UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/29/01
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: VERNON TORGERSON
ADDRESS: FROST NATIONAL BANK
P.O. BOX 1600
SAN ANTONIO, TX 78296
13F FILE NUMBER: 28-183
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: STAN MCCORMICK
TITLE: COPORATE SECRETARY - SR. V.P.
PHONE: 210-220-4310
SIGNATURE,PLACE,AND DATE OF SIGNING:
/s/STAN MCCORMICK SAN ANTONIO, TX 8/10/01
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 731
FORM 13F INFORMATION TABLE VALUE TOTAL: $2,130,305
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
H KEMPNER CERT OF BENE INTERES COMMON STOCK 999999998 18246 13606 SH DEFINED 13405 0 201
A T & T CORP COM * COMMON STOCK 001957109 5009 227682 SH DEFINED 227582 0 100
A T & T CORP COM * COMMON STOCK 001957109 417 18968 SH OTHER 14510 4458 0
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 8741 182113 SH DEFINED 178713 0 3400
ABBOTT LABORATORIES COM * COMMON STOCK 002824100 2311 48141 SH OTHER 20941 20800 6400
ABERCROMBIE & FITCH CO CLASS A COMMON STOCK 002896207 2644 59400 SH DEFINED 58400 0 1000
AES CORP COM* COMMON STOCK 00130H105 2075 48203 SH DEFINED 47053 0 1150
AES CORP COM* COMMON STOCK 00130H105 34 800 SH OTHER 550 0 250
AFLAC INC COM * COMMON STOCK 001055102 2174 69037 SH DEFINED 69037 0 0
AFLAC INC COM * COMMON STOCK 001055102 355 11274 SH OTHER 11274 0 0
AGILENT TECHNOLOGIES INC COM* COMMON STOCK 00846U101 448 13782 SH DEFINED 13435 0 347
AGILENT TECHNOLOGIES INC COM* COMMON STOCK 00846U101 133 4093 SH OTHER 4093 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 1176 25707 SH DEFINED 25707 0 0
AIR PRODUCTS & CHEMICALS INC C COMMON STOCK 009158106 608 13300 SH OTHER 13300 0 0
ALBERTSON'S INC COM * COMMON STOCK 013104104 1374 45802 SH DEFINED 45802 0 0
ALBERTSON'S INC COM * COMMON STOCK 013104104 21 700 SH OTHER 700 0 0
ALCOA INC COM* COMMON STOCK 013817101 11177 283678 SH DEFINED 275198 0 8480
ALCOA INC COM* COMMON STOCK 013817101 689 17494 SH OTHER 9204 0 8290
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 299 6200 SH DEFINED 6200 0 0
ALLEGHENY ENERGY INC COM COMMON STOCK 017361106 48 1000 SH OTHER 0 1000 0
ALLSTATE CORP COM COMMON STOCK 020002101 537 12218 SH DEFINED 11818 0 400
ALLSTATE CORP COM COMMON STOCK 020002101 306 6946 SH OTHER 2946 0 4000
ALLTEL CORP COM * COMMON STOCK 020039103 62078 1013345 SH DEFINED 1004687 0 8658
ALLTEL CORP COM * COMMON STOCK 020039103 3182 51936 SH OTHER 51157 779 0
ALTERA CORP COM * COMMON STOCK 021441100 1730 59643 SH DEFINED 59643 0 0
ALTERA CORP COM * COMMON STOCK 021441100 553 19077 SH OTHER 19077 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 1166 25249 SH DEFINED 25249 0 0
AMERICAN ELECTRIC POWER INC CO COMMON STOCK 025537101 186 4020 SH OTHER 4020 0 0
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 15389 396611 SH DEFINED 384024 0 12587
AMERICAN EXPRESS CO COM * COMMON STOCK 025816109 1161 29927 SH OTHER 25487 0 4440
AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 6855 147574 SH DEFINED 145774 0 1800
