This filing is made pursuant to Rule 424(b)(2)
under the Securities Act of 1933 in connection with Registration No.
333-121913.
Current
Interest Rates
This is a
supplement to the Prospectus dated April 27, 2006
Current
Interest Rates for Renewable Unsecured Subordinated Notes
Offered
by Consumer Portfolio Services, Inc.
Interest
Rates Effective From June 1, 2009 through July 17, 2009
|
PORTFOLIO
|
|||||||||
|
AMOUNT
(1)
|
$1,000
- $4,999
|
$5,000
- $9,999
|
$10,000
- $14,999
|
$15,000
- $24,999
|
|||||
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
||
|
NOTE
TERM
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
|
|
3 Month
(2)
|
6.85
|
7.09
|
6.85
|
7.09
|
6.85
|
7.09
|
6.85
|
7.09
|
|
|
6 Month
(2)
|
7.60
|
7.90
|
7.60
|
7.90
|
7.60
|
7.90
|
7.60
|
7.90
|
|
|
1 Year
(3)
|
9.35
|
9.80
|
9.85
|
10.35
|
10.35
|
10.90
|
10.85
|
11.46
|
|
|
2 Year
(3)
|
10.50
|
11.07
|
11.10
|
11.74
|
11.70
|
12.41
|
12.30
|
13.09
|
|
|
3 Year
(3)
|
10.95
|
11.57
|
11.65
|
12.35
|
12.35
|
13.14
|
13.05
|
13.94
|
|
|
4 Year
(3)
|
11.40
|
12.07
|
11.40
|
12.07
|
11.40
|
12.07
|
11.40
|
12.07
|
|
|
5 Year
(3)
|
11.80
|
12.52
|
11.80
|
12.52
|
11.80
|
12.52
|
11.80
|
12.52
|
|
|
10 Year
(3)
|
12.20
|
12.97
|
12.20
|
12.97
|
12.20
|
12.97
|
12.20
|
12.97
|
|
|
PORTFOLIO
|
|||||||||
|
AMOUNT
(1)
|
$25,000
- $49,999
|
$50,000
- $74,999
|
$75,000
- $99,999
|
$100,000
or More
|
|||||
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
Interest
|
Annual
|
||
|
NOTE
TERM
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
Rate
%
|
Yield
%
|
|
|
3 Month
(2)
|
7.20
|
7.46
|
7.55
|
7.84
|
7.90
|
8.22
|
8.15
|
8.49
|
|
|
6 Month
(2)
|
7.95
|
8.27
|
8.30
|
8.65
|
8.65
|
9.03
|
8.90
|
9.31
|
|
|
1 Year
(3)
|
11.20
|
11.85
|
11.55
|
12.24
|
11.90
|
12.63
|
12.15
|
12.92
|
|
|
2 Year
(3)
|
12.65
|
13.48
|
13.00
|
13.88
|
13.35
|
14.28
|
13.60
|
14.57
|
|
|
3 Year
(3)
|
13.40
|
14.34
|
13.75
|
14.74
|
14.10
|
15.14
|
14.35
|
15.43
|
|
|
4 Year
(3)
|
11.75
|
12.47
|
12.10
|
12.86
|
12.45
|
13.26
|
12.70
|
13.54
|
|
|
5 Year
(3)
|
12.15
|
12.92
|
12.50
|
13.31
|
12.85
|
13.71
|
13.10
|
13.99
|
|
|
10 Year
(3)
|
12.55
|
13.37
|
12.90
|
13.77
|
13.25
|
14.17
|
13.50
|
14.45
|
|
|
1) We
determine the applicable portfolio amount at the time you purchase or
renew a note by aggregating the principal amount of all notes issued by
Consumer Portfolio Services, Inc. that are currently owned by you and your
immediate family members. Immediate family members include
parents, children, siblings, grandparents and
grandchildren. Members of a sibling's family are also
considered immediate family members if the holder's sibling is also a
noteholder.
2)
The annual yield calculation assumes that:
a. the term of the note is renewed sequentially for an entire
year,
b. the interest earned during each term is included in the principal
amount for the next term,
c. the listed interest rate is the interest rate for each term, and
d. the accrued interest is paid annually. More frequent
interest payments will reduce your annual yield.
3)
The annual yield calculation assumes that accrued interest is paid
annually. More frequent interest payments will reduce your
annual yield.
The
description in this prospectus supplement of the terms of these notes adds
to the description of the general terms and provisions of the notes in the
prospectus dated April 27, 2006. Investors should rely on the
description of the notes in this supplement if it is inconsistent with the
description in the prospectus. |
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|
Interest
rates for notes purchased or renewed after July 17, 2009 are subject to
change.
|
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| IMPORTANT NOTICE: On June 30,
2008, Consumer Portfolio Services, Inc. executed a financing agreement
with Levine Leichtman Capital Partners that effectively prohibits the
Company from redeeming any notes prior to their maturity dates,
as originally stated or as extended upon renewal, except upon the death or
total permanent disability of the note holder. As
always, the company will continue to redeem notes at maturity upon the
request of the note holder and prior to maturity upon the death or total
permanent disability of the note holder. Only
redemptions prior to maturity for reasons other than the death or total
permanent disability of the note holder are prohibited. For
more details about note redemptions please read the sections of the
prospectus entitled "Renewal or Redemption On Maturity" and "Redemption or
Repurchase Prior To Stated
Maturity" |
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