SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 or 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
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DATE OF REPORT: JULY 18, 2002
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HUNTINGTON BANCSHARES INCORPORATED
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
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MARYLAND 0-2525 31-0724920
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(STATE OR OTHER (COMMISSION FILE NO.) (IRS EMPLOYER
JURISDICTION OF IDENTIFICATION NUMBER)
INCORPORATION OR
ORGANIZATION)
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Huntington Center
41 South High Street
Columbus, Ohio 43287
(614) 480-8300
(ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER
INCLUDING AREA CODE OF REGISTRANT'S
PRINCIPAL EXECUTIVE OFFICES)
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ITEM 5. OTHER EVENTS.
On July 18, 2002, Huntington Bancshares Incorporated ("Huntington")
issued a news release announcing its earnings for the second quarter and six
months ended June 30, 2002. The information contained in the news release, which
is attached as Exhibit 99.1 to this report, is incorporated herein by reference.
Huntington also presented this information during a conference call which was
available via Internet Webcast. The presentation materials are attached as
Exhibits 99.2 and 99.3 to this report, and are incorporated herein by reference.
The information contained or incorporated by reference in this Current
Report on Form 8-K may contain forward-looking statements, including certain
plans, expectations, goals, and projections, which are subject to numerous
assumptions, risks, and uncertainties. A number of factors, including but not
limited to those set forth under the heading "Business Risks" included in Item 1
of Huntington's Annual Report on Form 10-K for the year ended December 31, 2001,
and other factors described from time to time in Huntington's other filings with
the Securities and Exchange Commission, could cause actual conditions, events,
or results to differ significantly from those described in the forward-looking
statements. All forward-looking statements included in this Current Report on
Form 8-K are based on information available at the time of the Report.
Huntington assumes no obligation to update any forward-looking statement.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits.
Exhibit 99.1 News release of Huntington Bancshares
Incorporated, dated July 18, 2002.
Exhibit 99.2 Presentation Transcript of July 18, 2002.
Exhibit 99.3 Presentation Materials, dated July 18, 2002.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
HUNTINGTON BANCSHARES INCORPORATED
Date: July 24, 2002 By: /s/ Michael J. McMennamin
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Michael J. McMennamin, Vice Chairman,
Chief Financial Officer, and Treasurer
EXHIBIT INDEX
Exhibit No. Description
Exhibit 99.1 * News release of Huntington Bancshares Incorporated,
dated July 18, 2002.
Exhibit 99.2 * Presentation Transcript of July 18, 2002.
Exhibit 99.3 * Presentation Materials, dated July 18, 2002.
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* Filed with this report.