LVR Distribution

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

LVR < 50%

 

3,340

 

480,590,867.76

 

59.69

%

51.94

%

50% < LVR < 55%

 

420

 

76,829,193.57

 

7.51

%

8.30

%

55% < LVR < 60%

 

388

 

73,784,818.41

 

6.93

%

7.97

%

60% < LVR < 65%

 

377

 

72,521,212.71

 

6.74

%

7.84

%

65% < LVR < 70%

 

403

 

79,202,307.88

 

7.20

%

8.56

%

70% < LVR < 75%

 

334

 

66,480,588.22

 

5.97

%

7.18

%

75% < LVR < 80%

 

257

 

57,942,491.87

 

4.59

%

6.26

%

80% < LVR < 85%

 

27

 

6,541,974.63

 

0.48

%

0.71

%

85% < LVR < 90%

 

39

 

9,098,007.80

 

0.70

%

0.98

%

90% < LVR < 95%

 

8

 

1,743,382.50

 

0.14

%

0.19

%

95% < LVR < 100%

 

1

 

164,615.17

 

0.02

%

0.02

%

LVR > 100%

 

2

 

393,207.06

 

0.04

%

0.04

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

Mortgage Insurance as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Mortgage Insurer

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Genworth Financial

 

173

 

32,020,032.92

 

3.09

%

3.46

%

Royal & Sun Alliance

 

 

 

0.00

%

0.00

%

CGU Lenders Mortgage Insurance

 

 

 

0.00

%

0.00

%

PMI

 

 

 

0.00

%

0.00

%

Pool Insurance

 

5,423

 

893,272,634.66

 

96.91

%

96.54

%

Other

 

 

 

 

 

0.00

%

0.00

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

3




National RMBS Trust 2006-1

Geographic Distribution as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Geographic Distribution

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

ACT Inner City

 

90

 

15,105,783.71

 

1.61

%

1.63

%

ACT Metro

 

43

 

7,006,037.71

 

0.77

%

0.76

%

ACT Non Metro

 

1

 

144,110.89

 

0.02

%

0.02

%

NSW Sydney Inner City

 

6

 

1,179,949.69

 

0.11

%

0.13

%

NSW Sydney Metro

 

764

 

158,759,313.74

 

13.65

%

17.16

%

NSW Non-Metro

 

634

 

103,249,942.98

 

11.33

%

11.16

%

QLD Brisbane Inner City

 

10

 

1,590,297.05

 

0.18

%

0.17

%

QLD Brisbane Metro

 

532

 

95,866,087.67

 

9.51

%

10.36

%

QLD Non-Metro

 

521

 

86,693,028.68

 

9.31

%

9.37

%

VIC Melbourne Inner City

 

32

 

6,365,392.44

 

0.57

%

0.69

%

VIC Melbourne Metro

 

1,607

 

251,588,983.26

 

28.72

%

27.19

%

VIC Non-Metro

 

515

 

67,790,690.65

 

9.20

%

7.33

%

WA Perth Inner City

 

17

 

2,518,812.62

 

0.30

%

0.27

%

WA Perth Metro

 

291

 

50,273,684.99

 

5.20

%

5.43

%

WA Non-Metro

 

50

 

8,587,244.29

 

0.89

%

0.93

%

SA Adelaide Inner City

 

5

 

703,312.34

 

0.09

%

0.08

%

SA Adelaide Metro

 

270

 

40,215,634.26

 

4.82

%

4.35

%

SA Non-Metro

 

66

 

8,338,523.33

 

1.18

%

0.90

%

NT Darwin Inner City

 

30

 

4,337,110.38

 

0.54

%

0.47

%

NT Darwin Metro

 

 

 

0.00

%

0.00

%

NT Non-Metro

 

7

 

885,386.45

 

0.13

%

0.10

%

TAS Hobart Inner City

 

3

 

283,223.82

 

0.05

%

0.03

%

TAS Hobart Metro

 

54

 

7,808,778.91

 

0.96

%

0.84

%

TAS Non-Metro

 

48

 

6,001,337.72

 

0.86

%

0.65

%

Undefined Post Code

 

 

 

0.00

%

0.00

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

Seasoning Analysis — Total Portfolio as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Seasoning Analysis

