SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    FORM 8-K
                                 CURRENT REPORT
                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934

DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): FEBRUARY 17, 2005 (FEBRUARY
14, 2005)

                        MEADOWBROOK INSURANCE GROUP, INC.
               (EXACT NAME OF REGISTRANT AS SPECIFIED IN CHARTER)

MICHIGAN                                               38-2626206
(STATE OR OTHER JURISDICTION OF          (I.R.S. EMPLOYER IDENTIFICATION NUMBER)
INCORPORATION)

                                     1-14094
                            (COMMISSION FILE NUMBER)

26255 AMERICAN DRIVE
SOUTHFIELD, MICHIGAN                                    48034
(ADDRESS OF PRINCIPAL                                 (ZIP CODE)
 EXECUTIVE OFFICES)

                                  (248)358-1100
              (REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
230.425)

[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange
Act (17 CFR 240.13e-4(c))



ITEM 2.02. RESULTS OF OPERATIONS AND FINANANCIAL CONDITION

On February 14, 2005, Meadowbrook Insurance Group, Inc. (the "Registrant")
issued a press release setting forth its financial results for the fourth
quarter and year ended December 31, 2004.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

           a.   None.

           b.   None.

           c.   The following document is furnished as an Exhibit
                to this Current Report on Form 8-K pursuant to
                Item 601 of Regulation S-K:

                99.1  Earnings Press Release for the fourth quarter and year
                      ended December 31, 2004, issued February 14, 2005.

The information filed as an exhibit to this Form 8-K is being furnished in
accordance with Items 2.02 and shall not be deemed to be "filed" for purposes of
Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise
subject to the liabilities imposed by that Section. Such information shall not
be incorporated by reference into any registration statement or other document
or filing under the Securities Act of 1933, as amended, except as may be
expressly set forth in a specific filing.

                                   SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Dated: February 17, 2005              MEADOWBROOK INSURANCE GROUP, INC.
                                      (REGISTRANT)

                                      By: /s/ Karen M. Spaun
                                      ------------------------------------------
                                          Karen M. Spaun, Chief Financial
                                          Officer



                                  EXHIBIT INDEX
                              


EXHIBIT NO.                            DOCUMENT DESCRIPTION
-----------              ------------------------------------------------------
                      
 99.1                    Earnings Press Release for the fourth quarter and year
                         ended December 31, 2004, issued February 14, 2005.