Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
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(Print or Type Responses)
1. Name and Address of Reporting Person *
INVESTORS OF AMERICA LIMITED PARTNERSHIP
   2. Issuer Name and Ticker or Trading Symbol
FIRST PACTRUST BANCORP INC [FPTB] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director __X__ 10% Owner
_____ Officer (give title below) _____ Other (specify below)
(Last)
(First)
(Middle)
135 NORTH MERAMEC		 3. Date of Earliest Transaction (Month/Day/Year)
05/05/2009
(Street)

CLAYTON, MO 63105		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
___ Form filed by One Reporting Person
_X_ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 05/05/2009   S   2,500 D $ 8.3836 1,800 I See Note (4)
Common Stock 05/07/2009   S   1,800 D $ 8.25 0 I See Note (4)
Common Stock               122,000 I See Note (1)
Common Stock               268,000 I See Note (2)
Common Stock               43,680 I See Note (3)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
INVESTORS OF AMERICA LIMITED PARTNERSHIP
135 NORTH MERAMEC
CLAYTON, MO 63105		     X    
First Capital America, Inc.
135 NORTH MERAMEC
CLAYTON, MO 63105		     X    
DIERBERG JAMES F
135 NORTH MERAMEC
CLAYTON, MO 63105		     X    
Dierberg James Faron II
135 NORTH MERAMEC
CLAYTON, MO 63105		     X    

Signatures

 James F. Dierberg, President of First Securities America, Inc., General Partner of Investors of America, Limited Partnership   04/20/2010
**Signature of Reporting Person Date
 James F. Dierberg, President of First Capital America, Inc.   04/20/2010
**Signature of Reporting Person Date
 James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85   04/20/2010
**Signature of Reporting Person Date
 James F. Dierberg II   04/20/2010
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) These securities are owned by Investors of America, Limited Partnership ("Investors") and may be deemed to be indirectly owned by First Capital America, Inc. ("First Capital"), James F. Dierberg, Trustee of the James F. Dierberg Living Trust Dated 10/8/85 ("JFD Lvg Trust") and James F. Dierberg II ("JFD II"). Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and First Securities America, Inc. ("FSA"), the General Partner of Investors. JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust. First Capital, JFD Lvg Trust and JFD II disclaim beneficial ownership of these securities.
(2) These securities are owned by First Capital and may be deemed to be indirectly owned by Investors, JFD Lvg Trust and JFD II. Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors. JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust. Investors, JFD Lvg Trust and JFD II disclaim beneficial ownership of these securities.
(3) These securities are owned by JFD Lvg Trust and may be deemed to be indirectly owned by Investors, First Capital and JFD II. Members of the Dierberg Family and the Dierberg Family Trusts are shareholders of First Capital and FSA, the General Partner of Investors. JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust. Investors, First Capital and JFD II disclaim beneficial ownership of these securities.
(4) These securities are owned by JFD II and may be deemed to be indirectly owned by Investors, First Capital and JFD Lvg Trust. Members of the Dierberg Family and Dierberg Family Trusts are shareholders of First Capital and FSA, General Partner of Investors. JFD II is the son of James F. Dierberg, the Trustee of JFD Lvg Trust; Investors, First Capital and JFD Lvg Trust disclaim beneficial ownership of these securities.
 
Remarks:
Explanation of Response - Item 1:  This Form 4 is filed jointly by Investors of America, Limited Partnership ("Investors"), First Capital America, Inc. ("First Capital"), James F. Dierberg, Trustee of the James F. Dierberg Living Trust dated 10/8/85 ("JFD Lvg Trust") and James F. Dierberg II ("JFD II") (collectively, the "Reporting Persons").  Each of the Reporting persons is a member of a Section 13(d) group with respect to the securities of the Issuer that beneficially owns in excess of 10% of the Issuer's outstanding common stock.  As members of the group, each of the Reporting Persons may be deemed to beneficially own the securities of the Issuer beneficially owned by the other members of the group.  Each of the reporting persons disclaims beneficial ownership of the securities of the Issuer beneficially owned by the other members of the group except to the extent of his or its pecuniary interest therein.

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