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Seasoning < 3 months

 

 

 

0.00

%

0.00

%

3 months < Seasoning < 6 months

 

 

 

0.00

%

0.00

%

6 months < Seasoning < 12 months

 

 

 

0.00

%

0.00

%

12 months < Seasoning < 18 months

 

 

 

0.00

%

0.00

%

18 months < Seasoning < 24 months

 

724

 

113,537,670.91

 

12.94

%

12.27

%

24 months < Seasoning < 36 months

 

2,076

 

378,235,781.11

 

37.10

%

40.88

%

36 months < Seasoning < 48 months

 

1,945

 

306,412,165.61

 

34.76

%

33.12

%

48 months < Seasoning < 60 months

 

572

 

89,084,425.19

 

10.22

%

9.63

%

Seasoning > 60 months

 

279

 

38,022,624.76

 

4.99

%

4.11

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

Remaining Loan Term as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Remaining Loan Term

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Term < 5 years

 

7

 

444,740.42

 

0.13

%

0.05

%

5 years < Term < 10 years

 

50

 

3,957,373.54

 

0.89

%

0.43

%

10 years < Term < 15 years

 

118

 

12,741,405.57

 

2.11

%

1.38

%

15 years < Term < 20 years

 

510

 

67,583,008.67

 

9.11

%

7.30

%

20 years < Term < 25 years

 

685

 

103,591,138.29

 

12.24

%

11.20

%

25 years < Term < 30 years

 

4,226

 

736,975,001.09

 

75.52

%

79.65

%

30 years < Term < 35 years

 

 

 

0.00

%

0.00

%

Term > 35 years

 

 

 

0.00

%

0.00

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

Loan Purpose as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Loan Purpose

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Purchase

 

844

 

146,581,561.98

 

15.08

%

15.84

%

Refinance

 

3,215

 

522,349,352.74

 

57.45

%

56.45

%

Home Improvement

 

681

 

107,333,401.44

 

12.17

%

11.60

%

Investor

 

735

 

129,390,080.03

 

13.13

%

13.98

%

Other

 

121

 

19,638,271.39

 

2.16

%

2.12

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

4




National RMBS Trust 2006-1

Loan Type by Interest Rate as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Loan Type

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Variable Rate

 

4,379

 

710,711,425.47

 

78.25

%

76.81

%

Fixed Rate

 

1,217

 

214,581,242.11

 

21.75

%

23.19

%

 

 

 

 

 

 

 

 

 

 

Total

 

5,596

 

925,292,667.58

 

100.00

%

100.00

%

 

Fixed Rate Term Remaining as at Month Ending 30 Jun 2007

 

 

Number of

 

Balance of

 

Number of

 

Balance of

 

Remaining Fixed Rate Term

 

Loans

 

Loans (AUD)

 

Loans (%)

 

Loans (%)

 

Term < 1 year

 

777

 

142,733,377.44

 

63.85

%

66.52

%

1 years < Term < 2 years

 

274

 

43,574,389.59

 

22.51

%

20.31

%

2 years < Term < 3 years

 

129

 

22,387,236.36

 

10.60

%

10.43

%

3 years < Term < 4 years

 

18

 

2,468,263.02

 

1.48

%

1.15

%

4 years < Term < 5 years

 

4

 

613,794.98

 

0.33

%

0.29

%

Term > 5 years

 

15

 

2,804,180.72

 

1.23

%

1.31

%

 

 

 

 

 

 

 

 

 

 

Total

 

1,217

 

214,581,242.11

 

100.00

%

100.00

%

 

Contact Details

Trust Manager

National Global MBS Manager Pty Ltd

 

 

Contacts

Eva Zileli

 

Manager Securitisation & Funding

 

National Australia Bank (Melbourne, Australia)
Phone:  (+613) 8634 8219
Facsimile:  (+613) 8634 3822
Email:  Eva.Zileli@nab.com.au

 

5




SIGNATURE PAGE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorised.

NATIONAL AUSTRALIA BANK LIMITED

 

 

 

Signature:

/s/ Brendan T Case

Date: 20 July 2007

Name:  Brendan T Case

 

Title:  Company Secretary

 

6