CL 11-K 2014

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C.  20549

FORM 11-K
ANNUAL REPORT
PURSUANT TO SECTION 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934

 
(Mark One)

x
ANNUAL REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the fiscal year ended December 31, 2014
 
OR

o
TRANSITION REPORT PURSUANT TO SECTION 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from __________ to __________.

Commission file number:  1-644

A. 
Full title of the plan and the address of the plan, if different from that of the issuer named below:

COLGATE-PALMOLIVE COMPANY EMPLOYEES SAVINGS AND INVESTMENT PLAN

B. 
Name of issuer of the securities held pursuant to the plan and the address of its principal executive office:

COLGATE-PALMOLIVE COMPANY

300 PARK AVENUE, NEW YORK, NY  10022




COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Index to Financial Statements
 
 
Page
Report of Independent Registered Public Accounting Firm
 
 
Financial Statements:
 
 
 
Statements of Net Assets Available for Benefits as of December 31, 2014 and 2013
 
 
Statement of Changes in Net Assets Available for Benefits for the year ended December 31, 2014
 
 
Notes to Financial Statements
 
 
Signatures
 
 
Supplemental Schedule:
 
 
 
Schedule of Assets (held at end of year)

All other schedules were omitted as they are not applicable or not required based on the disclosure requirements of the Employee Retirement Income Security Act of 1974, as amended and applicable regulations issued by the Department of Labor.

Exhibit:
23.1
Consent of Grant Thornton LLP




REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Employee Relations Committee of the
Colgate-Palmolive Company Employees Savings and Investment Plan
 
We have audited the accompanying statements of net assets available for benefits of Colgate-Palmolive Company Employees Savings and Investment Plan (the “Plan”) as of December 31, 2014 and 2013, and the related statement of changes in net assets available for benefits for the year ended December 31, 2014. These financial statements are the responsibility of the Plan’s management. Our responsibility is to express an opinion on these financial statements based on our audits.

We conducted our audits in accordance with the standards of the Public Company Accounting Oversight Board (United States). Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. We were not engaged to perform an audit of the Plan’s internal control over financial reporting. Our audits included consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Plan’s internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion.

In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of Colgate-Palmolive Company Employees Savings and Investment Plan as of December 31, 2014 and 2013, and the changes in net assets available for benefits for the year ended December 31, 2014 in conformity with accounting principles generally accepted in the United States of America.

The supplemental information in the accompanying schedule of assets (held at end of year) as of December 31, 2014 has been subjected to audit procedures performed in conjunction with the audit of Colgate-Palmolive Company Employees Savings and Investment Plan’s financial statements. The supplemental information is presented for purposes of additional analysis and is not a required part of the basic financial statements, but includes supplemental information required by the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplementary information is the responsibility of the Plan’s management. Our audit procedures included determining whether the supplemental information reconciles to the basic financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental information in the accompanying schedule, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental information referred to above is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole.



/s/ GRANT THORNTON LLP
New York, New York
June 24, 2015






3

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Statements of Net Assets Available for Benefits
As of December 31, 2014 and 2013
(Dollars in thousands)


 
 
 
2014
 
2013
Assets
 
 
 
 
Cash
 
$
2,845

 
$
2,656

Investments at fair value
 
3,360,259

 
3,296,725

Receivables:
 
 
 
 

Employer contributions receivable
 

 
26

Participant contributions receivable
 
133

 
132

Due from brokers for securities sold
 
257

 

Notes receivable from participants
 
15,717

 
15,756

Total receivables
 
16,107

 
15,914

Total assets
 
3,379,211

 
3,315,295

 
 
 
 
 
Liabilities
 
 

 
 

Due to brokers for securities purchased
 
795

 
126

Long-term notes payable to Colgate-Palmolive Company
 
20,129

 
33,988

Accrued interest on notes payable
 
409

 
978

Total liabilities
 
21,333

 
35,092

Net assets available for benefits at fair value
 
3,357,878

 
3,280,203

Adjustments from fair value to contract value relating to fully benefit-responsive investment contracts
 
(7,423
)
 
(7,470
)
Net assets available for benefits
 
$
3,350,455

 
$
3,272,733



The accompanying notes are an integral part of these financial statements.

4

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Statement of Changes in Net Assets Available for Benefits
For the Year Ended December 31, 2014
(Dollars in thousands)


 
Additions
 
Net investment income:
 

Interest
$
4,465

Dividends
59,098

Appreciation in the fair value of investments, net
168,963

Interest expense on notes payable
(1,374
)
Net investment income
231,152

 
 
Contributions:
 

Employer contributions
3,753

Participant contributions
46,741

Total contributions
50,494

 
 

Interest income on notes receivable from participants
537

 
 

Total additions
282,183

 
 

Deductions
 

Administrative expenses
(2,642
)
Distributions to participants
(201,819
)
Total deductions
(204,461
)
 
 

Increase in net assets available for benefits
77,722

Net assets available for benefits – beginning of year
3,272,733

Net assets available for benefits – end of year
$
3,350,455



The accompanying notes are an integral part of these financial statements.

5

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements
(Dollars in thousands, except as indicated)


1.    Description of the Plan

The Colgate-Palmolive Company Employees Savings and Investment Plan (the “Plan”) is a defined contribution plan sponsored by Colgate-Palmolive Company (the “Company”). The Plan is subject to the reporting and disclosure requirements, participation and vesting standards, and fiduciary responsibility provisions of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). The Plan is also an employee stock ownership plan (“ESOP”). State Street Global Advisors (the “ESOP Trustee”), a division of State Street Bank & Trust Company, is the trustee of Funds D and E (the “ESOP Shares Trust”). The Bank of New York Mellon is the trustee of the remaining funds and the custodian of the Plan. Mercer HR Services LLC is the recordkeeper of the Plan.
 
The Plan offers programs which include an employer match, a success sharing program, a retirement contribution program, a bonus savings account program, an income savings account program and a retiree insurance program. The provisions below, applicable to the Plan participants, provide only general information. Participants should refer to the Plan document for a more complete description of the Plan’s provisions.

Employees eligible to participate in the Plan must meet certain minimum hourly service requirements and be at least 18 years old. Employees are eligible upon hire to participate in the Plan.

As of December 31, 2014, the Plan maintained the following funds:
Name of Fund  
Description of the type of investment
Short Term Fixed Income Fund
Guaranteed investment contracts and cash reserve funds
Colgate Common Stock Fund (Fund B)
Colgate-Palmolive Company Common Stock and cash reserve funds
Colgate Employer Common Stock Fund (Fund D)
Colgate-Palmolive Company Common Stock (the ESOP Shares Trust)
Colgate Common Stock Fund (Fund E)
Colgate-Palmolive Company Common Stock (the ESOP Shares Trust)
Vanguard Wellington Fund
Equity securities of medium size and large companies and fixed income securities
Vanguard Institutional Index Fund (Admiral shares)
Equity securities included in the S&P 500 Index in similar proportion
American Funds EuroPacific Growth Fund
Primarily equity securities of companies outside the U.S., primarily in Europe and the Asia/Pacific basin
Baird Core Plus Bond Fund

Normally invests at least 80% of its net assets in a diversified portfolio of U.S. government, corporate, mortgage and asset-backed securities
Neuberger Berman Genesis Fund
Primarily equity securities of small capitalization companies (total market value of no more than $2 billion at the time of initial investment)
Vanguard Extended Market Index
Invests in approximately 3,000 equity securities of medium and small size companies, which span many different industries and account for about one-fourth of the market-cap of the U.S. stock market
T. Rowe Price Growth Stock Fund
Normally invests 80% of assets in the common stocks of a diversified group of growth companies that have the ability to pay increasing dividends through strong cash flow
Brandywine Classic Large Cap Value Fund
Primarily invests in dividend paying value stocks of large capitalization companies
BlackRock LifePath Funds
Primarily invests in a mix of equity, fixed income and money market funds

6

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


Employee Stock Ownership Plan

In accordance with the terms of the Plan, on June 19, 1989, the Plan issued $410,030 of long-term notes due through July 2009 bearing an average interest rate of 8.7%. The Plan used the proceeds of the notes to purchase 6,315,149 shares of the Company’s Series B Convertible Preference Stock (“Preference stock”) from the Company. These notes, which were guaranteed by the Company, were repaid in July 2009. The shares of Preference Stock outstanding on December 29, 2010 were converted into shares of common stock at the direction of the ESOP Trustee.

