8-K


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
 
FORM 8-K
 
CURRENT REPORT
 
Pursuant to Section 13 or 15(d) of
The Securities Exchange Act of 1934
 
October 21, 2015
Date of Report (Date of earliest event reported)
 
PENNS WOODS BANCORP, INC.
(Exact name of registrant as specified in its charter)
 
Pennsylvania
 
000-17077
 
23-2226454
(State or other jurisdiction
of incorporation)
 
(Commission
File Number)
 
(IRS Employer
Ident. No.)
 
300 Market Street, P.O. Box 967, Williamsport, Pennsylvania
 
17703-0967
(Address of principal executive offices)
 
(Zip Code)
 
(570) 322-1111
Registrant's telephone number, including area code
 
N/A
(Former name or former address, if changed since last report.)
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))




Item 2.02                                           Results of Operation and Financial Condition.
 
On October 21, 2015, Penns Woods Bancorp, Inc. (the “Company”) distributed a press release announcing its earnings for the period ended September 30, 2015.  The press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.
 
Item 9.01                                           Financial Statements and Exhibits.
 
(d)                                 Exhibits:
 
99.1                        Press release, dated October 21, 2015, of Penns Woods Bancorp, Inc. announcing earnings for the period ended September 30, 2015.
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
PENNS WOODS BANCORP, INC.
 
 
 
Dated: October 21, 2015
 
 
 
 
 
 
By:
/s/  Brian L. Knepp
 
 
Brian L. Knepp
 
 
Chief Financial Officer
EXHIBIT INDEX
 
Exhibit Number
 
Description
99.1
 
Press release, dated October 21, 2015, of Penns Woods Bancorp, Inc. announcing earnings for the period ended September 30, 2015.