AMERICAN GENERAL CORP COM * COMMON STOCK 026351106 468 10082 SH OTHER 10082 0 0
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 9742 165814 SH DEFINED 165004 0 810
AMERICAN HOME PRODUCTS CORP CO COMMON STOCK 026609107 2050 34896 SH OTHER 24696 9600 600
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 21632 254463 SH DEFINED 247713 0 6750
AMERICAN INT'L GROUP INC COM * COMMON STOCK 026874107 2069 24337 SH OTHER 19891 2882 1564
AMERICAN ITALIAN PASTA CO CLAS COMMON STOCK 027070101 2000 43100 SH DEFINED 43100 0 0
AMERICAN NATIONAL INSURANCE CO COMMON STOCK 028591105 316 4227 SH DEFINED 0 0 4227
AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 312 19784 SH DEFINED 19784 0 0
AMERICAN POWER CONVERSION CORP COMMON STOCK 029066107 45 2880 SH OTHER 2880 0 0
AMGEN INC COM * COMMON STOCK 031162100 3736 61569 SH DEFINED 61569 0 0
AMGEN INC COM * COMMON STOCK 031162100 418 6896 SH OTHER 6896 0 0
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 162 8756 SH DEFINED 0 0 8756
AMSOUTH BANCORPORATION INC COM COMMON STOCK 032165102 91 4920 SH OTHER 4920 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 11123 206324 SH DEFINED 206324 0 0
ANADARKO PETROLEUM CORP COM COMMON STOCK 032511107 163 3027 SH OTHER 2927 0 100
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 8473 205660 SH DEFINED 205660 0 0
ANHEUSER BUSCH COS INC COM * COMMON STOCK 035229103 393 9545 SH OTHER 9545 0 0
ANNTAYLOR STORES CORP COM COMMON STOCK 036115103 1747 48800 SH DEFINED 48800 0 0
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 221173 4173070 SH DEFINED 4162045 0 11025
AOL TIME WARNER INC COM* COMMON STOCK 00184A105 2042 38520 SH OTHER 22670 14400 1450
APOLLO GROUP INC CLASS A COMMON STOCK 037604105 1150 27100 SH DEFINED 25700 0 1400
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 2240 45619 SH DEFINED 45595 0 24
APPLIED MATERIALS INC COM * COMMON STOCK 038222105 133 2712 SH OTHER 1963 649 100
ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 2949 114395 SH DEFINED 112505 0 1890
ARCHSTONE COMMUNITIES TRUST SB COMMON STOCK 039581103 699 27100 SH OTHER 27100 0 0
ASHLAND INC COM COMMON STOCK 044204105 222 5530 SH DEFINED 5530 0 0
AT & T WIRELESS GROUP* COMMON STOCK 001957406 579 35431 SH DEFINED 34860 0 571
AT & T WIRELESS GROUP* COMMON STOCK 001957406 16 955 SH OTHER 955 0 0
AT&T CORP COM LIBERTY MEDIA GR COMMON STOCK 001957208 1015 58014 SH DEFINED 57564 0 450
AT&T CORP COM LIBERTY MEDIA GR COMMON STOCK 001957208 17 1000 SH OTHER 0 0 1000
ATMOS ENERGY CORP COM COMMON STOCK 049560105 3837 156875 SH DEFINED 156875 0 0
ATMOS ENERGY CORP COM COMMON STOCK 049560105 79 3233 SH OTHER 3233 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 2489 50084 SH DEFINED 50084 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 142 2864 SH OTHER 2864 0 0
AVAYA INC COM COMMON STOCK 053499109 1254 91526 SH DEFINED 91204 0 322
AVAYA INC COM COMMON STOCK 053499109 9 635 SH OTHER 151 318 166