As a means of extending the benefits of the ESOP to participants over a longer period, the ESOP and the Company entered into a loan agreement in June 2000 under which the Company was permitted to loan up to $300,000 through 2009 to the ESOP with repayment scheduled no later than December 31, 2035. Repayments of principal and interest are funded through future contributions and dividends on stock held by ESOP Fund D, both paid by the Company to the ESOP. The Company has guaranteed minimum funding of $130,000, on a present value basis, in excess of debt service requirements.

During 2014, the Company contributed $3,753 to the ESOP. As of December 31, 2014 and 2013, the ESOP had outstanding loans from the Company of $20,129 and $33,988, respectively, bearing an average interest rate of 5.7% and 5.8%, respectively. The fair value of the outstanding notes payable to the Company was estimated at approximately $31 million and $46 million as of December 31, 2014 and 2013, respectively based on current interest rates for debt with similar maturities (Level 2 valuation).
 
Dividends on stock held by ESOP Fund D are paid to the ESOP and, together with cash contributions from the Company, are (a) used by the ESOP to repay principal and interest on the long-term notes*, (b) credited to participant accounts, or (c) used to fund basic and additional basic retirement contributions**.

A portion of the ESOP Fund D shares are released periodically for allocation to participants based on the ratio of debt service for the period to total debt service over the remaining scheduled life of all ESOP debt. As of December 31, 2014, 18,489,250 common shares (valued at $1,279,271) were released for allocation to participant accounts and the balance of 7,648,548 common shares (valued at $529,203) were available for future allocation to participant accounts. As of December 31, 2013, 19,171,587 common shares (valued at $1,250,179) were released for allocation to participant accounts and the balance of 9,947,548 common shares (valued at $648,680) were available for future allocation to participant accounts. The ESOP released shares are allocated to fund the employer portion of all the Plan programs in the following manner:

(1)
Pursuant to the Company’s matching contribution under the Savings Program,
(2)
Pursuant to the Basic Retirement Contribution Program**,
(3)
Pursuant to the Additional Basic Retirement Contribution Program**,
(4)
Pursuant to the Bonus Savings Account Program and the Income Savings Account Program,
(5)
Pursuant to the Retiree Insurance Program ***,
(6)
As Supplemental Contribution Allocations, and
(7)
Pursuant to the Success Sharing Program.

* Only those dividends on ESOP released shares not yet allocated to participant accounts were used for these purposes; dividends on ESOP shares allocated to participant accounts were reinvested in shares of stock in Colgate Common Stock Fund B.

** Basic and additional basic retirement contributions were made from ESOP released shares and from dividends on ESOP released shares not yet allocated to participant accounts.

*** Effective September 1, 2010, the Company no longer makes allocations into a Retiree Insurance Program unless the employee is a member of one of the Hill’s Pet Nutrition, Inc. participating unions.






7

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)



Savings Program

Participant Contributions

Under the Savings Program, employees generally can contribute to the Plan between 1% and 25% of their recognized earnings (the greater of total compensation paid during the previous calendar year minus items such as reimbursement of moving expenses and special awards, or regular salary as of the most recent January 1, plus commissions and bonuses paid in the prior year). Employees who are not “highly compensated”, as defined by the Internal Revenue Code (“IRC”), may contribute any combination up to 25% of their recognized earnings on either a before-tax (subject to certain IRC limitations) or after-tax basis. Employees who are highly compensated may contribute as follows: those employees whose 2014 recognized earnings were less than $145.9 were limited to 16% of their recognized earnings, those employees whose 2014 recognized earnings were between $146.0 and $259.9 were limited to 12% of their recognized earnings and those employees whose 2014 recognized earnings equaled or exceeded $260.0 were limited to 8% of their recognized earnings. Participants may begin, suspend or resume contributions, change their contribution rate and the allocation of their contributions between before-tax and after-tax earnings on a daily basis. Plan participants are always fully vested in their contributions and related investment earnings. Under the IRC, the maximum allowable pre-tax contribution for participants was $17.5 for 2014. Participants who are expected to reach or are over the age of 50 during the Plan year and have made the maximum before-tax contribution are eligible to make additional catch-up contributions. Under the Internal Revenue Code, the maximum allowable catch-up contribution was $5.5 for 2014 on a pre-tax basis.

Employees may direct the investment of participant contributions to any of the Plan’s investment funds, other than Funds D and E, and may change how these contributions will be invested when allocated on a daily basis. Participants may, on a daily basis, diversify / transfer their participant account balances among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E.

Company Matching Contributions

The Company and wholly-owned subsidiaries to which the Plan has been extended, make matching contributions of 50% to 75% of employee contributions up to 6% of recognized earnings, depending on years of service and collective bargaining agreements. Company matching contributions for employees participating in the Savings Program are made in the form of common stock to Fund D and are diversifiable, on a daily basis, immediately upon allocation, among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E. Participants are 50% vested in their Company matching contribution accounts after two years of service and fully vested after three years of service or, if while active, they reach age 55, become permanently disabled, die, or in the event of Plan termination.

Incoming Rollovers

The Plan permits incoming rollovers of before-tax money from Section 403(b) plans and governmental Section 457 plans, as well as both before-tax and after-tax money from other companies’ qualified plans. Participants may direct the investment of an incoming rollover to any of the Plan’s investment funds, other than Funds D and E. Participants may, on a daily basis, diversify / transfer their rollover balances among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E.


8

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


Company Retirement Contributions Program

Effective January 1, 2014, all eligible employees, including employees who participated in the Employees’ Retirement Income Plan under the pre-July 1, 1989 plan formula generally receive Basic Retirement Contributions (“BRCs”) and Additional Basic Retirement Contributions (“ABRCs”) equal to 4% up to 15% of recognized earnings depending on years of service and prior eligibility status in the Employees’ Retirement Income Plan. Employees of Hill’s Pet Nutrition, Inc. who are covered by a collective bargaining agreement are not eligible for these Company retirement contributions.

Participating employees may direct the investment of Company retirement contributions to be allocated among any of the Plan’s investment funds, other than Fund E. These Company retirement contributions are diversifiable, on a daily basis, immediately upon allocation, among any of the investment funds in the Plan, although participants cannot make transfers into Fund D or E. Participants are 50% vested in their account after two years of service and fully vested after three years of service, or if while active, they reach age 55, become permanently disabled, die, or in the event of Plan termination.
 
Success Sharing Program

The Success Sharing Program is designed to enable the Company to share its financial success with employees.  Under the Success Sharing Program, a Success Sharing Account (“SSA”) has been established within the Plan for each eligible employee.  As the Company meets or exceeds annual financial targets, shares of common stock are allocated to employee accounts according to a pre-determined formula. This program is generally available to all employees in the United States who are participants in the Plan and are on the payroll from at least June 30 through the last day of the year. If the individual is eligible but was not employed for the entire year, the allocation will be prorated. Employees are at all times fully vested in the value of their SSA. Any allocation is initially credited to Fund D. Participants may, on a daily basis, immediately upon allocation, diversify their SSA among any of the Plan’s investment funds, although participants cannot make transfers into Funds D and E.

