UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F COVER PAGE Report for the Quarter Ended June 30, 2005 GREAT AMERICAN FINANCIAL RESOURCES, INC One East Fourth Street, Cincinnati, Ohio 45202 ------------------------------------------------------------------------- (Name and Address of Institutional Investment Manager Filing this Report) Form 13F File Number: Unassigned The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Robert H. Ruffing (513) 579-2144 ----------------------------------------------- (Name, Title and Phone Number of Person Signing this Report on Behalf of Reporting Manager) Signature: s/Robert H. Ruffing Cincinnati, Ohio August 12, 2005 ------------------------------- Robert H. Ruffing Report Type: [ ] 13F HOLDINGS REPORT. [X] 13F NOTICE. [ ] 13F COMBINATION REPORT. Other Manager Reporting for this Manager: (28-4389) American Financial Group, Inc. Page 1 of 1