AVERY DENNISON CORP COM * COMMON STOCK 053611109 12927 253225 SH DEFINED 245990 0 7235
AVERY DENNISON CORP COM * COMMON STOCK 053611109 1731 33909 SH OTHER 30919 70 2920
AVNET INC COM COMMON STOCK 053807103 5926 264336 SH DEFINED 264336 0 0
AVNET INC COM COMMON STOCK 053807103 75 3326 SH OTHER 3326 0 0
AVX CORP COM COMMON STOCK 002444107 7955 378828 SH DEFINED 378828 0 0
AVX CORP COM COMMON STOCK 002444107 132 6272 SH OTHER 6272 0 0
BAKER HUGHES INC COM * COMMON STOCK 057224107 2365 70586 SH DEFINED 70386 0 200
BAKER HUGHES INC COM * COMMON STOCK 057224107 400 11928 SH OTHER 7928 180 3820
BANK OF AMERICA CORP COM * COMMON STOCK 060505104 5517 91899 SH DEFINED 90099 0 1800
BANK OF AMERICA CORP COM * COMMON STOCK 060505104 41 678 SH OTHER 678 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 65 1350 SH DEFINED 1350 0 0
BANK OF NEW YORK INC COM COMMON STOCK 064057102 168 3500 SH OTHER 800 2700 0
BANK ONE CORP COM* COMMON STOCK 06423A103 821 22942 SH DEFINED 11291 0 11651
BANK ONE CORP COM* COMMON STOCK 06423A103 36 1000 SH OTHER 1000 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 4208 185801 SH DEFINED 185801 0 0
BANKNORTH GROUP INC COMMON STOCK 06646R107 83 3646 SH OTHER 3646 0 0
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 15159 300187 SH DEFINED 292995 0 7192
BAXTER INTERNATIONAL INC COM * COMMON STOCK 071813109 1665 32974 SH OTHER 25264 160 7550
BECTON DICKINSON & CO COM * COMMON STOCK 075887109 1914 53492 SH DEFINED 53492 0 0
BECTON DICKINSON & CO COM * COMMON STOCK 075887109 105 2923 SH OTHER 2923 0 0
BELLSOUTH CORP COM * COMMON STOCK 079860102 4738 117648 SH DEFINED 116384 0 1264
BELLSOUTH CORP COM * COMMON STOCK 079860102 809 20100 SH OTHER 19372 728 0
BEMIS INC COM* COMMON STOCK 081437105 261 6500 SH OTHER 0 6000 500
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 152 66 SH DEFINED 65 0 1
BERKSHIRE HATHAWAY INC CLASS B COMMON STOCK 084670207 85 37 SH OTHER 37 0 0
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 3594 56579 SH DEFINED 56261 0 318
BEST BUY COMPANY INC COM* COMMON STOCK 086516101 1112 17509 SH OTHER 13889 0 3620
BIG LOTS INC COM COMMON STOCK 089302103 1321 96600 SH DEFINED 96600 0 0
BIOGEN INC COM* COMMON STOCK 090597105 8050 148093 SH DEFINED 141143 0 6950
BIOGEN INC COM* COMMON STOCK 090597105 590 10855 SH OTHER 10855 0 0
BIOMET INC COM COMMON STOCK 090613100 626 13021 SH DEFINED 13021 0 0
BLOCK H & R INC COM COMMON STOCK 093671105 1698 26300 SH DEFINED 26300 0 0
BLYTH INC. COM COMMON STOCK 09643P108 1306 50784 SH DEFINED 50784 0 0
BLYTH INC. COM COMMON STOCK 09643P108 14 550 SH OTHER 550 0 0
BMC SOFTWARE INC COM* COMMON STOCK 055921100 1824 80925 SH DEFINED 80925 0 0
BMC SOFTWARE INC COM* COMMON STOCK 055921100 68 3000 SH OTHER 2600 0 400
BOEING CO COM * COMMON STOCK 097023105 8191 147319 SH DEFINED 146869 0 450
BOEING CO COM * COMMON STOCK 097023105 751 13501 SH OTHER 13501 0 0
BOISE CASCADE CORP COM COMMON STOCK 097383103 779 22158 SH DEFINED 22158 0 0