Bonus Savings Account Program

The Bonus Savings Account (“BSA”) Program is designed to enable each eligible employee to receive an allocation representing all or a portion of his/her bonus in common stock. Under this program, a BSA allocation is credited to each eligible employee’s BSA established within the Plan. The portion of an employee’s bonus that can be allocated within the BSA program is determined based on the bonus amount earned, the total number of shares of common stock available for allocation, and other factors such as an employee’s income level and Internal Revenue Service (“IRS”) rules. This program is generally available to all employees in the United States who are participants in the Plan. However, due to IRS restrictions, employees who have not been a participant in the Plan for at least two years are unable to participate in the program, and employees with fewer than five years of service may be ineligible to receive a BSA allocation with respect to certain bonus periods. Employees are at all times fully vested in the value of their BSA and may elect to withdraw the balance of this account from the Plan immediately or at a later date. Any allocation is initially credited to Fund D. BSA balances are diversifiable, on a daily basis, immediately upon allocation, among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E.

Income Savings Account Program

The Income Savings Account (“ISA”) Program is designed to enable each eligible employee to receive an allocation representing a portion of his/her income in the form of common stock. Under this program, an ISA allocation of common stock is made each year to each eligible employee’s ISA. This program is generally available to all employees in the United States who are participants in the Plan, with at least five years of service as of July 2nd of the current year. Employees are at all times fully vested in the value of their ISA and may elect to withdraw the balance of this account from the Plan immediately or at a later date. Any allocation is initially credited to Fund D. ISA balances are diversifiable, on a daily basis, immediately upon allocation, among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E.





9

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


Retiree Insurance Program

The Retiree Insurance Program is designed to provide funds that can be used by employees to purchase health and life insurance upon retirement. Under the Retiree Insurance Program, a Retiree Insurance Account (“RIA”) has been established within the Plan for each eligible employee. Each year, shares from the Colgate Employer Common Stock Fund are allocated to each employee’s RIA. Effective September 1, 2010, the Company no longer makes allocations into an RIA unless the participant is a member of one of the Hill’s Pet Nutrition, Inc. participating unions. Allocations are based upon the schedule that was in place as of the Plan year 2009. Participants are 50% vested in their RIA after two years of service and fully vested after three years of service, or if while active, reach age 55, become permanently disabled, die, or in the event of Plan termination. RIA allocations are made in the form of common stock to Fund D and are diversifiable, on a daily basis, immediately upon allocation, among any of the investment funds in the Plan, although participants cannot make transfers into Funds D and E. Employees are entitled to the value of the vested amount of their RIA upon resignation, termination or retirement.

Participant Accounts

Each participant account may be credited with the types of allocations described above as well as allocations of fund earnings or losses, and expenses. Depending on fund elections, certain participant investment accounts are also charged with monthly investment service fees. The benefit to which a participant is entitled is the benefit that can be provided from the participant’s vested account.

Distributions

Participating employees can receive a distribution from the Plan due to retirement, permanent disability, termination or death. Unvested balances will be forfeited in the event of termination. In service withdrawals are available as specified by the Plan.

Forfeitures

After the earlier of the distribution of the terminated participant’s vested account balances or the fifth anniversary of the participant’s termination, nonvested employer account balances are returned to the unallocated pool of Colgate common stock and become available to the Company to reduce future Company contributions and/or to pay for administrative expenses incurred by the Plan. The forfeiture balance as of December 31, 2014 and 2013 totaled $27 and $969, respectively. During 2014, the Company used $1,280 of forfeitures to reduce Company contributions.

Notes Receivable From Participants

Participants who have $1 or more in the Plan may borrow from the total of their fund accounts, a minimum of $0.5 up to a maximum equal to the lesser of $50 (subject to certain offsets for prior loans) or 50% of their vested balance, subject to certain exclusions. Participants are allowed to have one ordinary loan and one loan related to the purchase of a principal residence, outstanding at any time. The loans are secured by the balance in the participant’s account and bear a fixed rate of interest equal to the prime rate as listed in The Wall Street Journal on the first business day of the month in which the loan was requested. Principal and interest are paid ratably via payroll deductions. Loans outstanding at December 31, 2014 had interest rates ranging from 3.3% to 9.5% and maturities through 2029.

Plan Termination

Although the Company has not expressed any intent to do so, the Company has the right under the Plan to discontinue its contributions at any time and to terminate the Plan at any time subject to the provisions of ERISA. In the event of termination of the Plan, the Employee Relations Committee of the Company (the “Committee”) shall compute and distribute the value of the accounts of the participants.





10

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


2.    Summary of Significant Accounting Policies

Basis of Accounting

The financial statements of the Plan are prepared on the accrual basis of accounting in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”). Distributions to participants are recorded when paid.

Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires the Plan administrator to make estimates and assumptions that affect the reported amounts of assets, liabilities, and changes therein, and disclosure of contingent assets and liabilities. Actual results could differ from those estimates.

Cash and Cash Equivalents
 
The Plan considers all highly liquid investments with original maturities of three months or less at the time of purchase to be cash equivalents.

Notes Receivable from Participants

Participant loans are stated at cost plus accrued interest. Interest income is recorded on an accrual basis. Delinquent loans are reclassified as distributions to participants based upon the terms defined in the Plan document.

Investment Valuation and Income Recognition

The Plan’s investments, other than investments in common/collective trust funds and guaranteed investment contracts (“GICs”), are stated at fair value based on quoted market prices or as otherwise determined by Bank of New York Mellon, the Plan’s trustee.

The Plan is invested in common/collective trust funds which are stated at fair value using the net asset value (“NAV”) per unit in each fund. The NAV is based on the fair value of the underlying investments owned by each trust, minus its liabilities, divided by the number of shares outstanding. The liabilities, which are primarily investment management fees due, are included in Due to brokers for securities purchased in the Statements of Net Assets Available for Benefits. The common/collective trust funds are primarily comprised of a mix of equity and fixed income funds.

The Plan has entered into fully benefit-responsive GICs with insurance companies, banks and other financial institutions. The GICs represent investments that have fixed income securities paired with benefit-responsive wrap contracts. Wrap contracts are issued by high-quality financial institutions with primarily the following objectives: to provide a fixed rate of interest for a specified period of time and to enable the fund to pay participant-initiated withdrawals at book value.

The Statements of Net Assets Available for Benefits present both the fair value of the GICs and the adjustment of the fully benefit-responsive GICs from fair value to contract value. The Statement of Changes in Net Assets Available for Benefits is prepared on a contract value basis.

In certain circumstances, the amount withdrawn from the GICs would be payable at fair value rather than at contract value. These events include termination of the Plan, a material adverse change to the provisions of the Plan, if the employer elects to withdraw from a contract in order to switch to a different investment provider, or if the terms of a successor plan (in the event of the spin-off or sale of a division) do not meet the contract issuer’s underwriting criteria for issuance of a similar contract. Such circumstances, resulting in the payment of benefits at market value rather than contract value, are not considered probable of occurring in the foreseeable future.

Examples of events that would permit a contract issuer to terminate a contract upon short notice include the Plan’s loss of its qualified status, uncorrected material breaches of responsibilities, or material and adverse changes to the provisions of the Plan.  If one of these events was to occur, the contract issuer could terminate the contract at the fair value of the

11

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


underlying investments (or in the case of traditional GICs, at the hypothetical fair value based upon a contractual formula).

Purchases and sales are recorded on a trade-date basis. Realized gains and losses from security transactions are reported using the average cost method. Dividend income is recorded on the ex-dividend date.

Administration

The Plan is administered by the Committee for the benefit of the participants. Administrative expenses are paid by the Plan.

Reclassifications

Certain prior year amounts have been reclassified to conform to the current year presentation.

3.
Tax Status

The Company has obtained a favorable determination from the IRS in a letter dated May 2, 2014 regarding the Plan’s qualified status. The Plan has been amended since the amendments considered under the determination letter. However, the Committee and the Plan’s tax counsel believe that the Plan is designed and is currently being operated in compliance with the applicable requirements of the IRC.

U.S. GAAP requires plan management to evaluate tax positions taken by the Plan and recognize a tax liability if the plan has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. The plan administrator has analyzed the tax positions taken by the Plan, and has concluded that as of December 31, 2014 and 2013, there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. The Plan is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. The plan administrator believes it is no longer subject to income tax examinations for years ended through December 31, 2009.
 
