Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
Wilkins Michael T
   2. Issuer Name and Ticker or Trading Symbol
UNITED FIRE & CASUALTY CO [UFCS] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Executive Vice President
(Last)
(First)
(Middle)
118 SECOND AVENUE SE, P.O. BOX 73909		 3. Date of Earliest Transaction (Month/Day/Year)
02/18/2011
(Street)

CEDAR RAPIDS, IA 52407-3909		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 02/18/2011   A   3,894 A $ 20.54 8,980 (1) D  
Common Stock               202,058 (2) I By self as co-trustee of Issuer's defined benefit pension plan
Common Stock               234,107 (3) I By self as co-trustee of Issuer's employee stock ownership plan

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option (right to buy) $ 20.54 (4) 02/18/2011   A   9,467     (5) 02/18/2021 Common Stock 9,467 $ 0 9,467 D  
Stock Option (right to buy) $ 22.42 (4)               (6) 05/19/2020 Common Stock 3,000   3,000 D  
Stock Option (right to buy) $ 33.43 (4)               (7) 05/21/2018 Common Stock 8,463   8,463 D  
Stock Option (right to buy) $ 35.23 (4)               (8) 02/16/2017 Common Stock 10,000   10,000 D  
Stock Option (right to buy) $ 39.13 (4)               (9) 02/17/2016 Common Stock 5,000   5,000 D  
Stock Option (right to buy) $ 32.39 (4)               (9) 02/18/2015 Common Stock 5,000   5,000 D  
Stock Option (right to buy) $ 21.66 (4)               (9) 02/20/2014 Common Stock 1,600   1,600 D  
Stock Option (right to buy) $ 15.85 (4)               (9) 02/21/2013 Common Stock 400   400 D  
Stock Option (right to buy) $ 17.7 (4)               (9) 08/01/2012 Common Stock 200   200 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
Wilkins Michael T
118 SECOND AVENUE SE
P.O. BOX 73909
CEDAR RAPIDS, IA 52407-3909		       Executive Vice President  

Signatures

 /s/ Michael T. Wilkins by Dianne M. Lyons, Attorney-in-Fact   02/22/2011
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) The total number of securities beneficially held directly by the reporting person following the reported transaction includes: 3,894 shares of restricted stock issued under the Company's 2008 Stock Plan which vest, subject to certain conditions, on 02/18/2016; 2,313 shares of resticted stock issued under the Company's 2008 Stock Plan which vest, subject to certain conditions, on 05/21/2013; and 2,773 shares held by the reporting person individually.
(2) The Reporting Person serves as co-trustee of this employee benefit plan and disclaims beneficial ownership of these securities. None of the shares held by this plan are allocated to the Reporting Person's individual benefit. The Reporting Person will recieve a pension benefit from the plan upon retirement. This report shall not be deemed an admission that the Reporting Person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
(3) The Reporting Person serves as co-trustee of this employee benefit plan and disclaims beneficial ownership of any Issuer securities held by this plan that are not allocated for his individual benefit, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose. Only 1,575 shares held in this plan are allocated specifically for the Reporting Person's individual benefit.
(4) The exercise price of these stock options represents the closing price of issuer's common stock on the grant date.
(5) 9,467 options become exercisable in three equal installments of 1,893 options each on 02/18/2012, 02/18/2013 and 02/18/2014 and two equal installments of 1,894 options each 02/18/2015 and 02/18/2016.
(6) 3,000 options become exercisable in five equal installments of 600 option shares each on 05/19/2011, 05/19/2012, 05/19/2013, 05/19/2014 and 05/19/2015.
(7) 5,078 options currently exercisable; 1,693 options become exercisable on 05/21/2011; 1,693 options become exercisable on 05/21/2012; and 1,692 options become exercisable on 05/21/2013.
(8) 8,000 options currently exercisable and 2,000 options become exercisable on 02/16/2012.
(9) All options currently exercisable.

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