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 2062 79755 SH DEFINED 79755 0 0
BRINKER INTERNATIONAL INC COM* COMMON STOCK 109641100 103 4000 SH OTHER 4000 0 0
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 7232 138283 SH DEFINED 136433 0 1850
BRISTOL-MYERS SQUIBB CO COM * COMMON STOCK 110122108 804 15375 SH OTHER 15375 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 383 12627 SH DEFINED 12627 0 0
BURLINGTON NORTHERN SANTA FE C COMMON STOCK 12189T104 411 13550 SH OTHER 11550 2000 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 3610 90827 SH DEFINED 90827 0 0
BURLINGTON RESOURCES INC COM COMMON STOCK 122014103 175 4399 SH OTHER 2208 871 1320
CABLETRON SYSTEMS INC COM COMMON STOCK 126920107 2367 103600 SH DEFINED 103600 0 0
CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 7879 437703 SH DEFINED 437703 0 0
CAPITAL AUTOMOTIVE REIT COMMON STOCK 139733109 65 3634 SH OTHER 3634 0 0
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 1463 21203 SH DEFINED 21053 0 150
CARDINAL HEALTH INC COM* COMMON STOCK 14149Y108 10 145 SH OTHER 145 0 0
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 1713 55796 SH DEFINED 55796 0 0
CARNIVAL CORPORATION COM* COMMON STOCK 143658102 1040 33860 SH OTHER 33860 0 0
CATALINA MARKETING CORP* COMMON STOCK 148867104 229 7500 SH DEFINED 7500 0 0
CATERPILLAR INC COM * COMMON STOCK 149123101 230 4591 SH DEFINED 3691 0 900
CATERPILLAR INC COM * COMMON STOCK 149123101 128 2552 SH OTHER 600 1852 100
CEPHALON INC COM COMMON STOCK 156708109 446 6324 SH DEFINED 6324 0 0
CHEESECAKE FACTORY INC COM COMMON STOCK 163072101 221 7800 SH DEFINED 7800 0 0
CHEVRON CORP COM * COMMON STOCK 166751107 13304 147002 SH DEFINED 142333 0 4669
CHEVRON CORP COM * COMMON STOCK 166751107 1874 20706 SH OTHER 13475 4846 2385
CHICAGO BRIDGE & IRON CO NY SH COMMON STOCK 167250109 1557 46000 SH DEFINED 46000 0 0
CHUBB CORP COM* COMMON STOCK 171232101 10124 130751 SH DEFINED 126801 0 3950
CHUBB CORP COM* COMMON STOCK 171232101 685 8853 SH OTHER 8853 0 0
CIENA CORP COM* COMMON STOCK 171779101 1505 39600 SH DEFINED 39600 0 0
CIENA CORP COM* COMMON STOCK 171779101 58 1523 SH OTHER 1523 0 0
CIGNA CORP COM COMMON STOCK 125509109 387 4042 SH DEFINED 4042 0 0
CIRCUIT CITY GROUP COMMON STOCK 172737108 1573 87400 SH DEFINED 87400 0 0
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 3189 175201 SH DEFINED 172421 0 2780
CISCO SYSTEM INC COM * COMMON STOCK 17275R102 402 22083 SH OTHER 17323 2020 2740
CITIGROUP INC COM * COMMON STOCK 172967101 35360 669187 SH DEFINED 665904 0 3283
CITIGROUP INC COM * COMMON STOCK 172967101 5342 101101 SH OTHER 88678 6160 6263
CITY NATIONAL CORP COM COMMON STOCK 178566105 1315 29700 SH DEFINED 29700 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 4060 64757 SH DEFINED 63693 0 1064
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 9271 147868 SH OTHER 147868 0 0
CLOROX CO COM * COMMON STOCK 189054109 662 19571 SH DEFINED 18771 0 800
CLOROX CO COM * COMMON STOCK 189054109 808 23868 SH OTHER 18268 800 4800