4.
Investments and Fair Value Measurements

Investments

As of December 31, 2014 and 2013, the Plan had investments in Colgate-Palmolive Company Common Stock, mutual funds, cash reserve funds, GICs and common/collective trust funds.

The following investments represent 5% or more of the Plan’s net assets as of December 31:
 
 
2014
 
2013
Colgate-Palmolive Company Common Stock, 31,032,104 and 34,037,903 shares, in 2014 and 2013, respectively
 
$
2,147,111

 
$
2,219,612


During 2014, the Plan’s investments (including gains and losses on investments purchased and sold, as well as held during the year) appreciated (depreciated) in value as follows: 
 
 
Colgate-Palmolive Company Common Stock
$
125,034

Common/collective trust funds
8,131

Investments in registered investment companies
35,798

Total net appreciation (depreciation) in the fair value of investments
$
168,963





12

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


The GICs carry a crediting interest rate established at inception and reset periodically (typically quarterly) to approximate the interest earnings of the underlying investments, subject to certain minimums. For 2014, the average yield and the average crediting interest rate on the investment contracts were 1.4% and 2.3%, respectively. For 2013, the average yield and the average crediting interest rate on the investment contracts were 1.4% and 2.4%, respectively.

The contract value of a GIC is the relevant measurement for the portion of the net assets available for benefits attributable to a certain investment contract. The contract values of the GICs were $173,688 and $155,288 at December 31, 2014 and 2013, respectively. The fair values of the GICs were $181,111 and $162,758 at December 31, 2014 and 2013, respectively. In accordance with the provisions of the Plan, issuers of GICs must have a credit rating of AA- or better at the time they were hired under the fund manager’s investment rating system. Accordingly, there are no reserves against contract value for credit risk of the contract issuer or otherwise.

Fair Value Measurements

The Plan uses available market information and other valuation methodologies in assessing the fair value of financial instruments. Judgment is required in interpreting market data to develop the estimates of fair value and, accordingly, changes in assumptions or the estimation methodologies may affect the fair value estimates.

Assets and liabilities carried at fair value are classified as follows:
 
 
Level 1:
Based upon quoted market prices in active markets for identical assets or liabilities.
 
Level 2:
Based upon observable market-based inputs or unobservable inputs that are corroborated by market data.
 
Level 3:
Based upon unobservable inputs reflecting the reporting entity’s own assumptions.
 
The fair value measurement level within the fair value hierarchy is based on the lowest level of any input that is significant to the fair value measurement. Valuation techniques used maximize the use of observable inputs and minimize the use of unobservable inputs.

The valuation methodologies used for the Plan assets measured at fair value are as follows:
 
Colgate-Palmolive Company Common Stock: Valued at the closing price reported on the active market on which the individual securities are traded.

Mutual funds: Valued at the NAV of units held by the Plan at year end based upon quoted market prices. The investments provide daily redemptions by the Plan with no advance notice requirements, and have redemption prices that are determined by the fund’s NAV per unit as of the redemption date.

Cash reserve funds: Valued at cost plus accrued interest, which approximates fair value. The funds have no restrictions from redemption.

Separately managed account fund: Valued based on the fair values of the underlying securities, which are valued using quoted prices on the active market on which the individual securities are traded.

Guaranteed investment contracts: Valued at the total of the fair value of the underlying securities.

Common/Collective trust funds: Valued using the NAV per unit in each fund.  The NAV is based on the value of the underlying investments owned by each trust, minus its liabilities, divided by the number of shares outstanding. The investments provide daily redemptions by the Plan with no advance notice requirements, and have redemption prices that are determined by the fund’s NAV per unit as of the redemption date.
 



13

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)




The following table presents the Plan’s fair value hierarchy for those investments measured at fair value at December 31, 2014:
 
 
Level 1
 
Level 2
 
Total
Colgate-Palmolive Company Common Stock
 
$
2,147,111

 
$

 
$
2,147,111

Mutual funds:
 
 
 
 

 
 

Balanced funds
 
146,777

 

 
146,777

Equity index funds
 
216,357

 

 
216,357

International equity funds
 
102,671

 

 
102,671

Equity funds
 
216,738

 

 
216,738

Fixed income funds
 
95,889

 

 
95,889

Cash reserve funds
 
37,255

 

 
37,255

Separately managed account fund
 
30,716

 

 
30,716

Guaranteed investment contracts:
 
 
 
 
 


Treasury and agency bonds
 

 
105,247

 
105,247

Corporate bonds
 

 
43,523

 
43,523

Commercial and residential mortgage-backed securities
 

 
27,492

 
27,492

Asset-backed securities
 

 
2,507

 
2,507

Other
 

 
2,342

 
2,342

Common/Collective trust funds
 

 
185,634

 
185,634

Total Investments at Fair Value
 
$
2,993,514

 
$
366,745

 
$
3,360,259


The following table presents the Plan’s fair value hierarchy for those investments measured at fair value at December 31, 2013:
 
 
Level 1
 
Level 2
 
Total
Colgate-Palmolive Company Common Stock
 
$
2,219,612

 
$

 
$
2,219,612

Mutual funds:
 
 

 
 

 
 

Balanced funds
 
130,034

 

 
130,034

Equity index funds
 
182,945

 

 
182,945

International equity funds
 
107,135

 

 
107,135

Equity funds
 
245,675

 

 
245,675

Fixed income funds
 
81,294

 

 
81,294

Cash reserve funds
 
37,192

 

 
37,192

Guaranteed investment contracts:
 
 
 
 
 


Treasury and agency bonds
 

 
82,233

 
82,233

Corporate bonds
 

 
41,012

 
41,012

Commercial and residential mortgage-backed securities
 

 
27,924

 
27,924

Asset-backed securities
 

 
3,267

 
3,267

Other
 

 
8,322

 
8,322

Common/Collective trust funds
 

 
130,080

 
130,080

Total Investments at Fair Value
 
$
3,003,887

 
$
292,838

 
$
3,296,725






14

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


5.
ESOP Shares Trust

Information about the net assets and significant components of the changes in net assets relating to the investments maintained in Funds D and E is as follows:

 
 
December 31,
 
 
2014
 
2013
Assets:
 
 
 
 
Cash
 
$
2,845

 
$
2,656

Fixed income liquid reserve fund
 
1,016

 
2,266

Colgate-Palmolive Company Common Stock
 
1,841,160

 
1,931,596

Total assets
 
1,845,021

 
1,936,518

Liabilities:
 
 

 
 

Long-term notes payable to Colgate-Palmolive Company
 
20,129

 
33,988

Accrued interest on current and long-term notes
 
409

 
978

Total liabilities
 
20,538

 
34,966

Net assets available for benefits
 
$
1,824,483

 
$
1,901,552


 
 
Year Ended
December 31, 2014
Changes in net assets available for benefits:
 
Employer contributions
$
3,753

Dividends and interest, net of fees
37,853

Net appreciation (depreciation) in the fair value of investments
106,518

Transfers to other funds
(109,026
)
Interest expense on current and long-term notes
(1,374
)
Distributions to participants
(114,793
)
Increase (decrease) in net assets available for benefits
$
(77,069
)




15

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
Notes to Financial Statements (continued)
(Dollars in thousands, except as indicated)


6.
Reconciliation to Form 5500

At December 31, 2014 and 2013, benefit distributions that have been processed and approved for payment as of such date but not yet paid of $99 and $123, respectively, are not reflected in the financial statements. For reporting to the Department of Labor, these amounts are reported as a liability on Form 5500.

7.
Risks and Uncertainties

The Plan invests in various investment securities. Investment securities are exposed to various risks such as interest rate, market and credit risks. Due to the level of risk associated with certain investment securities, it is at least reasonably possible that changes in the value of investment securities will occur in the near term and that such changes could materially affect participant account balances and the amounts reported in the Statements of Net Assets Available for Benefits.