COCA COLA CO COM * COMMON STOCK 191216100 10013 222510 SH DEFINED 220308 0 2202
COCA COLA CO COM * COMMON STOCK 191216100 1606 35697 SH OTHER 31497 0 4200
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 4949 83894 SH DEFINED 83294 0 600
COLGATE-PALMOLIVE CO COM * COMMON STOCK 194162103 392 6650 SH OTHER 6650 0 0
COMCAST CORP CLASS A SPECIAL COMMON STOCK 200300200 499 11498 SH DEFINED 11498 0 0
COMCAST CORP CLASS A SPECIAL COMMON STOCK 200300200 30 700 SH OTHER 0 0 700
COMMERCIAL FEDERAL CORP COM COMMON STOCK 201647104 3852 166771 SH DEFINED 166771 0 0
COMMERCIAL FEDERAL CORP COM COMMON STOCK 201647104 48 2066 SH OTHER 2066 0 0
COMPAQ COMPUTER CORP COM * COMMON STOCK 204493100 6655 434394 SH DEFINED 419350 0 15044
COMPAQ COMPUTER CORP COM * COMMON STOCK 204493100 1013 66150 SH OTHER 65250 0 900
COMPUTER ASSOC INTL INC COM* COMMON STOCK 204912109 2344 65100 SH DEFINED 65100 0 0
COMPUTER ASSOC INTL INC COM* COMMON STOCK 204912109 446 12400 SH OTHER 12400 0 0
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 2278 65835 SH DEFINED 65835 0 0
COMPUTER SCIENCES CORP COM * COMMON STOCK 205363104 800 23130 SH OTHER 23130 0 0
COMVERSE TECHNOLOGY INC COM* COMMON STOCK 205862402 9023 158016 SH DEFINED 153516 0 4500
COMVERSE TECHNOLOGY INC COM* COMMON STOCK 205862402 399 6986 SH OTHER 6986 0 0
CONOCO INC CL B WI COMMON STOCK 208251405 124 4298 SH DEFINED 4298 0 0
CONOCO INC CL B WI COMMON STOCK 208251405 89 3070 SH OTHER 0 3070 0
CONSECO INC COM COMMON STOCK 208464107 1497 108100 SH DEFINED 107930 0 170
CONSECO INC COM COMMON STOCK 208464107 54 3900 SH OTHER 3900 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 456 10700 SH DEFINED 10700 0 0
CONSTELLATION ENERGY GROUP INC COMMON STOCK 210371100 17 400 SH OTHER 0 0 400
COOPER COMPANIES INC COM COMMON STOCK 216648402 1470 28600 SH DEFINED 28600 0 0
COOPER INDUSTRIES INC COM COMMON STOCK 216669101 241 6100 SH DEFINED 6100 0 0
CORNING INC COM* COMMON STOCK 219350105 1729 103492 SH DEFINED 103492 0 0
CORNING INC COM* COMMON STOCK 219350105 66 3968 SH OTHER 3968 0 0
COST PLUS INC CALIF COM COMMON STOCK 221485105 2111 70350 SH DEFINED 70350 0 0
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 13452 327461 SH DEFINED 315061 0 12400
COSTCO WHOLESALE CORP NEW COM* COMMON STOCK 22160K105 977 23794 SH OTHER 23794 0 0
COX COMMUNICATIONS INC CLASS A COMMON STOCK 224044107 435 9811 SH DEFINED 9627 0 184
CRESCENT REAL EST EQTY TRUST COMMON STOCK 225756105 826 33610 SH DEFINED 33610 0 0
CRESCENT REAL EST EQTY TRUST COMMON STOCK 225756105 83 3368 SH OTHER 168 1000 2200
CTS CORP COM* COMMON STOCK 126501105 534 26069 SH DEFINED 26069 0 0
CTS CORP COM* COMMON STOCK 126501105 135 6605 SH OTHER 6605 0 0
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 13346 394280 SH DEFINED 359165 2532 32583
CULLEN/FROST BANKERS INC COM COMMON STOCK 229899109 1522 44950 SH OTHER 39862 5088 0
CVS CORP COM * COMMON STOCK 126650100 8859 229503 SH DEFINED 222003 0 7500
CVS CORP COM * COMMON STOCK 126650100 733 19001 SH OTHER 19001 0 0
DANAHER CORPORATION COM* COMMON STOCK 235851102 1430 25530 SH DEFINED 25530 0 0
DANAHER CORPORATION COM* COMMON STOCK 235851102 25 450 SH OTHER 450 0 0
DEERE & CO COM * COMMON STOCK 244199105 1751 46250 SH DEFINED 46250 0 0
DEERE & CO COM * COMMON STOCK 244199105 491 12970 SH OTHER 12970 0 0
DELL COMPUTER CORP COM* COMMON STOCK 247025109 13112 501423 SH DEFINED 485364 0 16059
DELL COMPUTER CORP COM* COMMON STOCK 247025109 1335 51049 SH OTHER 37074 0 13975
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 4346 272842 SH DEFINED 272773 0 69
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 82 5126 SH OTHER 5126 0 0
DELTA & PINE LAND CO COMMON STOCK 247357106 1012 51500 SH DEFINED 51500 0 0
DENTSPLY INTERNATIONAL INC NEW COMMON STOCK 249030107 430 9698 SH DEFINED 9698 0 0
DIEBOLD INC COM * COMMON STOCK 253651103 341 10620 SH DEFINED 10620 0 0
DIEBOLD INC COM * COMMON STOCK 253651103 24 750 SH OTHER 0 0 750
DILLARDS INC CLASS A COMMON STOCK 254067101 2830 185308 SH DEFINED 185308 0 0
DILLARDS INC CLASS A COMMON STOCK 254067101 38 2471 SH OTHER 2471 0 0
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 3258 112768 SH DEFINED 111968 0 800
DISNEY (WALT) COMPANY HOLDING COMMON STOCK 254687106 986 34136 SH OTHER 22642 6294 5200
DONNELLEY R R & SONS CO COM COMMON STOCK 257867101 218 7336 SH DEFINED 7336 0 0
DOVER CORP COM * COMMON STOCK 260003108 694 18421 SH DEFINED 17921 0 500
DOVER CORP COM * COMMON STOCK 260003108 97 2585 SH OTHER 2585 0 0
DOW CHEMICAL CO COM * COMMON STOCK 260543103 2990 89915 SH DEFINED 89915 0 0
DOW CHEMICAL CO COM * COMMON STOCK 260543103 150 4509 SH OTHER 3609 900 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 5118 106086 SH DEFINED 106086 0 0
DU PONT E I DE NEMOURS & CO CO COMMON STOCK 263534109 1408 29193 SH OTHER 22935 4958 1300
DUKE ENERGY CORP * COMMON STOCK 264399106 5536 141914 SH DEFINED 141514 0 400
DUKE ENERGY CORP * COMMON STOCK 264399106 483 12372 SH OTHER 12072 0 300
DYNACQ INTERNATIONAL INC COM COMMON STOCK 267919306 1088 56600 SH DEFINED 56600 0 0
DYNEGY INC NEW CL A* COMMON STOCK 26816Q101 953 20942 SH DEFINED 20942 0 0
DYNEGY INC NEW CL A* COMMON STOCK 26816Q101 117 2580 SH OTHER 2580 0 0
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 12883 440448 SH DEFINED 430103 0 10345
E M C CORP MASSACHUSETTS COM * COMMON STOCK 268648102 1519 51924 SH OTHER 49349 0 2575
EASTMAN KODAK CO COM * COMMON STOCK 277461109 273 5854 SH DEFINED 5154 0 700
EASTMAN KODAK CO COM * COMMON STOCK 277461109 23 500 SH OTHER 500 0 0
EATON CORP COM * COMMON STOCK 278058102 354 5048 SH DEFINED 5048 0 0
ECOLAB INC COM COMMON STOCK 278865100 450 10972 SH DEFINED 10972 0 0
EL PASO CORP COM* COMMON STOCK 28336L109 16977 323130 SH DEFINED 317112 0 6018
EL PASO CORP COM* COMMON STOCK 28336L109 2997 57048 SH OTHER 51713 2416 2919
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 3005 48081 SH DEFINED 48081 0 0
ELECTRONIC DATA SYSTEMS CORP C COMMON STOCK 285661104 139 2224 SH OTHER 2224 0 0