8.
Related Party Transactions

As of December 31, 2014 and 2013, the Plan held shares of common stock of Colgate-Palmolive Company, the Plan Sponsor. Certain investments within the Employee Benefit Temporary Investment FD Fund are shares of funds managed by Bank of New York Mellon, the trustee of the Plan. Certain investments within the Dreyfus Treasury Prime Fund are shares of funds managed by Bank of New York Mellon’s affiliate, Dreyfus. As of December 31, 2014, the Plan had $8,630 and $4,245 invested in the Employee Benefit Temporary Investment FD Fund and Dreyfus Treasury Prime Fund, respectively. As of December 31, 2013, the Plan had $14,427 and $9,102 invested in the Employee Benefit Temporary Investment FD Fund and Dreyfus Treasury Prime Fund, respectively. These transactions qualify as party-in-interest transactions that are allowable under ERISA. Administrative fees paid to Bank of New York Mellon for the twelve months ended December 31, 2014 were $361.


16



SIGNATURES
 
The Plan: Pursuant to the requirements of the Securities Exchange Act of 1934, as amended the Trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned thereunto duly authorized.
 
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
(Name of Plan)
 
 
Date:           June 24, 2015
/s/ Dennis J. Hickey
 
Dennis J. Hickey
 
Chief Financial Officer
 
Colgate-Palmolive Company
 
 
Date:           June 24, 2015
/s/ Victoria L. Dolan
 
Victoria L. Dolan
 
Vice President and Corporate Controller
 
Colgate-Palmolive Company


17


EIN:     13-1815595
PN:    003
SCHEDULE H



COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
PARTICIPANT LOANS
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)




(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of  investment including maturity date, rate of interest, collateral,  par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Participant loans, maturities ranging from 1 to 15 years
 
3.3% - 9.5%
 
$
15,717

 
 
 
 
 
 
 

 
 
Total Participant Loans
 
 
 
$
15,717






                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)



(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
 
Colgate Separate Account Cash
 
0.15
%
$
18,444

 
$
18,444

 
Dreyfus Treasury Prime Fund
 
0.00
%
4,245

 
4,245

 
 
BP Capital Markets PLC
 
3.88
%
226

 
229

 
 
Bank of Nova Scotia
 
3.40
%
376

 
381

 
 
Canadian Imperial Bank of Commerce
 
0.90
%
251

 
251

 
 
Commonwealth Bank of Australia
 
1.25
%
251

 
252

 
 
Credit Suisse C/D
 
  Var Rate

450

 
451

 
 
EI Du Pont De Nemours & Co
 
3.25
%
125

 
127

 
 
Federal Home Ln Bk Cons Bd 7/17/2015
 
0.22
%
1,250

 
1,251

 
 
Federal Home Ln Bk Cons Bd 8/14/2015
 
0.21
%
650

 
650

 
 
Federal Home Ln Bk Cons Bd 8/28/2015
 
0.23
%
675

 
675

 
 
Federal Home Ln Bk Cons Bd 4/6/2015
 
0.52
%
250

 
251

 
 
Federal Home Ln Bk Cons Bd 4/30/2015
 
0.53
%
250

 
251

 
 
General Electric Capital Corp
 
4.88
%
327

 
333

 
 
HSBC USA Inc
 
2.38
%
200

 
202

 
 
ING Bank NV
 
Var Rate

455

 
455

 
 
Svenska Handelsbanken AB
 
Var Rate

500

 
500

 
 
Sysco Corp
 
0.55
%
250

 
250

 
 
Toyota Motor Credit Corp
 
0.88
%
276

 
277

 
 
UBS AG/Stamford CT
 
3.88
%
250

 
255

 
 
Unilever Capital Corp
 
0.45
%
200

 
201

 
 
US Bancorp
 
2.45
%
304

 
307

 
 
United Technologies Corp
 
4.88
%
304

 
307

 
 
Wells Fargo & Co
 
Var Rate

426

 
426

 
 
Total Cash Equivalents
 
 

 
$
30,971

 
 
 
 
 
 
 
 
 
 
Guaranteed Investment Contracts:
 
 
 
 
 
 
 
UNITED STATES TREASURY NOTE
 
1.00
%
12/15/2017

 
2,495

 
 
UNITED STATES TREASURY NOTE
 
2.00
%
8/31/2021

 
2,524

 
 
UNITED STATES TREASURY NOTE
 
2.13
%
6/30/2021

 
1,113

 
 
UNITED STATES TREASURY NOTE
 
0.38
%
10/31/2016

 
3,686

 
 
UNITED STATES TREASURY NOTE
 
2.13
%
1/31/2021

 
614



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
UNITED STATES TREASURY NOTE
 
1.50
%
1/31/2019

 
3,825

 
 
UNITED STATES TREASURY NOTE
 
0.88
%
4/15/2017

 
4,514

 
 
UNITED STATES TREASURY NOTE
 
2.25
%
4/30/2021

 
102

 
 
UNITED STATES TREASURY NOTE
 
1.50
%
5/31/2019

 
1,299

 
 
UNITED STATES TREASURY NOTE
 
1.63
%
8/31/2019

 
4,125

 
 
UNITED STATES TREASURY NOTE
 
1.50
%
11/30/2019

 
1,791

 
 
UNITED STATES TREASURY NOTE
 
1.63
%
12/31/2019

 
11,583

 
 
UNITED STATES TREASURY NOTE
 
1.75
%
9/30/2019

 
3,636

 
 
UNITED STATES TREASURY NOTE
 
0.88
%
8/15/2017

 
11,806

 
 
UNITED STATES TREASURY NOTE
 
0.25
%
4/15/2016

 
28,466

 
 
UNITED STATES TREASURY NOTE
 
0.88
%
10/15/2017

 
14,068

 
 
INTERNATIONAL FINANCE CORPORATION
 
0.88
%
6/15/2018

 
1,180

 
 
FEDERAL FARM CREDIT BANK SYSTEM
 
5.05
%
6/22/2018

 
1,914

 
 
FEDERAL HOME LOAN MORTGAGE CORP
 
2.38
%
1/13/2022

 
636

 
 
FEDERAL NATIONAL MORTGAGE ASSOCI
 
1.25
%
9/28/2016

 
3,651

 
 
FEDERAL HOME LOAN BANK SYSTEM
 
1.88
%
3/13/2020

 
301

 
 
DALLAS TEXAS INDEPENDENT SCHO
 
6.45
%
2/15/2035

 
489

 
 
LOUISIANA LOC GOVT ENVIRONMENTAL
 
1.52
%
2/1/2018

 
181

 
 
VIRGINIA COMMONWEALTH TRANS BRD
 
5.35
%
5/15/2035

 
545

 
 
COMMONWEALTH OF PENNSYLVANIA
 
5.85
%
7/15/2030

 
702

 
 
HCP, INC.
 
4.25
%
11/15/2023

 
425

 
 
KEYCORP
 
5.10
%
3/24/2021

 
273

 
 
ERP OPERATING LIMITED PARTNE
 
4.63
%
12/15/2021

 
355

 
 
CBL & ASSOCIATES LIMITED PARTN
 
4.60
%
10/15/2024

 
154

 
 
RETAIL OPPORTUNITY INVESTMENTS
 
4.00
%
12/15/2024

 
328

 
 
FIRST NIAGARA FINANCIAL GROUP, I
 
6.75
%
3/19/2020

 
396

 
 
AMERICAN INTERNATIONAL GROUP, I
 
4.88
%
6/1/2022

 
590

 
 
HEALTHCARE TRUST OF AMERICA
 
3.38
%
7/15/2021

 
153

 
 
ROYAL BANK OF SCOTLAND GROUP PLC
 
2.55
%
9/18/2015

 
331

 
 
HEALTH CARE REIT, INC.
 
4.13
%
4/1/2019

 
191

 
 
KIMCO REALTY CORPORATION
 
3.20
%
5/1/2021

 
453

 
 
COMPASS BANK
 
1.85
%
9/29/2017

 
376

 
 
CNA FINANCIAL CORPORATION
 
3.95
%
5/15/2024

 
511



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
VENTAS REALTY, LIMITED PARTNER
 
2.70
%
4/1/2020

 
348

 
 
INTESA SANPAOLO SPA
 
5.25
%
1/12/2024

 
583

 
 
INTESA SANPAOLO SPA
 
2.38
%
1/13/2017

 
433

 
 
HEALTH CARE REIT, INC.
 
4.70
%
9/15/2017

 
327

 
 
SYNCHRONY FINANCIAL
 
3.00
%
8/15/2019

 
434

 
 
MORGAN STANLEY
 
5.50
%
7/28/2021

 
1,189

 
 
GENERAL ELECTRIC CAPITAL CORPORAT
 
5.30
%
2/11/2021

 
973

 
 
PNC BANK, NATIONAL ASSOCIATION
 
3.80
%
7/25/2023

 
627

 
 
ABBEY NATIONAL TREASURY SERVICES
 
3.05
%
8/23/2018

 
418

 
 
KKR GROUP FINANCE CO. LLC
 
6.38
%
9/29/2020

 
207

 
 
CITIGROUP INC.
 
3.75
%
6/16/2024

 
485

 
 
U.S. BANCORP
 
2.95
%
7/15/2022

 
175

 
 
AMERICAN EXPRESS CREDIT CORPORA
 
2.38
%
3/24/2017

 
308

 
 
BANK OF AMERICA CORPORATION
 
4.00
%
4/1/2024

 
2,260

 
 
JPMORGAN CHASE & CO.
 
4.40
%
7/22/2020

 
265

 
 
CITIGROUP INC.
 
4.50
%
1/14/2022

 
888

 
 
WELLS FARGO & COMPANY
 
4.60
%
4/1/2021

 
590

 
 
BARCLAYS BANK PLC
 
3.75
%
5/15/2024

 
388

 
 
BPCE SA
 
4.00
%
4/15/2024

 
581

 
 
SUNTRUST BANK
 
2.75
%
5/1/2023

 
367

 
 
BANK OF AMERICA CORPORATION
 
4.13
%
1/22/2024

 
53

 
 
CREDIT SUISSE AG-NEW YORK BRANCH
 
3.00
%
10/29/2021

 
850

 
 
ABBEY NATIONAL TREASURY SERVICES PL
 
4.00
%
3/13/2024

 
424

 
 
JPMORGAN CHASE & CO.
 
4.50
%
1/24/2022

 
1,775

 
 
BB&T CORPORATION
 
1.60
%
8/15/2017

 
300

 
 
MORGAN STANLEY
 
3.70
%
10/23/2024

 
586

 
 
THE HARTFORD FINANCIAL SERVICES GRO
 
6.00
%
1/15/2019

 
121

 
 
EXCEL TRUST, LP
 
4.63
%
5/15/2024

 
209

 
 
CUBESMART, L.P.
 
4.80
%
7/15/2022

 
448

 
 
SUNTRUST BANK
 
7.25
%
3/15/2018

 
285

 
 
BIOMED REALTY, L.P.
 
2.63
%
5/1/2019

 
275

 
 
SENIOR HOUSING PROPERTIES TRU
 
3.25
%
5/1/2019

 
202

 
 
FIRST HORIZON NATIONAL CORPORAT
 
5.38
%
12/15/2015

 
358



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
AMERICAN CAMPUS COMMUNITIES
 
4.13
%
7/1/2024

 
413

 
 
KINDER MORGAN ENERGY PARTNERS
 
3.95
%
9/1/2022

 
603

 
 
KINDER MORGAN, INC.
 
5.00
%
2/15/2021

 
185

 
 
APPALACHIAN POWER COMPANY
 
4.60
%
3/30/2021

 
695

 
 
NEXTERA ENERGY CAPITAL HOLDINGS, IN
 
6.00
%
3/1/2019

 
272

 
 
ENTERPRISE PRODUCTS OPERATING LL
 
5.25
%
1/31/2020

 
562

 
 
NEVADA POWER COMPANY
 
6.50
%
5/15/2018

 
225

 
 
WISCONSIN POWER AND LIGHT COMPANY
 
5.00
%
7/15/2019

 
853

 
 
DUKE ENERGY PROGRESS, INC
 
5.30
%
1/15/2019

 
217

 
 
KINDER MORGAN, INC.
 
3.05
%
12/1/2019

 
298

 
 
BUCKEYE PARTNERS, L.P.
 
4.15
%
7/1/2023

 
200

 
 
VERIZON COMMUNICATIONS INC.
 
2.45
%
11/1/2022

 
1,037

 
 
TRANSOCEAN INC.
 
6.50
%
11/15/2020

 
214

 
 
21ST CENTURY FOX AMERICA, 144A
 
3.70
%
9/15/2024

 
78

 
 
HEWLETT-PACKARD COMPANY
 
4.30
%
6/1/2021

 
184

 
 
HEWLETT-PACKARD COMPANY
 
4.65
%
12/9/2021

 
1,042

 
 
LYONDELLBASELL INDUSTRIES N.V.
 
5.00
%
4/15/2019

 
318

 
 
ERAC USA FINANCE LLC 144A
 
5.25
%
10/1/2020

 
305

 
 
CVS HEALTH CORPORATION
 
3.38
%
8/12/2024

 
408

 
 
FOREST LABORATORIES, INC. 144A
 
4.38
%
2/1/2019

 
188

 
 
ACTAVIS FUNDING SCS
 
3.85
%
6/15/2024

 
226

 
 
LIFE TECHNOLOGIES CORPORATION
 
5.00
%
1/15/2021

 
393

 
 
HUMANA INC.
 
3.85
%
10/1/2024

 
384

 
 
TELEFONICA EMISIONES, S.A.U.
 
5.46
%
2/16/2021

 
200

 
 
NOVARTIS CAPITAL CORPORATION
 
2.40
%
9/21/2022

 
669

 
 
SHELL INTERNATIONAL FINANCE B.V.
 
3.10
%
6/28/2015

 
443

 
 
BP CAPITAL MARKETS P.L.C.
 
2.25
%
11/1/2016

 
465

 
 
CONOCOPHILLIPS COMPANY
 
3.35
%
11/15/2024

 
152

 
 
COVIDIEN INTERNATIONAL FINANCE S.
 
2.80
%
6/15/2015

 
758

 
 
NBCUNIVERSAL MEDIA, LLC
 
4.38
%
4/1/2021

 
528

 
 
MEDTRONIC, INC. 144A
 
2.50
%
3/15/2020

 
126

 
 
NBCUNIVERSAL MEDIA, LLC
 
2.88
%
1/15/2023

 
126

 
 
MEDTRONIC, INC. 144A
 
3.15
%
3/15/2022

 
203



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
SYSCO CORPORATION
 
3.00
%
10/2/2021

 
255

 
 
FORD MOTOR CREDIT COMPANY LLC
 
5.88
%
8/2/2021

 
1,328

 
 
VERIZON COMMUNICATIONS INC.
 
5.15
%
9/15/2023

 
980

 
 
MCKESSON CORPORATION
 
2.85
%
3/15/2023

 
194

 
 
EASTMAN CHEMICAL COMPANY
 
3.80
%
3/15/2025

 
330

 
 
DIRECTV HOLDINGS LLC
 
3.95
%
1/15/2025

 
51

 
 
AUTOZONE, INC.
 
4.00
%
11/15/2020

 
525

 
 
AGILENT TECHNOLOGIES, INC.
 
3.20
%
10/1/2022

 
393

 
 
DIRECTV
 
4.45
%
4/1/2024

 
529

 
 
AMAZON.COM, INC.
 
3.30
%
12/5/2021

 
281

 
 
AMPHENOL CORPORATION
 
3.13
%
9/15/2021

 
204

 
 
PENSKE TRUCK LEASING CO., L.P.
 