ELI LILLY & CO COM * COMMON STOCK 532457108 895 12100 SH DEFINED 12100 0 0
ELI LILLY & CO COM * COMMON STOCK 532457108 703 9500 SH OTHER 9400 0 100
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 6425 106198 SH DEFINED 104398 0 1800
EMERSON ELECTRIC CO COM * COMMON STOCK 291011104 1346 22242 SH OTHER 13682 130 8430
ENCOMPASS SERVICES CORPORATION COMMON STOCK 29255U104 255 28537 SH DEFINED 28537 0 0
ENRON CORP COM * COMMON STOCK 293561106 12197 248416 SH DEFINED 247386 0 1030
ENRON CORP COM * COMMON STOCK 293561106 1406 28633 SH OTHER 26633 0 2000
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 2299 98245 SH DEFINED 98245 0 0
ENSCO INTERNATIONAL INC COM* COMMON STOCK 26874Q100 76 3267 SH OTHER 3267 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 461 11996 SH DEFINED 11796 0 200
ENTERGY CORP NEW COM COMMON STOCK 29364G103 27 700 SH OTHER 0 0 700
ENZO BIOCHEM INC COM COMMON STOCK 294100102 914 26870 SH DEFINED 26870 0 0
EXPEDITORS INTL WASHINGTON INC COMMON STOCK 302130109 378 6300 SH DEFINED 6300 0 0
EXPRESS SCRIPTS INC COMMON STO COMMON STOCK 302182100 489 8880 SH DEFINED 8880 0 0
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 55944 640457 SH DEFINED 635066 0 5391
EXXON MOBIL CORP COM * COMMON STOCK 30231G102 9536 109166 SH OTHER 102752 1836 4578
FAMILY DOLLAR STORES INC COM COMMON STOCK 307000109 2436 95050 SH DEFINED 95050 0 0
FANNIE MAE * COMMON STOCK 313586109 34654 407550 SH DEFINED 401713 0 5837
FANNIE MAE * COMMON STOCK 313586109 2597 30548 SH OTHER 29103 755 690
FIRST DATA CORP COM * COMMON STOCK 319963104 910 14134 SH DEFINED 14134 0 0
FIRST HEALTH GROUP CORP COM COMMON STOCK 320960107 1847 76568 SH DEFINED 76568 0 0
FISERV INC COM * COMMON STOCK 337738108 3926 61368 SH DEFINED 61368 0 0
FISERV INC COM * COMMON STOCK 337738108 331 5171 SH OTHER 5171 0 0
FLAG TELECOM HOLDINGS LTD COMMON STOCK G3529L102 42 12000 SH DEFINED 12000 0 0
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 8041 203821 SH DEFINED 201473 0 2348
FLEETBOSTON FINANCIAL CORP COM COMMON STOCK 339030108 1405 35605 SH OTHER 27603 0 8002
FLORIDA ROCK INDUSTRIES INC CO COMMON STOCK 341140101 1299 27700 SH DEFINED 27700 0 0
FOCUS ENHANCEMENTS INC COMMON STOCK 344159108 72 67500 SH DEFINED 67500 0 0
FORD MOTOR COMPANY * COMMON STOCK 345370860 7800 317733 SH DEFINED 317033 0 700
FORD MOTOR COMPANY * COMMON STOCK 345370860 147 6008 SH OTHER 6008 0 0
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 772 20130 SH DEFINED 19570 0 560
FORTUNE BRANDS INC COM * COMMON STOCK 349631101 39 1004 SH OTHER 1004 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 402 6680 SH DEFINED 6680 0 0
FPL GROUP INC COM * COMMON STOCK 302571104 69 1150 SH OTHER 1150 0 0
FREDDIE MAC * COMMON STOCK 313400301 437 6427 SH DEFINED 5827 0 600
FREDDIE MAC * COMMON STOCK 313400301 296 4350 SH OTHER 350 0 4000
GABELLI ASSET MANAGEMENT INC C COMMON STOCK 36239Y102 1247 30300 SH DEFINED 30300 0 0
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