4.88
%
7/11/2022

 
606

 
 
VERIZON COMMUNICATIONS INC 144A
 
2.63
%
2/21/2020

 
674

 
 
TIME WARNER CABLE INC.
 
4.00
%
9/1/2021

 
1,152

 
 
ANADARKO PETROLEUM CORPORATION
 
8.70
%
3/15/2019

 
375

 
 
WALGREENS BOOTS ALLIANCE, INC.
 
3.30
%
11/18/2021

 
405

 
 
WAMU 2004AR14 A1
 
2.39
%
1/25/2035

 
104

 
 
MASTR ASSET SECURITIZA 4A2 2003-4
 
5.50
%
5/25/2033

 
120

 
 
FNCN AE2033
 
3.50
%
9/1/2020

 
27

 
 
FGLMC G07505
 
7.00
%
2/1/2039

 
749

 
 
FNARM 756359
 
2.52
%
12/1/2033

 
71

 
 
FHARM 781013
 
2.22
%
11/1/2033

 
106

 
 
MORGAN STANLEY CAPITAL A4 2006-HQ9 FRN
 
5.73
%
7/12/2044

 
1,157

 
 
FNCL AL4316
 
7.00
%
3/1/2039

 
454

 
 
FHARM 1B0118
 
2.41
%
8/1/2031

 
11

 
 
LB-UBS COMMERCIAL M A1A 2006-C7
 
5.34
%
11/15/2038

 
1,494

 
 
FGLMC G05532
 
5.50
%
8/1/2035

 
1,139

 
 
FGLMC G06348
 
4.50
%
2/1/2041

 
226

 
 
FNCI AL3757
 
5.00
%
3/1/2027

 
69

 
 
FGCI J13715
 
3.50
%
12/1/2020

 
4

 
 
FGCI J24051
 
3.00
%
6/1/2023

 
8

 
 
FNARM 754671
 
1.93
%
10/1/2033

 
117

 
 
FGCI J17539
 
3.00
%
12/1/2021

 
4



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
FGCI G14232
 
3.00
%
9/1/2021

 
15

 
 
FGLMC G06255
 
4.50
%
2/1/2041

 
291

 
 
FNARM 748645
 
1.93
%
9/1/2033

 
155

 
 
FNCL 725025
 
4.50
%
10/1/2033

 
3,051

 
 
FNARM 758612
 
1.93
%
11/1/2033

 
129

 
 
FNMA AL2293
 
4.38
%
6/1/2021

 
519

 
 
FNCL 889060
 
6.00
%
1/1/2038

 
300

 
 
FEDERAL HOME LOAN MO DA 2010-3777
 
3.50
%
10/15/2024

 
225

 
 
FEDERAL HOME LOAN A2 2012-K709
 
2.09
%
3/25/2019

 
1,114

 
 
WACHOVIA BANK COMMERC A1A 2006-C26 FRN
 
6.01
%
6/15/2045

 
1,230

 
 
FEDERAL NATIONAL MO ASQ2 2012-M8
 
1.52
%
12/25/2019

 
501

 
 
FEDERAL NATIONAL M ASQ3 2012-M8
 
1.80
%
12/25/2019

 
599

 
 
FEDERAL NATIONAL MOR A2 2012-M8
 
2.35
%
5/25/2022

 
496

 
 
FHARM 847589
 
2.31
%
9/1/2035

 
149

 
 
COMMERCIAL MORTGAGE A4 2006-C8
 
5.31
%
12/10/2046

 
2,591

 
 
FEDERAL HOME LOAN MOR FB 2006-3208 FRN
 
0.56
%
8/15/2036

 
1,053

 
 
CREDIT SUISSE MORTGAGE A1A 2007-C2 FRN
 
5.53
%
1/15/2049

 
1,597

 
 
COMMERCIAL MORTGAGE A1A 2006-C8
 
5.29
%
12/10/2046

 
723

 
 
MERRILL LYNCH/COUNTR A1A 2006-4
 
5.17
%
12/12/2049

 
1,128

 
 
FEDERAL HOME LOAN A2 2012-K710
 
1.88
%
5/25/2019

 
1,305

 
 
FNCL 805480
 
5.50
%
12/1/2034

 
996

 
 
FEDERAL NATIONAL MORTG 1A2 2012-M4 FRN
 
2.98
%
4/25/2022

 
826

 
 
CITIGROUP/DEUTSCHE A1S 2006-CD3
 
5.61
%
10/15/2048

 
986

 
 
BANC OF AMERICA COMMERC A1A 2006-2 FRN
 
5.73
%
5/10/2045

 
405

 
 
FNCL 889061
 
6.00
%
1/1/2038

 
284

 
 
FEDERAL NATIONAL MORTGAG B 2012-111
 
7.00
%
10/25/2042

 
206

 
 
FHLB SECURITY-BACKED C 2A 2012-M12 FRN
 
2.71
%
9/25/2022

 
592

 
 
CS FIRST BOSTON MORTGA 5A1 2005-3
 
5.50
%
7/25/2020

 
167

 
 
AMERICAN EXPRESS CREDIT A 2014-3
 
1.49
%
4/15/2020

 
851

 
 
CENTERPOINT ENERGY RE A1 2012-1
 
0.90
%
4/15/2018

 
294

 
 
SOUTH CAROLINA STUDENT L A1 2014-1 FRN
 
0.91
%
5/1/2030

 
500

 
 
BARCLAYS DRYROCK ISSUAN A 2014-3
 
2.41
%
7/15/2022

 
861

 
EB TEMPORARY INVESTMENT FUND
 
0.01
%
 
 
2,346



                                            
EIN:     13-1815595
PN:    003
SCHEDULE H


COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SHORT TERM FIXED INCOME FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
Total Guaranteed Investment Contracts
 
 
 
 
$
181,111

 
 
 
 
 
 
 
 
 
 
Total Fund A
 
 
 
 
$
212,082

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Represents a Party-In-Interest as defined by ERISA
 
 
 
 
 





 
 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
COLGATE COMMON STOCK FUND (FUND B)
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
*
 
Employee Benefit Temporary Investment FD
 
$
5,268

 
$
5,268

 
 
 
 
 
 
 
*
 
Colgate-Palmolive Co. Common Stock
 
4,421,899
 shares
 
305,951

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
311,219

 
 
 
 
 
 
 
 
 
 
 
 
 
 
*
 
Represents a Party-In-Interest as defined by ERISA
 
 

 
 





 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
COLGATE COMMON STOCK FUND (FUND D)
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(d) Cost
 
(e) Current value
 
 
 
 
 
 
 
 
 
*
 
Employee Benefit Temporary Investment FD
 
$
981

 
$
981

 
$
981

 
 
 
 
 
 
 
 
 
*
 
Colgate-Palmolive Co. Common Stock
 
26,137,798
 shares
 
106,205

 
1,808,474

 
 
 
 
 
 
 
 
 
 
 
Total
 
 

 
$
107,186

 
$
1,809,455

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*
 
Represents a Party-In-Interest as defined by ERISA
 
 

 
 





 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
COLGATE COMMON STOCK FUND (FUND E)
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(d) Cost
 
(e) Current value
 
 
 
 
 
 
 
 
 
*
 
Employee Benefit Temporary Investment FD
 
$
35

 
$
35

 
$
35

 
 
 
 
 
 
 
 
 
*
 
Colgate-Palmolive Co. Common Stock
 
472,407
 shares
 
524

 
32,686

 
 
 
 
 
 
 
 
 
 
 
Total
 
 
 
$
559

 
$
32,721

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
*
 
Represents a Party-In-Interest as defined by ERISA
 
 
 
 
 



 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
VANGUARD WELLINGTON FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
Vanguard Wellington Fund
 
2,170,932
 units
 
$
146,777

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
146,777





 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
VANGUARD INSTITUTIONAL INDEX FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
Vanguard Institutional Index Fund (Admiral shares)
 
733,349
 units
 
$
138,361

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
138,361

 


































 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
AMERICAN FUNDS EUROPACIFIC GROWTH FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
American Funds EuroPacific Growth Fund
 
2,180,321
 units
 
$
102,671

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
102,671




 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
BAIRD CORE PLUS BOND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
Baird Core Plus Bond
 
8,607,598
 units
 
$
95,889

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
95,889




 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
NEUBERGER BERMAN GENESIS FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
Neuberger Berman Genesis Fund
 
2,013,795
 units
 
$
113,981

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
113,981




 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
VANGUARD EXTENDED MARKET INDEX
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
Vanguard Extended Market Index
 
1,171,102
 units
 
$
77,995

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
77,995




 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H
 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
T. ROWE PRICE GROWTH STOCK FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
 
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Mutual Funds:
 
 
 
 
 
 
 
 
 
 
 
 
 
T. Rowe Price Growth Stock Fund
 
1,978,010
 units
 
$
102,758

 
 
 
 
 
 
 
 
 
Total
 
 

 
$
102,758

 



















 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H

 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SEPARATELY MANAGED ACCOUNT FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

 



(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Brandywine Classic Large Cap Value Fund
 
 
 
 
 
 
Separate Account Cash
 
$
928

 
$
928

 
 
Equity Investments:
 
 
 
 
 
 
 PUBLIC STORAGE
 
5,100
 shares
 
126

 
 
 JAZZ PHARMACEUTICALS PLC
 
900
 shares
 
147

 
 
 SEAGATE TECHNOLOGY
 
7,000
 shares
 
466

 
 
 CHECK POINT SOFTWARE TECHNOLOG
 
3,300
 shares
 
259

 
 
 AT&T INC
 
7,700
 shares
 
259

 
 
 ABBVIE INC
 
4,100
 shares
 
268

 
 
 ACTIVISION BLIZZARD INC
 
25,400
 shares
 
512

 
 
 AMERICAN AIRLS GROUP INC
 
14,300
 shares
 
767

 
 
 ANTHEM INC
 
4,200
 shares
 
528

 
 
 APACHE CORP
 
4,400
 shares
 
276

 
 
 APPLIED MATERIALS INC
 
16,400
 shares
 
409

 
 
 BP PLC
 
19,273
 shares
 
735

 
 
 BANK OF AMERICA CORP
 
46,800
 shares
 
837

 
 
 BERKSHIRE HATHAWAY INC
 
5,042
 shares
 
757

 
 
 CANADIAN NATURAL RESOURCES LTD
 
17,600
 shares
 
543

 
 
 CATERPILLAR INC
 
3,100
 shares
 
284

 
 
 CHINA MOBILE LTD
 
16,300
 shares
 
959

 
 
 CIMAREX ENERGY CO
 
2,200
 shares
 
233

 
 
 CISCO SYSTEMS INC
 
42,700
 shares
 
1,188

 
 
 CITIGROUP INC
 
25,600
 shares
 
1,385

 
 
 CONTINENTAL RESOURCES INC/OK
 
4,000
 shares
 
153

 
 
 DELTA AIR LINES INC
 
15,100
 shares
 
743

 
 
 DILLARD'S INC
 
1,900
 shares
 
238

 
 
 DIRECTV
 
5,500
 shares
 
477

 
 
 DOW CHEMICAL CO/THE
 
5,400
 shares
 
246

 
 
 EASTMAN CHEMICAL CO
 
3,900
 shares
 
296

 
 
 GENERAC HOLDINGS INC
 
4,500
 shares
 
210

 
 
 GENERAL ELECTRIC CO
 
31,000
 shares
 
783

 
 
 GENERAL MOTORS CO
 
30,200
 shares
 
1,054

 
 
 HALLIBURTON CO
 
17,000
 shares
 
669

 
 
 HARTFORD FINANCIAL SERVICES GR
 
8,400
 shares
 
350

 
 
 HATTERAS FINANCIAL CORP
 
24,700
 shares
 
455

 
 
 HESS CORP
 
3,300
 shares
 
244

 
 
 JPMORGAN CHASE & CO
 
22,900
 shares
 
1,433



 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H

 
COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
SEPARATELY MANAGED ACCOUNT FUND
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)

 



(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 JOY GLOBAL INC
 
9,000
 shares
 
419

 
 
 LAM RESEARCH CORP
 
4,200
 shares
 
333

 
 
 LINCOLN NATIONAL CORP
 
8,300
 shares
 
479

 
 
 LOUISIANA-PACIFIC CORP
 
21,600
 shares
 
358

 
 
 MERCK & CO INC
 
4,900
 shares
 
278

 
 
 METLIFE INC
 
24,200
 shares
 
1,309

 
 
 MICRON TECHNOLOGY INC
 
16,050
 shares
 
562

 
 
 MYLAN INC/PA
 
5,400
 shares
 
304

 
 
 NPS PHARMACEUTICALS INC
 
6,100
 shares
 
218

 
 
 OCCIDENTAL PETROLEUM CORP
 
4,300
 shares
 
347

 
 
 OSHKOSH CORP
 
7,400
 shares
 
360

 
 
 PFIZER INC
 
18,800
 shares
 
586

 
 
 RELIANCE STEEL & ALUMINUM CO
 
8,100
 shares
 
496

 
 
 RIO TINTO PLC
 
6,400
 shares
 
295

 
 
 SANTANDER CONSUMER USA HOLDING
 
20,300
 shares
 
398

 
 
 SCHLUMBERGER LTD
 
3,700
 shares
 
316

 
 
 TOYOTA MOTOR CORP
 
10,800
 shares
 
1,355

 
 
 TRIBUNE MEDIA COMPANY CLASS A
 
8,700
 shares
 
520

 
 
 TWO HARBORS INVESTMENT CORP
 
47,600
 shares
 
477

 
 
 VERIZON COMMUNICATIONS INC
 
13,400
 shares
 
627

 
 
 VIACOM INC
 
6,300
 shares
 
474

 
 
 WELLS FARGO & CO
 
14,000
 shares
 
767

 
 
 WESTERN DIGITAL CORP
 
2,000
 shares
 
221

 
 
Total Separately Managed Account Fund
 
 

 
$
30,716





 
EIN:  13-1815595
 
PN:  003
 
SCHEDULE H

COLGATE-PALMOLIVE COMPANY
EMPLOYEES SAVINGS AND INVESTMENT PLAN
SCHEDULE H, LINE 4I - SCHEDULE OF ASSETS (HELD AT END OF YEAR)
BLACKROCK INDEX FUNDS
AS OF DECEMBER 31, 2014
(Dollars in thousands, except as indicated)
(a)
 
(b) Identity of issuer, borrower, lessor or similar party
 
(c) Description of investment including maturity date, rate of interest, collateral, par, or maturity value
 
(e) Current value
 
 
 
 
 
 
 
 
 
Common/Collective Trust Funds:
 
 

 
 

 
 
BlackRock Lifepath Index Retirement
 
1,586,635
 units
 
$
26,752

 
 
BlackRock Lifepath Index 2020
 
1,695,395
 units
 
$
32,296

 
 
BlackRock Lifepath Index 2025
 
1,564,502
 units
 
$
31,475

 
 
BlackRock Lifepath Index 2030
 
1,599,569
 units
 
$
33,615

 
 
BlackRock Lifepath Index 2035
 
1,191,586
 units
 
$
26,082

 
 
BlackRock Lifepath Index 2040
 
683,141
 units
 
$
15,503

 
 
BlackRock Lifepath Index 2045
 
485,284
 units
 
$
11,411

 
 
BlackRock Lifepath Index 2050
 
216,998
 units
 
$
5,269

 
 
BlackRock Lifepath Index 2055
 
183,995
 units
 
$
3,231

 
 
Total Common/Collective Trust Funds
 
 

 
$
185,634

 
 
Plan Total
 
 

 
$
3,375,976